What is Advicequal Limited?
Advicequal Limited is a financial services provider, based in Auckland, with 5 years on the FSPR register, and 31 appointed advisers on file.
Advicequal Limited
Financial Services Provider
Auckland
FSPR Registered
About Advicequal Limited
How is Advicequal Limited regulated?
Advicequal Limited is registered on the Financial Service Providers Register (FSPR)as FSP745511, with first registration in 2021. Disputes are handled by Insurance & Financial Services Ombudsman Scheme Inc.. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.
What does Advicequal Limited offer?
Advicequal Limited's Public Disclosure Statement lists the following scope of advice: risk insurance, health insurance, home loans. Refer to the original PDS for the binding scope.
Public Disclosure Statement highlights
Full PDS section ↓Extracted from Advicequal Limited's PDS dated 2026-05-24 · HTML source. View original.
- Fee structure
- mixed
- Commission
- Yes
- Dispute scheme
- IFSO
- Panel
- 14 providers
- Services
- 2 named
- FAQs
- 9 answered
- Linked docs
- 1
Scope of advice
- risk insurance
- health insurance
- home loans
Contact Information
Phone
Not available
Not available
Website
Not available
Address
74 Taharoto Road,Takapuna,Auckland,0622,New Zealand
About Advicequal Limited
Company profile coming soon
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Public Disclosure Statement
14 providers on panelAdvicequal Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.
→ View Advicequal Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json
- Fee structure
- mixed
- Receives commission
- Yes — disclosed in PDS
- Dispute resolution scheme
- IFSO
- Scope of advice (verbatim from PDS)
-
- risk insurance
- health insurance
- home loans
- Specialties
-
Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
- Ownership
- AdviceQual Limited is a subsidiary of AIA Services New Zealand Limited, which is part of the AIA Group.
Distribution panel
Product providers Advicequal Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.
Lending & Mortgages · 6
- ANZ +37
- BNZ +35
- Westpac +34
- Resimac +14
- SBS Bank +11
- ASB (including Go Home Loans)
Life & Health Insurance · 8
- Fidelity Life +34
- Asteron Life +25
- Southern Cross +24
- Accuro +11
- nib +10
- AIA (including Sovereign)
- Chubb Life (including Cigna)
- AMP/Resolution Life
Verbatim quotes from Advicequal Limited's PDS (7 fields cited)
Fees
“You will not be charged a fee, at any time, for any advice given even if you do not take any of the insurance cover recommended for you.”
Commission
“Our approved product providers pay AdviceQual and our financial advisers a commission when you purchase a financial product (such as an insurance product) and on an ongoing annual basis. In some cases, our approved product providers may also pay an additional variable commission.”
Conflicts of interest
“AdviceQual is a related company of AIA. However, AIA has no influence on the advice that our financial advisers provide and they are under no obligation to recommend AIA products.”
Scope of advice
“We specialise in providing life insurance solutions from our approved insurance providers to help you manage life's bumps in the road. Some of our financial advisers also advise on home loans from our approved lenders.”
Dispute resolution
“Insurance & Financial Services Ombudsman Scheme (IFSO)”
Ownership
“AdviceQual Limited is a subsidiary of AIA Services New Zealand Limited and part of the AIA Group.”
Material relationships
“AdviceQual is a related company of AIA, however, AIA has no influence on the advice that our financial advisers provide and they are under no obligation to recommend AIA products.”
Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.
Services this firm offers
Named service offerings extracted from Advicequal Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.
-
life insurance solutions
AdvisoryAdvice on life and health insurance products from an approved panel of insurers including AIA, Chubb Life, AMP, Asteron Life, Fidelity Life, nib, Southern Cross, and Accuro.
Fees: No fee charged to client; advisers receive commission from product providers on purchase and ongoing annual basis.For: retail -
home loans
AdvisoryAdvice on home loan products from an approved panel of lenders including ASB, ANZ, BNZ, Westpac, SBS, and Resimac.
Fees: A fee may be charged for home loan advice even if no loan is taken out; details provided before proceeding.For: retail
FAQs from this firm's PDS
Common consumer questions answered in Advicequal Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.
Who holds the financial advice licence under which advisers operate?
“AdviceQual Limited (AdviceQual) is a subsidiary of AIA Services New Zealand Limited and part of the AIA Group, one of the world's largest life insurers. We are authorised to provide a financial advice service under a licence issued by the Financial Markets Authority to AIA Services New Zealand Limited.”
What services does AdviceQual offer?
“We specialise in providing life insurance solutions from our approved insurance providers to help you manage life's bumps in the road. Some of our financial advisers also advise on home loans from our approved lenders.”
Will I be charged a fee for insurance advice?
“You will not be charged a fee, at any time, for any advice given even if you do not take any of the insurance cover recommended for you.”
Will I be charged a fee for home loan advice?
