Visavis Financial Limited

Financial Services Provider

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Auckland

FSPR Registered

FSP Number: FSP509126

NZBN: 9429041499498

Team Size: 12 advisers

Verify on FSPR

About Visavis Financial Limited

What is Visavis Financial Limited?

Visavis Financial Limited is a financial services provider, based in Auckland, with 9 years on the FSPR register, and 12 appointed advisers on file.

How is Visavis Financial Limited regulated?

Visavis Financial Limited is registered on the Financial Service Providers Register (FSPR)as FSP509126, with first registration in 2016. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Visavis Financial Limited offer?

Visavis Financial Limited's Public Disclosure Statement lists the following scope of advice: mortgages, personal loans, life insurance, health insurance, KiwiSaver. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Visavis Financial Limited's PDS dated 2026-05-23 · PDF source. View original.

Fee structure: commission only
Commission: Yes
Dispute scheme: FSCL
Panel: 45 providers
Services: 6 named
FAQs: 4 answered
Linked docs: 3

Scope of advice

mortgages
personal loans
life insurance
health insurance
KiwiSaver

Contact Information

Phone

Not available

Email

Not available

Website

Not available

Address

2/30 O'rorke Road,Penrose,Auckland,1141,New Zealand

About Visavis Financial Limited

Company profile coming soon

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Public Disclosure Statement

45 providers on panel

Visavis Financial Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-23 · source format PDF.

→ View Visavis Financial Limited's original disclosure PDF · FA-NZ mirror (Markdown) · facts.json

Fee structure: commission only
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): mortgages
personal loans
life insurance
health insurance
KiwiSaver
Specialties: Mortgages
Lending
Life Insurance
General Insurance
Health Insurance
Kiwisaver

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.

Distribution panel

Product providers Visavis Financial Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 28

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
First Mortgage Trust +25
Southern Cross +24
Cressida Capital +21
Kiwibank +21
Prospa +20
ASAP Finance +17
Resimac +14
The Co-operative Bank +12
SBS Bank +11
TSB +10
Basecorp Finance +9
Bluestone +8
Liberty Financial +4
Go Home Loans +3
Asset Finance +3
Goldband Finance +1
Finance Now +1
Better Finance +1
DBR Finance
Select Finance
Unity (NZCU Baywide)
GEM Latitude
Oxford

KiwiSaver · 3

Generate +20
Booster +20
NZFunds +1

Life & Health Insurance · 7

AIA +39
Partners Life +38
Fidelity Life +34
nib +22
Chubb Life +13
Accuro +11
Asteron Life +8

General Insurance · 5

Tower Insurance +4
AON Stylecover +1
Blanket +1
AON CPF Business Insurance
Abbott

Other products · 2

OFX
Petcover

Verbatim quotes from Visavis Financial Limited's PDS (7 fields cited)

Fees

“As Financial Advisers, we are usually paid by the Provider that you choose to use. On some occasions we are not paid directly, and therefore may invoice you directly for our services. In these events, you will be notified in advance, and asked to confirm your acceptance of the fee(s) prior to our commencing work on your behalf.”

Commission

“For life insurance and health insurance, INNOVEST and the financial adviser receive commissions from the insurance companies on whose policies we give advice. If you decide to take out insurance, the insurer will pay a commission to INNOVEST and your financial adviser. The amount of the commission is based on the amount of the premium.”

Product panel

“ANZ, ASB, BNZ, Westpac, Go Home Loans (formerly Sovereign Home Loans), The Co-operative Bank, TSB, DBR Finance, Avanti Finance, SBS, Resimac, Liberty Finance, Asset Finance, Basecorp, Goldband Finance, Prospa, Select Finance, Bluestone, First Mortgage Trust, ASAP Finance, Unity (NZCU Baywide), Cressida Capital, Southern Cross, Kiwibank”

Conflicts of interest

“For life insurance and health insurance, INNOVEST and the financial adviser receive commissions from the insurance companies on whose policies we give advice. If you decide to take out insurance, the insurer will pay a commission to INNOVEST and your financial adviser. The amount of the commission is based on the amount of the premium.”

Scope of advice

“INNOVEST provides advice to our clients about their mortgages, personal loans, life insurance, health insurance, and KiwiSaver. Our financial advisers provide financial advice in relation to these financial advice products.”

Dispute resolution

“If we cannot agree on how to resolve the complaint, you can contact Financial Services Complaints Limited (FSCL). FSCL are an independent, not-for-profit, external dispute resolution scheme approved by the Minister of Consumer Affairs.”

Material relationships

“In situations where we are not giving advice, but instead referring your business to an external provider, we may be paid the following fees.”

Verbatim spans extracted from the source PDS dated 2026-05-23. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Visavis Financial Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

mortgages
Advisory

Financial advice on mortgage products from a panel of lenders including major banks and specialist lenders.

Fees: Commission paid by the lender based on the mortgage amount; client not charged directly in most cases.

For: retail
personal loans
Advisory

Financial advice and referrals for personal and car loans from selected providers.

Fees: Up to 3% of loan amount for personal loans; up to 4% for car loans, paid as upfront commission.

For: retail
life insurance
Advisory

Financial advice on life insurance products from a panel of insurers including AIA, Asteron, Chubb Life, Fidelity Life, and Partners Life.

Fees: Commission paid by the insurer based on the premium amount; client not charged directly in most cases.

For: retail
health insurance
Advisory

Financial advice on health insurance products from a panel of insurers including Accuro, AIA, NIB, and Partners Life.

Fees: Commission paid by the insurer based on the premium amount; client not charged directly in most cases.

For: retail
KiwiSaver
Advisory

Financial advice on KiwiSaver products from Generate, NZFunds, and Booster.

Fees: Renewal trail commission of 0.125% of account balance for managed funds referrals; direct commission terms not specified.

For: retail
Managed Funds

Referral service to Generate and NZFunds for managed fund products; no direct advice provided.

Fees: Trail commission of 0.125% of account balance paid by the provider.

For: retail

FAQs from this firm's PDS

Common consumer questions answered in Visavis Financial Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What should you do if something goes wrong?

“We are always looking for ways to improve our service to you. If something has gone wrong, we want to know. Please send an email to complaints@innovest.co.nz and tell us what has happened and how we can resolve matters. If you have any documents or correspondence that will help us understand your complaint, please attach them to the email.”

What happens if INNOVEST and the client cannot agree on how to resolve a complaint?

“If we cannot agree on how to resolve the complaint, you can contact Financial Services Complaints Limited (FSCL). FSCL are an independent, not-for-profit, external dispute resolution scheme approved by the Minister of Consumer Affairs. FSCL's service does not cost you anything and they will help resolve the complaint.”

How are INNOVEST's financial advisers paid?

“As Financial Advisers, we are usually paid by the Provider that you choose to use. On some occasions we are not paid directly, and therefore may invoice you directly for our services. In these events, you will be notified in advance, and asked to confirm your acceptance of the fee(s) prior to our commencing work on your behalf. There will be no charges for any work not previously discussed and agreed upon.”

How does INNOVEST manage conflicts of interest?

“To ensure that our financial advisers prioritise the client's interests above their own, we follow an advice process that ensures our recommendations are made on the basis of the client's goals and circumstances. All our financial advisers undergo annual training about how to manage conflicts of interest. We undertake a compliance audit, and a review of our compliance programme annually by a reputable compliance adviser.”

Additional disclosure documents

Documents linked from Visavis Financial Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.