What is Protect Financial Services 2023 Limited?
Protect Financial Services 2023 Limited is a financial services provider, based in Ohaupo, with 2 years on the FSPR register, and 13 appointed advisers on file.
Protect Financial Services 2023 Limited
Financial Services Provider
Ohaupo
FSPR Registered
About Protect Financial Services 2023 Limited
How is Protect Financial Services 2023 Limited regulated?
Protect Financial Services 2023 Limited is registered on the Financial Service Providers Register (FSPR)as FSP1005743, with first registration in 2023. Disputes are handled by Insurance & Financial Services Ombudsman Scheme Inc.. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.
What does Protect Financial Services 2023 Limited offer?
Protect Financial Services 2023 Limited's Public Disclosure Statement lists the following scope of advice: Life Insurance, Health Insurance, KiwiSaver, Mortgage and Lending. Refer to the original PDS for the binding scope.
Public Disclosure Statement highlights
Full PDS section ↓Extracted from Protect Financial Services 2023 Limited's PDS dated 2026-05-24 · HTML source. View original.
- Fee structure
- commission only
- Commission
- Yes
- Dispute scheme
- IFSO
- Panel
- 24 providers
- Services
- 4 named
- FAQs
- 3 answered
Scope of advice
- Life Insurance
- Health Insurance
- KiwiSaver
- Mortgage and Lending
Contact Information
Phone
Not available
Not available
Website
Not available
Address
44 Mccandlish Road,Rd 10,Ohaupo,3290,New Zealand
About Protect Financial Services 2023 Limited
Company profile coming soon
Get in touch to add your company description
Public Disclosure Statement
24 providers on panelProtect Financial Services 2023 Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.
→ View Protect Financial Services 2023 Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json
- Fee structure
- commission only
- Receives commission
- Yes — disclosed in PDS
- Dispute resolution scheme
- IFSO
- Scope of advice (verbatim from PDS)
-
- Life Insurance
- Health Insurance
- KiwiSaver
- Mortgage and Lending
Distribution panel
Product providers Protect Financial Services 2023 Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.
Lending & Mortgages · 13
- ANZ +37
- Avanti Finance +26
- Heartland Bank +23
- Prospa +20
- ASB Bank +5
- Peppermoney +4
- The Co-operative Bank +2
- BNZ +1
- MB Private +1
- Metro Finance +1
- Welcome Limited +1
- Velocity Financial
- Westpac
KiwiSaver · 3
- Generate +20
- Fisher Funds +8
- NZ Funds +8
Life & Health Insurance · 8
- AIA +39
- Partners Life +38
- Fidelity Life +34
- Asteron Life +25
- Southern Cross +24
- Chubb +16
- Resolution Life +8
- nib +4
Verbatim quotes from Protect Financial Services 2023 Limited's PDS (6 fields cited)
Fees
“Protect Financial Services 2023 Ltd may charge a fee for financial advice provided to a client if the client cancels an insurance policy within two years of inception. Whether a fee will be charged, and the amount of the fee will be advised when the advice is provided. This fee will be payable by the client by the 20th of the month after the policy is cancelled.”
Commission
“For health and personal risk insurance, Protect Financial Services 2023 Ltd and the financial adviser receive commissions from the insurance companies whose policies we can recommend. If you decide to take out insurance that we recommend, the insurer will pay a commission to Protect Financial Services 2023 Ltd and/or the adviser who provides your advice. The amount of the commission is based on the amount of premium associated with your cover; specific commissions will be advised to you when advice is provided.”
Conflicts of interest
“From time to time, product providers may also reward us for the overall business we provide to them. They may give us tickets to sports events, hampers, or other incentives.”
Scope of advice
“We provide advice in relation to products offered by the following companies:”
Dispute resolution
“If we can't resolve your complaint, or you aren't satisfied with the way we propose to do so, you can contact the **Insurance and Financial Services Ombudsman (IFSO)**. IFSO provides a free, independent dispute resolution service that may help investigate or resolve your complaint, if we haven't been able to resolve your complaint to your satisfaction.”
Material relationships
“We can also provide referrals, for which we may receive a commission or fee, to provide Mortgage and Lending advice, Budgeting and Financial Mentoring, Accounting services and Business coaching. Advice provided through such referrals by third parties are not covered within our scope of advice.”
Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.
