Enva Mortgages Limited

Financial Services Provider

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Auckland

FSPR Registered

FSP Number: FSP1006977

NZBN: 9429051931681

Team Size: 21 advisers

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About Enva Mortgages Limited

What is Enva Mortgages Limited?

Enva Mortgages Limited is a financial services provider, based in Auckland, with 2 years on the FSPR register, and 21 appointed advisers on file.

How is Enva Mortgages Limited regulated?

Enva Mortgages Limited is registered on the Financial Service Providers Register (FSPR)as FSP1006977, with first registration in 2024. Disputes are handled by Financial Dispute Resolution Scheme. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Enva Mortgages Limited offer?

Enva Mortgages Limited's Public Disclosure Statement lists the following scope of advice: Residential home lending. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Enva Mortgages Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FDRS
Panel: 15 providers
Services: 3 named
FAQs: 3 answered

Scope of advice

Residential home lending

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

Level 2, 22 Dundonald Street,Eden Terrace,Auckland,1021,New Zealand

About Enva Mortgages Limited

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Public Disclosure Statement

15 providers on panel

Enva Mortgages Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Enva Mortgages Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FDRS
Scope of advice (verbatim from PDS): Residential home lending
Specialties: Lending
Mortgages
Kiwisaver
General Insurance

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Some advisers hold a financial interest in Enva Mortgages Limited as shareholders through a holding company.

Distribution panel

Product providers Enva Mortgages Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 15

AIA +39
ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
SBS Bank +23
Pepper Money +21
Southern Cross Partners +15
Resimac +14
Unity Credit Union +8
Liberty Financial +7
Prospa +2
First Mortgage Trust +2
Bluestone Mortgages +1

Verbatim quotes from Enva Mortgages Limited's PDS (7 fields cited)

Fees

“In place of an upfront fee, Enva Mortgages Limited and/or directly related companies are paid a commission by the providers for arranging the lending on your behalf.”

Commission

“Our financial advisers are paid a fixed salary. Our salaried advisers may also receive a discretionary bonus based on their contribution to the business. This is based on their overall performance, including achieving client service levels, compliance obligations, new lending and meeting business objectives.”

Product panel

“ASB - BNZ - AIA - Liberty Financial - ANZ - Westpac - SBS Bank - Resimac - Prospa NZ - FMT - Avanti Finance - Bluestone Mortgages - Pepper Money - NZCU - Southern Cross Partners”

Conflicts of interest

“Some advisers have a financial interest in the business of Enva Mortgages Limited as a shareholder through a holding company. Any payment of dividends or other distributions to shareholders by Enva Mortgages Limited has no effect on the service provided.”

Scope of advice

“The conditions of our licence allow us to provide financial advice services related to our specialist area of residential home lending.”

Ownership

“Some advisers have a financial interest in the business of Enva Mortgages Limited as a shareholder through a holding company.”

Material relationships

“Enva Mortgages Limited refers our clients to Enva Financial Limited for advice about personal risk insurances and KiwiSaver. For further details please refer to the Enva Financial Limited Disclosure.”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Enva Mortgages Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Home Lending
Advisory

Residential home lending advice; clients referred to Enva Mortgages Limited advisers for lending solutions.

Fees: No upfront fee; commission paid by lending providers when a product is arranged.

For: retail
Personal Risk Insurances & KiwiSaver
Advisory

Clients referred to Enva Financial Limited for personal risk insurance and KiwiSaver advice.

Fees: Not specified; handled via referral to Enva Financial Limited.

For: retail
General Insurance (Home, Contents & Car)
Advisory

Clients referred to Blanket Advice Limited for fire and general insurance advice.

Fees: Advisers may receive a small referral commission depending on insurance products taken out, after taxes.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Enva Mortgages Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

How is Enva Mortgages Limited paid for its services?

“In place of an upfront fee, Enva Mortgages Limited and/or directly related companies are paid a commission by the providers for arranging the lending on your behalf. Our financial advisers are paid a fixed salary. Our salaried advisers may also receive a discretionary bonus based on their contribution to the business. This is based on their overall performance, including achieving client service levels, compliance obligations, new lending and meeting business objectives.”

How does Enva Mortgages manage conflicts of interest and put your interests first?

“All of the services Enva Mortgages offers are provided free of charge to our clients. This is because we are paid by the lending providers when one of their products is taken up on the back of our recommendation.”

What should you do if something goes wrong?

“If you would like to raise concerns about the service you have received, we have an internal complaint process that we will follow when we receive your formal complaint.”