# Malcolm Flowers Insurances Limited **FSP FSP32190** · **Taupo** · **registered** · registered 2010-11-25 Malcolm Flowers Insurances Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 11 advisers. **Trading names:** Malcolm Flowers Insurances Limited, Malcolm Flowers Insurances **Services:** Creditor under a credit contract - Non-consumer credit contract; Creditor under a credit contract - Consumer credit contract; Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence; Client money or property service - Custodial service - retail service; Client money or property service - Custodial service - wholesale service; Client money or property service - Non-custodial service - retail service; Client money or property service - Non-custodial service - wholesale service; Issuing or managing means of payment **Dispute resolution scheme:** Financial Services Complaints Limited ## Public Disclosure Statement (FMC Act s431) Latest version on file: **2026-05-23** · source format: PDF Original disclosure: - Fee structure: **fee and commission** - Receives commission: **yes** (disclosed in PDS) - DRS membership: **FSCL** - Scope of advice: insurance Full disclosure mirror: ## Verify - FSPR register: - HTML profile on FA-NZ: - Machine-readable facts: *FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.* *Last refreshed: 2026-08-24*