Cole Murray Group Limited

Financial Services Provider

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Hastings

FSPR Registered

FSP Number: FSP42652

NZBN: 9429037358372

Team Size: 15 advisers

Verify on FSPR

About Cole Murray Group Limited

What is Cole Murray Group Limited?

Cole Murray Group Limited is a financial services provider, based in Hastings, with 15 years on the FSPR register, and 15 appointed advisers on file.

How is Cole Murray Group Limited regulated?

Cole Murray Group Limited is registered on the Financial Service Providers Register (FSPR)as FSP42652, with first registration in 2010. Disputes are handled by Financial Dispute Resolution Scheme. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Cole Murray Group Limited offer?

Cole Murray Group Limited's Public Disclosure Statement lists the following scope of advice: Investment strategies, Debt management, KiwiSaver investment strategies and retirement planning, Personal insurances, General insurances, Personal Financial Plans. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Cole Murray Group Limited's PDS dated 2026-05-23 · PDF source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FDRS
Panel: 60 providers
Services: 6 named
FAQs: 6 answered
Linked docs: 1

Scope of advice

Investment strategies
Debt management
KiwiSaver investment strategies and retirement planning
Personal insurances
General insurances
Personal Financial Plans
Managed investments
Loans including mortgages, reverse mortgages, personal loans, business loans
+1 more

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

310 Avenue Road East,Hastings,Hastings,4122,New Zealand

About Cole Murray Group Limited

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Public Disclosure Statement

60 providers on panel

Cole Murray Group Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-23 · source format PDF.

→ View Cole Murray Group Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FDRS
Scope of advice (verbatim from PDS): Investment strategies
Debt management
KiwiSaver investment strategies and retirement planning
Personal insurances
General insurances
Personal Financial Plans
Managed investments
Loans including mortgages, reverse mortgages, personal loans, business loans
Life investment products including whole of life, endowment and bonds
Specialties: Investments
Financial Planning
Kiwisaver
Retirement Planning
General Insurance
Mortgages
Lending
Life Insurance

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Cole Murray Group Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 25

Avanti Finance +26
First Mortgage Trust +25
Funding Partners +14
Liberty Financial +2
ANZ Bank New Zealand Ltd +1
ASAP Finance Ltd +1
ASB Bank +1
BNZ +1
Conrad Funds Management Ltd +1
DBR Ltd +1
The Co-operative Bank Ltd +1
Westpac New Zealand Ltd +1
Bluestone Mortgages +1
Select Asset Finance
Basecorp Finance Ltd
Cressida Capital Ltd
Pepper New Zealand Ltd
Prospa NZ Ltd
Resimac Home Loans Ltd
Southland Building Society (SBS Bank)
Select Bluestone (Bluestone Mortgages Ltd)
Southern Cross Financial Group
Sovereign Home Loans (AIA / GoHomeLoan)
Heartland Bank Ltd
NZCU baywide

KiwiSaver · 4

AMP Services (NZ) Ltd +1
Booster Investments Management Limited
ANZ New Zealand Investments Ltd (OneAnswer)
Milford Funds Ltd

Investments & Funds · 2

AMP Services Ltd
AMP Capital Investors (New Zealand) Ltd

Other products · 29

Fidelity Life Assurance Company Limited +4
TLC Insurance +3
Partners Life Ltd +2
Protecsure Pty Ltd +2
QBE Insurance (Australia) Ltd +2
Vero Insurance New Zealand Ltd +2
Vero Liability Insurance Ltd +2
NIB NZ Limited +1
Southern Cross Health Society +1
AIG Insurance New Zealand Ltd +1
Aon New Zealand +1
Chubb Insurance New Zealand Ltd +1
Swann Insurance +1
Zurich Australian Insurance Ltd +1
Accuro
AIA NEW ZEALAND Ltd (Sovereign)
AMP (Resolution Life NZ)
Cigna Life Insurance New Zealand Ltd
Asteron Life Limited (Suncorp)
Allianz New Zealand Ltd
Ando Insurance Group Ltd
Berkshire Hathaway Specialty Insurance
Classic Cover Insurance Ltd
Delta Insurance New Zealand Ltd
DUAL New Zealand Ltd (IUA)
Lumley General Insurance (N.Z.) Ltd
NZ Insurance
Rosser Underwriting Ltd
Star Insurance (Star Underwriting Agents Ltd)

Verbatim quotes from Cole Murray Group Limited's PDS (7 fields cited)

Fees

“Our agreed advice and services and service fees may include charges for initial advice, ongoing or annual advice, and services. The fees charged for our advice and services may be based on a combination of a set dollar amount or a percentage-based fee. Fees will be confirmed in our Statement of Advice which will be provided to you when the advice is given.”

