# Mortgagehq Limited

**FSP FSP463846** · **Auckland** · **registered** · registered 2015-09-29

Mortgagehq Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 14 advisers.

**Trading names:** Irefi Limited, Mortgagehq Limited, Mortgagehq

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence

**Dispute resolution scheme:** Financial Services Complaints Limited

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-05-24** · source format: HTML page

Original disclosure: <https://mhq.co.nz/important-information/>

- Fee structure: **mixed**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **FSCL**
- Scope of advice: Residential lending solutions including loans from main banks and specialist/non-bank lenders, KiwiSaver advice on funds from a select group of providers
- Product panel: ANZ, ASB, Avanti, Basecorp, BNZ, Co-Operative Bank, Heartland Business, Kiwibank (+32 more)

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP463846/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP463846>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/mortgagehq-limited-auckland-FSP463846>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP463846/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-07-27*