“You may be charged a fee for advice given in respect of your home loan even if you do not take out a home loan. Your financial adviser will provide you with details of their fees and any other amounts payable by you before proceeding with their service.”
How are financial advisers remunerated?
“Our approved product providers pay AdviceQual and our financial advisers a commission when you purchase a financial product (such as an insurance product) and on an ongoing annual basis. In some cases, our approved product providers may also pay an additional variable commission.”
Does AIA influence the advice given by financial advisers?
“AdviceQual is a related company of AIA. However, AIA has no influence on the advice that our financial advisers provide and they are under no obligation to recommend AIA products.”
How do I make a complaint?
“If you have a complaint you can choose to raise this directly with your financial adviser or you can lodge it directly with us by either phone, email or post.”
What happens if my complaint cannot be resolved?
“If we cannot resolve the issue to your satisfaction you can contact the Insurance & Financial Services Ombudsman Scheme which is a free independent dispute resolution service, and may help investigate or resolve your complaint.”
What duties do financial advisers have?
“Your financial adviser has legal duties relating to advice they give. They are required to: - Give priority to your interests by taking all reasonable steps to make sure their advice isn't materially influenced by their interests, or ours - Exercise care, diligence, and skill in providing you with advice - Meet standards of competence, knowledge and skill set by the Code of Professional Conduct for Financial Advice Services”
Additional disclosure documents
Documents linked from Advicequal Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.
- www.ifso.nz · Complaints Process
Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.
Adviser Team
31 advisers AL
Adam Leslie Thompson
Financial Adviser
FSP1001163
Based in Darfield
View profile
AJ
Annette Janine Breen
Financial Adviser
FSP775092
Based in Cambridge
View profile
CS
Calvin Stuart Twigg
Financial Adviser
FSP547066
Based in Papamoa
View profile
EJ
Edward James Kelvin Hempseed
Financial Adviser
FSP770452
Based in Auckland
View profile
ES
Eli Shane Paki
Financial Adviser
FSP1010845
Based in Silverdale
View profile
HS
Harvinder Singh Kang
Financial Adviser
FSP773391
Based in Hamilton
View profile
JS
Jianxiang Si
Financial Adviser
FSP506726
Based in Auckland
View profile
JA
John Andrew Reinman
Financial Adviser
FSP105144
Based in Manukau
View profile
JM
Jonathan Michael Barber
Financial Adviser
FSP773596
Based in Awapuni
View profile
JC
Juanjuan Chen
Financial Adviser
FSP773432
Based in Auckland
View profile
KA
Kerrie Ann Mary Twigg
Financial Adviser
FSP1010789
Based in Tauranga
View profile
KN
Kitty Ning Liu
Financial Adviser
FSP518547
Based in Hamilton
View profile
KA
Kurtis Antony Jones
Financial Adviser
FSP773292
Based in Upper Hutt
View profile
LS
Leelee Stone
Financial Adviser
FSP771315
Based in Hamilton
View profile
LA
Lisa Anne Pankhurst
Financial Adviser
FSP1005176
Based in Invercargill
View profile
ML
Miao Li
Financial Adviser
FSP528286
Based in Auckland
View profile
MP
Michael Patrick Devine
Financial Adviser
FSP774761
Based in Christchurch
View profile
ND
Navind Deo Singh
Financial Adviser
FSP709111
Based in Auckland
View profile
ND
Niraj Deo Singh
Financial Adviser
FSP73601
Based in Auckland
View profile
NA
Norysca Angelica D'souza
Financial Adviser
FSP709092
Based in Auckland
View profile
PJ
Peter Johan Fitzweijers
Financial Adviser
FSP1007771
Based in Christchurch
View profile
PS
Prithpal Singh
Financial Adviser
FSP775011
Based in Hamilton
View profile
RR
Raja Randip Singh Gill
Financial Adviser
FSP776512
Based in Cambridge
View profile
RM
Robert Milne
Financial Adviser
FSP1005272
Based in Hamilton
View profile
RW
Robert Wang
Financial Adviser
FSP566707
Based in Auckland
View profile
SK
Satnam Kaur
Financial Adviser
FSP1009964
Based in Tauranga
View profile
SM
Stephen Mark Crean
Financial Adviser
FSP774092
Based in Hamilton
View profile
TL
Tong Liu
Financial Adviser
FSP1004905
Based in Auckland
View profile
WP
Wayne Peter Nicholas
Financial Adviser
FSP775033
Based in Richmond
View profile
WZ
Weina Zhang
Financial Adviser
FSP517346
Based in Auckland
View profile
WJ
Weizhi Jiang
Financial Adviser
FSP632089
Based in Hamilton
View profile
Get Financial Guidance
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Request ConsultationWhy Choose Advicequal Limited?
FSPR Registered - Licensed & regulated
Adviser Team - 31 advisers
Consultation Available - Contact to enquire
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