# Penguin Financial Services Limited

**FSP FSP710951** · **Auckland** · **registered** · registered 2021-03-10

Penguin Financial Services Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 3 advisers.

**Trading names:** Penguin Financial Services Limited, Penguin Finance

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence

**Dispute resolution scheme:** Insurance & Financial Services Ombudsman Scheme Inc.

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-06-06** · source format: HTML page

Original disclosure: <https://www.penguinfinance.co.nz/disclosure-statement>

- Fee structure: **commission only**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **IFSO**
- Scope of advice: Home loans, Business and commercial loans, Personal loans, Construction loans, Top-up loans for home renovations or debt consolidation, Refinance, Mortgage refix and restructure, Life cover (+7 more)
- Product panel: ANZ Bank, ASB Bank, BNZ Bank, Westpac Bank, SBS Bank, Co-operative Bank, AIA Go Home Loans, Heartland Bank (+14 more)

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP710951/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP710951>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/penguin-financial-services-limited-auckland-FSP710951>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP710951/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-07-26*