# Spratt Financial Services 2004 Limited

**FSP FSP81241** · **Auckland** · **registered** · registered 2011-03-16

Spratt Financial Services 2004 Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 8 advisers.

**Trading names:** Spratt Financial Services 2004 Limited, Spratt Financial Services

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence

**Dispute resolution scheme:** Insurance & Financial Services Ombudsman Scheme Inc.

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-05-18** · source format: PDF

Original disclosure: <https://www.spratt.co.nz/wp-content/uploads/2026/03/craig-spratt-disclosure.pdf>

- Fee structure: **commission only**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **IFSO**
- Scope of advice: life insurance, health insurance
- Product panel: AIA, Asteron Life, Chubb Life, Fidelity Life, Partners Life, Resolution Life, nib Health, Southern Cross Healthcare

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP81241/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP81241>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/spratt-financial-services-2004-limited-auckland-FSP81241>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP81241/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-08-05*