Custom Mortgages Nz Limited

Financial Services Provider

★★★★★

4.9 Read 42 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Queenstown

FSPR Registered

FSP Number: FSP776371

NZBN: 9429048971201

Team Size: 9 advisers

Verify on FSPR

About Custom Mortgages Nz Limited

What is Custom Mortgages Nz Limited?

Custom Mortgages Nz Limited is a financial services provider, based in Queenstown, with 5 years on the FSPR register, and 9 appointed advisers on file.

How is Custom Mortgages Nz Limited regulated?

Custom Mortgages Nz Limited is registered on the Financial Service Providers Register (FSPR)as FSP776371, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Custom Mortgages Nz Limited offer?

Custom Mortgages Nz Limited's Public Disclosure Statement lists the following scope of advice: home loan products, commercial loan products. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Custom Mortgages Nz Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Services: 1 named
FAQs: 3 answered

Scope of advice

home loan products
commercial loan products

Contact Information

Phone

021 444 845

Email

Not available

Website

www.custommortgages.co.nz

Address

32 Rees Street,Level 3,Queenstown,9300,New Zealand

About Custom Mortgages NZ Limited

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Public Disclosure Statement

Custom Mortgages Nz Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Custom Mortgages Nz Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): home loan products
commercial loan products
Specialties: Mortgages
Lending

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Custom Mortgages NZ Limited, trading as Custom Mortgages and trading as Digital Mortgages (FSP776371), operating under the FAP licence of NZ Financial Services Group Limited (FSP286965)

Verbatim quotes from Custom Mortgages Nz Limited's PDS (7 fields cited)

Fees

“Generally we don't charge you any fee for the advice and transactional solutions that we provide to you. This is possible because, on settlement of a mortgage, we usually receive commission from the applicable product provider as described above.”

Commission

“On settlement of a loan, we usually receive commission from the applicable product provider. The commission is generally of an upfront nature but may also include a renewal or trail commission. We also receive a fixed rate roll over fee from some product providers if we assist in refinancing your loan.”

Product panel

“We provide advice to our clients about **home loan and commercial loan products**.”

Conflicts of interest

“If there are any conflicts of interest apart from commission that could potentially influence the advice that we give, these will be shown in your Financial Adviser's Disclosure Guide.”

Scope of advice

“We provide advice to our clients about **home loan and commercial loan products**.”

Ownership

“We operate as a Financial Advice Provider under a current licence issued by the Financial Markets Authority in the name of **NZ Financial Services Group Limited (FSP286965)**.”

Material relationships

“From this commission we also pay NZ Financial Services Group Limited for services they provide to us in connection with our authorisation under their licence from the Financial Markets Authority.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Custom Mortgages Nz Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

advice and transactional solutions
Advisory

Advice and transactional solutions relating to home loan and commercial loan products, typically funded by lender commission.

Fees: Generally no fee; commission received from product provider on settlement. Fees may apply in rare no-commission or clawback scenarios.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Custom Mortgages Nz Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

How does Custom Mortgages NZ Limited receive payment for its services?

“On settlement of a loan, we usually receive commission from the applicable product provider. The commission is generally of an upfront nature but may also include a renewal or trail commission. We also receive a fixed rate roll over fee from some product providers if we assist in refinancing your loan.”

Are there any fees charged to clients?

“Generally we don't charge you any fee for the advice and transactional solutions that we provide to you. This is possible because, on settlement of a mortgage, we usually receive commission from the applicable product provider as described above. There are two exceptions to this general position which are explained below.”

How does Custom Mortgages NZ Limited manage conflicts of interest from commissions?

“We take steps to ensure that the receipt of commissions does not influence the advice we give to you and that our advisers prioritise your interests by recommending the best product for your purpose regardless of the type and amount of commission we or they may receive.”

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.