Mortgage Planners Limited

Financial Services Provider

★★★★★

5 Read 4 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Auckland

FSPR Registered

FSP Number: FSP726391

NZBN: 9429037948269

Team Size: 1 adviser

Verify on FSPR

About Mortgage Planners Limited

What is Mortgage Planners Limited?

Mortgage Planners Limited is a financial services provider, based in Auckland, with 5 years on the FSPR register, and 1 appointed adviser on file.

How is Mortgage Planners Limited regulated?

Mortgage Planners Limited is registered on the Financial Service Providers Register (FSPR)as FSP726391, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Mortgage Planners Limited offer?

Mortgage Planners Limited's Public Disclosure Statement lists the following scope of advice: Home Loans, Investment Loans, Construction Loans. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Mortgage Planners Limited's PDS dated 2026-05-18 · PDF source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Panel: 20 providers
Services: 3 named
FAQs: 6 answered

Scope of advice

Home Loans
Investment Loans
Construction Loans

Contact Information

Phone

09 522 5027

Email

Not available

Website

www.mortgageplanners.co.nz

Address

3 Beaconsfield Street,Grey Lynn,Auckland,1021,New Zealand

About Mortgage Planners Limited

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Public Disclosure Statement

20 providers on panel

Mortgage Planners Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-18 · source format PDF.

→ View Mortgage Planners Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Home Loans
Investment Loans
Construction Loans
Specialties: Mortgages
Lending
Investments

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Mortgage Planners Limited, trading as Mortgage Planners Limited, is a member of NZ Financial Services Group Limited

Distribution panel

Product providers Mortgage Planners Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 20

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
First Mortgage Trust +25
Southern Cross +24
Heartland Bank +23
SBS Bank +23
Cressida Capital +21
DBR Property Finance +20
Basecorp Finance +16
The Co-operative Bank +12
Unity Credit Union +10
Liberty Financial +6
CFML +5
Zip Business +4
ASAP Finance Limited +3
Resimac +1
Select Home Loan

Verbatim quotes from Mortgage Planners Limited's PDS (8 fields cited)

Fees

“Generally I won't charge you any fees for the financial advice I provide to you. This is possible because, on settlement of a loan, I usually receive commission from the lender [which is explained in the commission section of this Disclosure Guide]. Any exceptions to this general position are explained below.”

Commission

“On settlement of a loan I usually receive a commission payment from the applicable lender. The commission is generally of an upfront commission payment but I may also receive an ongoing trail commission payment. The upfront commission is calculated as a percentage of the loan at drawdown. A trail commission is calculated as a percentage of the loan outstanding at the relevant time.”

Product panel

“ANZ - ASB - Cressida Capital - Heartland Bank - RESIMAC - Southern Cross - Zip Business - Westpac - ASAP Finance Limited - DBR - Liberty Financial Limited - SBS Bank - The Co-operative Bank - CFML - BNZ - Avanti Finance - First Mortgage Trust - Unity - Select Home Loan - Basecorp Finance”

Conflicts of interest

“I manage the conflicts of interest arising from these commission payments by: - Following an advice process that ensures I understand your needs and goals so that I always recommend the best product for you regardless of the type and amount of commission I will receive. - Ensuring the amount of any loan is in accordance with your identified needs.”

Scope of advice

“The types of financial advice products I can give advice on are: - Home Loans - Investment Loans - Construction Loans”

Dispute resolution

“Financial Services Complaints Limited complaints@fscl.org.nz 0800 347 257”

Ownership

“My Financial Advice Provider is a member of NZ Financial Services Group Limited”

Material relationships

“I may also receive a referral fee or commission payment if I refer you to our referral partners listed above. I will give you more information about how that referral fee or commission is calculated, before proceeding.”

Verbatim spans extracted from the source PDS dated 2026-05-18. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Mortgage Planners Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Home Loans
Advisory

Financial advice and assistance choosing and applying for home loans from a panel of lenders.

Fees: Generally no fee; lender pays upfront and/or trail commission on settlement. One-off fee may apply in rare cases.

For: retail
Investment Loans
Advisory

Financial advice and assistance choosing and applying for investment loans from a panel of lenders.

Fees: Generally no fee; lender pays upfront and/or trail commission on settlement. One-off fee may apply in rare cases.

For: retail
Construction Loans
Advisory

Financial advice and assistance choosing and applying for construction loans from a panel of lenders.

Fees: Generally no fee; lender pays upfront and/or trail commission on settlement. One-off fee may apply in rare cases.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Mortgage Planners Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What services does Gavin Lendich provide?

“I will help you choose and apply for a loan that is suitable for your purpose from a panel of lenders [set out below]. Once we have chosen a lender and loan terms that are suitable for you, I will help you to obtain an approval.”

Will I be charged fees for financial advice?

“Generally I won't charge you any fees for the financial advice I provide to you. This is possible because, on settlement of a loan, I usually receive commission from the lender [which is explained in the commission section of this Disclosure Guide]. Any exceptions to this general position are explained below. If these exceptions will apply to you, I will let you know.”

When might a one-off fee be charged?

“When I don't receive commission from the lender: If you request that I provide financial advice and I do not receive a commission from the lender, I may charge you a one-off fee. Any such fee would be agreed and authorised by you in writing before I complete the services, and would be based on an estimate of the time spent providing the advice.”

How can I make a complaint?

“If you have a complaint about my financial advice or the service I gave you, you need to tell me about it. You can contact my internal complaints service by phoning, or emailing me using the heading Complaint - [Your Name]. Please set out the nature of your complaint, and the resolution you are seeking. I aim to acknowledge receipt of this within 24 hours. I will then record your complaint in our Complaints Register and will work with you to resolve your complaint.”

What happens if my complaint cannot be resolved internally?

“If we cannot agree on a resolution you can refer your complaint to our external dispute resolution service. This service is nothing and will assist us to resolve things with you. Details of this service are: Financial Services Complaints Limited complaints@fscl.org.nz 0800 347 257”

How is my personal information handled?

“I will collect personal information about you in accordance with my Privacy Policy. I regard client confidentiality as of paramount importance. I will not disclose any confidential information obtained from or about you to any other person, except in accordance with my Privacy Policy. The electronic platform I use to store your personal information is secure and run on Amazon Web Services.”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.