What is Howden Corporate Limited?
Howden Corporate Limited is a financial services provider, based in Auckland, with 15 years on the FSPR register, and 10 appointed advisers on file.
Financial Services Provider
Howden Corporate Limited is a financial services provider, based in Auckland, with 15 years on the FSPR register, and 10 appointed advisers on file.
Howden Corporate Limited is registered on the Financial Service Providers Register (FSPR)as FSP39628, with first registration in 2010. Disputes are handled by Financial Services Complaints Limited. Verify on the FSPR register at fsp-register.companiesoffice.govt.nz.
Howden Corporate Limited's Public Disclosure Statement lists the following scope of advice: Commercial insurance products, Domestic insurance products, Life insurance products. Refer to the original PDS for the binding scope.
Extracted from Howden Corporate Limited's PDS dated 2026-05-24 · HTML source. View original.
Scope of advice
Not available
Not available
Not available
Level 17,48 Shortland Street,Auckland,1010,New Zealand
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Howden Corporate Limited files a Public Disclosure Statement under FMC Act 2013 s431 · last ingested 2026-05-24 · source format HTML.
→ View Howden Corporate Limited's original disclosure page · FA-NZ mirror (Markdown) · facts.json
Hover any specialty to see its source. Self-attest takes priority; PDS-derived next; AI-classified last. For binding regulatory statements refer to the FAP's own current Public Disclosure Statement.
Product providers Howden Corporate Limited is appointed to distribute, grouped by product category. Counts show how many other NZ FAPs FA-NZ has on file as distributing the same provider.
Fees
“Howden may be paid: - Fees only - Commission only, or - Both fees and commission”
Commission
“Howden may receive a commission from the insurers through which we place business. The commission is paid to us by the Insurer (product provider) based on each insurance policy that you purchase. The commission only applies to the company premium and natural disaster premium portion of the total premium and excludes any fire and emergency levies, EQ levies or other government charges.”
Product panel
“A list of insurers used is available at howdengroup.com/nz-en/list-of-insurers”
Conflicts of interest
“Howden may receive a commission from the insurers through which we place business. The commission is paid to us by the Insurer (product provider) based on each insurance policy that you purchase. The commission only applies to the company premium and natural disaster premium portion of the total premium and excludes any fire and emergency levies, EQ levies or other government charges.”
Scope of advice
“Howden and our financial advisers provide financial advice relating to contracts of insurance, whether it is commercial and domestic insurance products, or life insurance products.”
Dispute resolution
“We are a member of **Financial Services Complaints Limited (FSCL)**, an independent and free dispute resolution service.”
Ownership
“This disclosure statement relates to the following related companies, all of which are part of Howden Group Holdings Limited (UK):”
Material relationships
“Our related companies, IUNZ, SALT NZ and DUAL NZ, operate separately from Howden as underwriting agencies for insurer clients. We have a conflicts of interest policy and processes to ensure that the services provided by IUNZ, SALT NZ and DUAL NZ are separate and distinct from the insurance services Howden provides to you.”
Verbatim spans extracted from the source PDS dated 2026-05-24. Each quote was substring-verified against the original document; spans that failed verification were dropped. View source.
Named service offerings extracted from Howden Corporate Limited's PDS. Names are verbatim from the source document; descriptions and fee notes are AI-summarised — refer to the original PDS for binding wording.
Financial advice on commercial, domestic, and life insurance products, placed with a range of insurers on behalf of clients.
Common consumer questions answered in Howden Corporate Limited's Public Disclosure Statement. Answers are verbatim spans from the source document, substring-verified at extract time.
“If you are not satisfied with our service or the financial advice you have received, please let us know as soon as possible. A complaint is any expression of dissatisfaction where you expect a response or resolution. You may raise your complaint in any of the following ways: - By speaking with your adviser directly; or - By emailing us at [email protected]”
“When we receive your complaint, we will: - Acknowledge receipt of your complaint within two business days. - Consider your complaint fairly and objectively and may contact you to request further information. - Aim to resolve complaints within 20 working days of receiving them. If we need more time to investigate your complaint, we will keep you informed and let you know when you can expect a response. - Contact you by phone, email, or letter to advise you of our decision and any proposed resolution.”
“We will usually act on your behalf and in your interests in all matters; however, where we have negotiated facilities such as binding or agency agreements, we may act as an agent of the insurer and not for you. We will tell you when we act under a binder or agency to arrange your insurance, advise you about your insurance needs or manage claims on behalf of the insurer.”
“Howden may be paid: - Fees only - Commission only, or - Both fees and commission”
“We are required to: - Give priority to your interests; - Exercise care, diligence, and skill; - Meet standards of competence, knowledge and skill set by the Code of Professional Conduct for Financial Advice Services; - Meet standards of ethical behaviour, conduct and client care set by the Code of Professional Conduct for Financial Advice Services.”
Documents linked from Howden Corporate Limited's PDS. URLs verified to appear in the source document at extract time; links may rot — verify with the firm before relying on a specific version.
Notes: Facts and product panel are LLM-extracted from the source document (confidence tier B). Verbatim quote block above is Sonnet-extracted then substring-verified against the source markdown. For the authoritative wording, view the original disclosure above. FSPR register entry. FA-NZ is a directory mirror, not a regulator.
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