Plaxo Mortgages Limited

Financial Services Provider

★★★★★

4.7 Read 28 reviews on Google

Source: Google Business Profile. Reflects this firm's listing, not individual advisers.

Auckland

FSPR Registered

FSP Number: FSP769518

NZBN: 9429031295772

Team Size: 12 advisers

Verify on FSPR

About Plaxo Mortgages Limited

What is Plaxo Mortgages Limited?

Plaxo Mortgages Limited is a financial services provider, based in Auckland, with 5 years on the FSPR register, and 12 appointed advisers on file.

How is Plaxo Mortgages Limited regulated?

Plaxo Mortgages Limited is registered on the Financial Service Providers Register (FSPR)as FSP769518, with first registration in 2021. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.

What does Plaxo Mortgages Limited offer?

Plaxo Mortgages Limited's Public Disclosure Statement lists the following scope of advice: Home Loans, Investment Loans, Refinance, Commercial Loans, Car Loans, Personal Loans. Refer to the original PDS for the binding scope.

Public Disclosure Statement highlights

Full PDS section ↓

Extracted from Plaxo Mortgages Limited's PDS dated 2026-05-24 · HTML source. View original.

Fee structure: mixed
Commission: Yes
Dispute scheme: FSCL
Panel: 25 providers
Services: 5 named
FAQs: 3 answered
Linked docs: 1

Scope of advice

Home Loans
Investment Loans
Refinance
Commercial Loans
Car Loans
Personal Loans
Business Loans
Equipment Loans
+1 more

Contact Information

Phone

09 916 0116

Email

Not available

Website

plaxoltd.co.nz

Address

Level 1,638 Great South Road,Ellerslie,Auckland,1051,New Zealand

About Plaxo Mortgages Limited

Company profile coming soon

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Public Disclosure Statement

25 providers on panel

Plaxo Mortgages Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.

→ View Plaxo Mortgages Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json

Fee structure: mixed
Receives commission: Yes — disclosed in PDS
Dispute resolution scheme: FSCL
Scope of advice (verbatim from PDS): Home Loans
Investment Loans
Refinance
Commercial Loans
Car Loans
Personal Loans
Business Loans
Equipment Loans
Construction Loans
Specialties: Lending
Investments
Mortgages

Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Ownership: Plaxo Mortgages Limited (FSP769518), authorised under Finsure New Zealand Limited's Financial Advice Provider licence (FSP1005389)

Distribution panel

Product providers Plaxo Mortgages Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.

Lending & Mortgages · 25

ANZ +37
BNZ +35
Westpac +34
ASB Bank +31
Avanti Finance +26
First Mortgage Trust +25
Southern Cross +24
Heartland Bank +23
Cressida Capital +21
DBR Property Finance +20
Basecorp Finance +16
Funding Partners +14
The Co-operative Bank +12
General Finance +9
Liberty Financial +6
Pallas Capital +6
CFML +5
Zip Business +4
ASAP Finance Limited +3
Kiwibank +3
Unity Credit Union +2
Bank of China +2
China Construction Bank (New Zealand) Limited +2
Xceda Finance +2
SBS Bank Select Home Loan

Verbatim quotes from Plaxo Mortgages Limited's PDS (7 fields cited)

Fees

“We do not normally charge fees for the financial advice we provide. However, in certain circumstances, we may need to charge a fee for our time. This fee is based on **$250 + GST per hour**.”

Commission

“Typically, we receive an **upfront commission between 0.40% and 0.90%** of the loan amount and an **annual ongoing (trail) commission** for every year the loan is in place.”

Product panel

“The current lenders we can use include: - ANZ - Westpac - BNZ - ASB - ASAP Finance Limited - Avanti Finance - Cressida Capital - DBR - KiwiBank - First Mortgage Trust - Heartland Bank - Liberty Financial Limited - Unity Credit Union - SBS Bank Select Home Loan - Southern Cross - The Co-operative Bank”

Conflicts of interest

“We are paid in the form of commission from the lender if you take out a loan following our advice. The amount of the commission paid depends on the lender and product selected.”

Scope of advice

“We only provide financial advice in relation to mortgages and personal loans from the following lenders.”

Ownership

“**Plaxo Mortgages Limited** (FSP769518), authorised to provide financial advice under **Finsure New Zealand Limited's** Financial Advice Provider licence (FSP1005389), regulated by the Financial Markets Authority (FMA).”

Material relationships

“We can help you with other services through our referral partners set out below: - SBS Wealth - Tower – F&G - Asset Finance”

Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.

Services this firm offers

Named service offerings extracted from Plaxo Mortgages Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.

Home Loans
Advisory

Financial advice on home loan products sourced from a panel of lenders.

Fees: Typically commission-based (0.40%–0.90% upfront + trail); hourly fee of $250+GST may apply in some cases.

For: retail
Investment Loans
Advisory

Financial advice on loans for investment property purposes.

Fees: Typically commission-based (0.40%–0.90% upfront + trail); hourly fee of $250+GST may apply in some cases.

For: retail
Commercial Loans
Advisory

Financial advice on commercial lending products from panel lenders.

Fees: Typically commission-based (0.40%–0.90% upfront + trail); hourly fee of $250+GST may apply in some cases.

For: both
Personal Loans
Advisory

Financial advice on personal loan products from panel lenders.

Fees: Typically commission-based (0.40%–0.90% upfront + trail); hourly fee of $250+GST may apply in some cases.

For: retail
Business Loans
Advisory

Financial advice on business lending products from panel lenders.

Fees: Typically commission-based (0.40%–0.90% upfront + trail); hourly fee of $250+GST may apply in some cases.

For: both

FAQs from this firm's PDS

Common consumer questions answered in Plaxo Mortgages Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.

What types of loans and financial products can Plaxo Mortgages advise on?

“The types of financial advice products we can give advice on are: - Home Loans - Investment Loans - Refinance - Commercial Loans - Car Loans - Personal Loans - Business Loans - Equipment Loans - Construction Loans”

What are the limitations of the advice Plaxo Mortgages can provide?

“We are unable to give you advice on the use of retirement funds to fund your home purchase. If you plan to use these funds as part of your purchase, we recommend that you seek advice from a Financial Adviser who specialises in investment planning. We also cannot offer legal or tax advice.”

Has Plaxo Mortgages or its advisers been subject to any reliability events?

“Neither our advisers nor we have been subject to any reliability events. A reliability event is something that might materially influence you in deciding whether to seek advice from us. As an example, it would include certain legal proceedings or if we had been discharged from bankruptcy in the last four years.”

Additional disclosure documents

Documents linked from Plaxo Mortgages Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.

www.fscl.org.nz · Complaints Process

Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.