Finsol Financial Services Limited

Financial Services Provider

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Napier

FSPR Registered

FSP Number: FSP627069

NZBN: 9429045929991

Team Size: 8 advisers

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About Finsol Financial Services Limited

What is Finsol Financial Services Limited?

Finsol Financial Services Limited is a financial services provider, based in Napier, with 7 years on the FSPR register, and 8 appointed advisers on file.

How is Finsol Financial Services Limited regulated?

Finsol Financial Services Limited is registered on the Financial Service Providers Register (FSPR)as FSP627069, with first registration in 2018. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Finsol Financial Services Limited offer?

Finsol Financial Services Limited's Public Disclosure Statement lists the following scope of advice: Lifestyle Insurance, Business Insurance, Home loans and mortgages, KiwiSaver advice and investment portfolio advice, Australian Superannuation transfers, UK Pension transfers. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Finsol Financial Services Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 74 providers
Services: 16 named
Linked docs: 2

Scope of advice

Lifestyle Insurance
Business Insurance
Home loans and mortgages
KiwiSaver advice and investment portfolio advice
Australian Superannuation transfers
UK Pension transfers
Financial review / General financial advice
Fire and General Insurance (via Finsol Commercial Insurance Limited)
+1 more

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

G01/9 Customs Quay,Ahuriri,Napier,4110,New Zealand

About Finsol Financial Services Limited

Company profile coming soon

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Public Disclosure Statement

74 providers on panel

Finsol Financial Services Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Finsol Financial Services Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Lifestyle Insurance
Business Insurance
Home loans and mortgages
KiwiSaver advice and investment portfolio advice
Australian Superannuation transfers
UK Pension transfers
Financial review / General financial advice
Fire and General Insurance (via Finsol Commercial Insurance Limited)
ACC CoverPlus Extra administration
Specialties: General Insurance
Business Insurance
Mortgages
Lending
Kiwisaver
Investments
Retirement Planning

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Two related entities: Finsol Financial Services Limited (FSP627069, trading as Finsol Financial Advisers) holding its own FAP license; and Finsol Commercial Insurance Limited (FSP627069) operating as an Authorised Body under Community Broker Network Limited's (CBN NZ, FSP1003687)…

Distribution panel

Product providers Finsol Financial Services Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 18

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
First Mortgage Trust +25
Kiwibank +21
DBR Property Finance +20
ASAP Finance +17
Resimac +14
The Co-operative Bank +12
Liberty Financial +11
SBS Bank +11
Avanti Finance +8
Bluestone +8
Unity Credit Union +8
Cressida +5
Sovereign +4
Heartland Bank +3

KiwiSaver · 9

Booster +20
Generate +20
Milford Asset Management +13
Fisher Funds +8
Pathfinder +6
Kōura +1
Kernel Wealth +1
Mercer NZ +1
QuayStreet

Life & Health Insurance · 9

AIA +39
Partners Life +38
Fidelity Life +34
Asteron Life +25
Southern Cross +24
nib +22
Chubb Life +13
Accuro +11
PPS Mutual +1

General Insurance · 37

NM Insurance +3
Vero Insurance New Zealand Limited +3
AIG +2
Chubb Insurance New Zealand Limited +2
QBE Insurance (Australia) Limited +2
Vero Liability Insurance Limited +2
Berkshire Hathaway Specialty Insurance Company +1
360 Underwriting
Ando Insurance Group Limited (The Hollard Insurance Company Pty Limited)
Ando Insurance Group Ltd (on behalf of certain underwriters at Lloyds)
AWP Services New Zealand Ltd t/as Allianz Partners
Bounce Insurance Limited
CFC Underwriting Limited
Classic Cover Insurance (Lumley/IAG)
Club Auto Insurance (NZ) Limited
Cover-More (NZ) Ltd
Delta Insurance New Zealand Limited
Dual New Zealand Limited (HDI Global)
Dual New Zealand Limited (Lloyds)
Emergence NZ Ltd
IAG New Zealand Ltd
Insurance Underwriters (NZ) Limited
Market Lane Insurance Group (NZ) Limited
Mecon Insurance Limited
Nautilus Marine Underwriting Agency Ltd
NZ Underwriting Agencies
Protecsure Pty Ltd (Chubb Insurance Company of Australia Limited)
Solution Underwriting Agency Pty Ltd
Star Insurance Ltd (Vero Insurance New Zealand Ltd)
Star Insurance Ltd (Berkshire Hathaway Specialty Insurance)
TAI / Insurance Wholesale Limited (Lloyds)
TLC Insurance Ltd (Vero Liability)
TLC Insurance Ltd (Berkshire Hathaway Specialty Insurance)
Totara Property Insurance (IAG New Zealand Limited)
UAA New Zealand (QBE Insurance International)
Vero Marine Insurance
Zurich Australian Insurance Limited (ZAIL)

Investments & Funds · 1

Consilium +4

Verbatim quotes from Finsol Financial Services Limited's PDS (7 fields cited)

Fees

“Where advice does not result in provider remuneration, or where additional work is required, an advice fee may apply. Any fees will always be clearly outlined, agreed in writing, and confirmed before any work begins. Fees are typically invoiced at the point advice is delivered or when an application has been submitted, depending on the nature of the engagement.”

