# Personalised Mortgages Limited

**FSP FSP765691** · **Auckland** · **registered** · registered 2021-03-10

Personalised Mortgages Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 6 advisers.

**Trading names:** Personalised Mortgages Limited, Personalised Mortgages Ltd

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensed - Authorised body under full licence

**Dispute resolution scheme:** Insurance & Financial Services Ombudsman Scheme Inc.

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-05-24** · source format: HTML page

Original disclosure: <https://personalisedmortgages.co.nz/conflicts-of-interest-commissions-or-other-incentives/>

- Fee structure: **commission only**
- Receives commission: **yes** (disclosed in PDS)
- Scope of advice: Mortgage/home loan advice, Insurance advice, Referrals for foreign exchange (XE Money), Referrals for other financial services (Prospa NZ)
- Product panel: Tower Insurance, XE Money, Prospa NZ

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP765691/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP765691>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/personalised-mortgages-limited-auckland-FSP765691>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP765691/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-07-26*