Commission

“For services in relation to insurance, some investment products and loans products, commissions may be paid by the product provider. This is usually an initial commission which is normally a percentage of the value of your investment contribution, loan amount or insurance premium, plus an ongoing commission, usually a percentage of the value of your investment balance, outstanding loan amount or premiums”

Product panel

“The various product providers available to Cole Murray includes:”

Conflicts of interest

“Cole Murray are paid commissions and / or fee income for the business placed with product providers. The amount of this income received varies as it is normally calculated as a percentage, as detailed above. From time to time our product providers assist us with funding so we can bring our advisers together for conferences and professional training.”

Scope of advice

“Cole Murray provides advice to clients about the many aspects of financial services. Our services include: * Investment strategies (strategic asset allocation and investing) * Debt management (including borrowing for personal and investment purposes) * Kiwisaver investment strategies and retirement planning * Personal insurances * General insurances * Personal Financial Plans”

Dispute resolution

“If we cannot agree on how to remedy the issue, or you, the client, decide not to accept or use the internal complaints scheme, you can contact our external disputes resolution service – FDRS.”

Material relationships

“Cole Murray has spent many years forging relationships with providers. The benefits of these relationships are seen every day by giving our clients outstanding choice, competitive pricing, coverage options and policy support services. Your interests are our priority, even though we do have these business relationships.”

Verbatim spans extracted from the source PDS dated 2026-05-23. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Cole Murray Group Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Investment strategies (strategic asset allocation and investing)
Advisory

Advice on investment strategies including strategic asset allocation and investing across local and overseas markets.

Fees: Set dollar amount or percentage-based fee; commissions may also be paid by product providers.

For: retail
Debt management (including borrowing for personal and investment purposes)
Advisory

Advice on debt management including personal and investment borrowing, mortgages, and other loan products.

Fees: Set dollar amount or percentage-based fee; commissions may also be paid by product providers.

For: retail
Kiwisaver investment strategies and retirement planning
Advisory

Advice on KiwiSaver investment strategies and retirement planning.

Fees: Set dollar amount or percentage-based fee; commissions may also be paid by product providers.

For: retail
Personal insurances
Advisory

Advice on personal insurance products including life, disability, income protection, trauma, and health cover.

Fees: Commissions paid by product providers as a percentage of premiums; fees may also apply.

For: retail
General insurances
Advisory

Advice on domestic and commercial general insurance products across a wide range of providers.

Fees: Commissions paid by product providers as a percentage of premiums; fees may also apply.

For: retail
Personal Financial Plans
Advisory

Comprehensive personal financial planning advice covering multiple aspects of a client's financial situation.

Fees: Set dollar amount or percentage-based fee agreed with client before proceeding.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Cole Murray Group Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What is Cole Murray's licence status?

“Cole Murray Group Limited, FSP42652, trading as Cole Murray, holds a financial advice providers licence issued by the Financial Markets Authority. NTF200220694. The Licence is subject to standard conditions only, and includes associate businesses as Authorised Bodies, who can also provide market services.”

How does Cole Murray charge fees?

“The actual amount Cole Murray may charge you will depend on the nature and scope of the advice or service we provide. We will discuss and agree the actual fees with you before we proceed and will explain how these fees will be payable. Our agreed advice and services and service fees may include charges for initial advice, ongoing or annual advice, and services. The fees charged for our advice and services may be based on a combination of a set dollar amount or a percentage-based fee.”

Does Cole Murray receive commissions?

“For services in relation to insurance, some investment products and loans products, commissions may be paid by the product provider. This is usually an initial commission which is normally a percentage of the value of your investment contribution, loan amount or insurance premium, plus an ongoing commission, usually a percentage of the value of your investment balance, outstanding loan amount or premiums and generally calculated at the end of the month in which you hold the investment or loan, or renewal of insurance products.”

How does Cole Murray handle conflicts of interest?

“Cole Murray recognises that the above commissions and incentives may create conflicts of interests for the business and associated financial advisers. To manage these conflicts, our advisers follow an advice process that ensures the recommendations made to you, the client, are made based on your financial goals, personal circumstances and have received appropriate research.”

How do I make a complaint?

“If you are not satisfied with the services provided by Cole Murray please contact your financial adviser or Cole Murray directly and tell us so we can try and fix the problem. Cole Murray's complaints officer is Willem Vermeulen (06 8707050) (info@colemurray.co.nz), he will formally acknowledge your complaint usually in writing and will endeavour to resolve the issue fairly and in a timely manner.”

What happens if my complaint is not resolved internally?

“If we cannot agree on how to remedy the issue, or you, the client, decide not to accept or use the internal complaints scheme, you can contact our external disputes resolution service – FDRS.”

Additional disclosure documents

Documents linked from Cole Murray Group Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.