Commission

“Initial commission ranges from 30% to 230% of the first year's premium - Ongoing commission ranges from 5%–30% of the annual premium - Group Schemes may pay up to 15% of the annual premium”

Professional indemnity

“Finsol is covered by Professional Indemnity Insurance underwritten by **Dual New Zealand**. Terms, conditions and exclusions apply.”

Conflicts of interest

“We are generally paid by providers for placing insurance, implementing investments, or securing loans — not by you. - We don't accept incentive gifts, except for occasional small seasonal gifts. We are not tied to any provider and always prioritise your best interests. - We do not pay or receive referral fees.”

Scope of advice

“We focus solely on Life and Health Insurance, Investments, KiwiSaver, General Financial Advice and Mortgages. Our partner company (Finsol Commercial Insurance Limited) focuses on Fire and General insurance.”

Dispute resolution

“Scheme:** Financial Services Complaints Ltd (FSCL) - **Phone:** 0800 347 257 - **Email:** info@fscl.org.nz - **Post:** PO Box 5967, Lambton Quay, Wellington 6145 - **Website:** www.fscl.org.nz”

Material relationships

“Our team at Finsol are authorised to deliver financial advice services under the Financial Advice Provider Class 2 License held by **Community Broker Network Limited (CBN NZ)**, FSP registration number **FSP1003687**.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Finsol Financial Services Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Lifestyle Insurance
Advisory

Personal life and health insurance advice for individuals.

Fees: Commission paid by insurer (30%–230% initial, 5%–30% ongoing); $250+GST/hr fee if no placement.

For: retail
Business Insurance
Advisory

Insurance advice for business protection needs.

Fees: Commission paid by insurer (30%–230% initial, 5%–30% ongoing); $250+GST/hr fee if no placement.

For: retail
Home loans and mortgages
Advisory

Mortgage and home loan advice across a panel of lenders.

Fees: Commission from lender (0.45%–0.90% initial); fee of $250+GST/hr or 0.75%–1.50% of loan in some cases.

For: retail
KiwiSaver advice and investment portfolio advice
Advisory

KiwiSaver and investment portfolio recommendations across multiple providers.

Fees: Adviser fee rebate from provider (0.20%–0.50% p.a.); some providers charge 0.25%–0.30% p.a. directly.

For: retail
Australian Superannuation and UK Pension Transfers
Advisory

One-off transfer services for Australian super ($500+GST) and UK pensions ($1,000+GST).

Fees: One-off fee: $500+GST (Aus Super) or $1,000+GST (UK Pension); UK ongoing 0.20% p.a.

For: retail
Financial review
Advisory

General financial review and strategy advice where no provider remuneration applies.

Fees: $250+GST per hour; initial consultation complimentary.

For: retail
ACC Administration Services
Advisory

Administrative assistance with ACC CoverPlus Extra setup and ongoing management. Not personalised financial advice.

Fees: Initial setup may be free; ongoing admin fees on fixed or hourly basis if additional work required.

For: retail
Domestic Property and Contents Insurance
Advisory

Fire and general insurance for domestic property and contents.

Fees: Commission paid by insurer up to 28% of annual premium at initial and renewal.

For: retail
Business and Commercial Packages
Advisory

Commercial insurance packages for businesses.

Fees: Commission paid by insurer up to 28% of annual premium at initial and renewal.

For: retail
Liability Insurance
Advisory

Commercial and personal liability insurance coverage.

Fees: Commission paid by insurer up to 28% of annual premium at initial and renewal.

For: both
Motor and Vehicle Insurance
Advisory

Insurance advice for motor vehicles.

Fees: Commission paid by insurer up to 28% of annual premium at initial and renewal.

For: both
Cyber and Data Protection
Advisory

Insurance for cyber risk and data protection.

Fees: Commission paid by insurer up to 28% of annual premium at initial and renewal.

For: both
Marine Insurance
Advisory

Marine insurance products.

Fees: Commission paid by insurer up to 28% of annual premium at initial and renewal.

For: both
Travel Insurance
Advisory

Travel insurance products.

Fees: Commission paid by insurer up to 28% of annual premium at initial and renewal.

For: retail
Event Insurance
Advisory

Insurance for events.

Fees: Commission paid by insurer up to 28% of annual premium at initial and renewal.

For: both
Contract and Project Insurance
Advisory

Insurance for contracts and construction projects.

Fees: Commission paid by insurer up to 28% of annual premium at initial and renewal.

For: both

Additional disclosure documents

Documents linked from Finsol Financial Services Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

Full Complaints and Disputes process · Complaints Process
complaints submission form · Complaints Process

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.