Services this firm offers
Named service offerings extracted from Protect Financial Services 2023 Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.
-
Life Insurance
AdvisoryFinancial advice on life insurance products from providers including Chubb, Fidelity Life, Partners Life, AIA, Asteron Life, and Resolution Life.
Fees: Commission from insurers; fee charged if policy cancelled within two years of inception.For: retail -
Health Insurance
AdvisoryFinancial advice on health insurance products from Nib, Partners Life, Southern Cross, and AIA.
Fees: Commission from insurers; fee charged if policy cancelled within two years of inception.For: retail -
KiwiSaver
AdvisoryFinancial advice on KiwiSaver products from Fisher Funds, NZ Funds, and Generate.
Fees: Fee model not explicitly stated for KiwiSaver advice.For: retail -
Lenders
AdvisoryFinancial advice on lending products from a range of NZ registered banks and alternative lenders.
Fees: Fee model not explicitly stated for lending advice.For: retail
FAQs from this firm's PDS
Common consumer questions answered in Protect Financial Services 2023 Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.
How will my complaint be handled?
“We will consider your complaint and let you know how we intend to resolve it. We may need to contact you to get further information about your complaint. - We aim to resolve complaints within 10 working days of receiving them. If we can't, we will contact you within that time to let you know we need more time to consider your complaint. - We will contact you by phone or email to let you know whether we can resolve your complaint and how we propose to do so.”
What fees might I be charged for financial advice?
“Protect Financial Services 2023 Ltd may charge a fee for financial advice provided to a client if the client cancels an insurance policy within two years of inception. Whether a fee will be charged, and the amount of the fee will be advised when the advice is provided. This fee will be payable by the client by the 20th of the month after the policy is cancelled.”
How do you manage conflicts of interest?
“To ensure that our financial advisers prioritise the client's interests above their own and to manage the potential conflicts of interest as disclosed above, all Protect Financial Services 2023 Ltd advisers follow an advice process that ensures personalised recommendations are made on the basis of the client's goals and circumstances, as advised by the client. Protect Financial Services 2023 Ltd financial advisers complete regular training, including how to manage conflicts of interest.”
Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.
Adviser Team
13 advisers AK
Aarya Kagathra
Financial Adviser
FSP1010542
Based in Ohaupo
View profile
AS
Anderson Shen Pemberton
Financial Adviser
FSP1010100
Based in Ohaupo
View profile
AJ
Andrew John Hart
Financial Adviser
FSP651749
Based in Hamilton
View profile
DA
Dean Alexander Picard
Financial Adviser
FSP76981
Based in Hamilton
View profile
DD
Dharam Devkota
Financial Adviser
FSP1006793
Based in Christchurch
View profile
JO
Janeca Ologa Hitchens
Financial Services
FSP1011931
Based in Auckland
View profile
JC
John Charles Heritage
Financial Adviser
FSP1008826
Based in Hamilton
View profile
MS
Maolin Sun
Financial Adviser
FSP1009808
Based in Ohaupo
View profile
MP
Milan Patel
Financial Adviser
FSP1008991
Based in Ohaupo
View profile
RP
Rushil Patel
Financial Adviser
FSP1010546
Based in Auckland
View profile
SJ
Stephen James Brown
Financial Adviser
FSP1010114
Based in Gisborne
View profile
TM
Tanya Maree Honore
Financial Adviser
FSP1009262
Based in Hamilton
View profile
ZS
Zachary Samuel Clark
Financial Adviser
FSP1005577
Based in Ohaupo
View profile
Get Financial Guidance
Connect with Protect Financial Services 2023 Limited for personalized financial guidance tailored to your needs.
Request ConsultationWhy Choose Protect Financial Services 2023 Limited?
FSPR Registered - Licensed & regulated
Adviser Team - 13 advisers
Consultation Available - Contact to enquire
Is this your business?
Claim it to add your logo, description, contact details, and team information. Free to claim.
Related searches
Source: FSPR · synced 10 November 2025 · Report incorrect info
Important: FinanceAdvisers.co.nz is a lead generation service. We connect consumers with FSPR-registered financial advisers but do not provide financial advice ourselves.
The information on this page is general in nature and should not be relied upon as financial advice. Your personal circumstances should be considered before making any financial decisions.
Always verify adviser credentials on the Financial Service Providers Register.