# Lift Capitals Limited

**FSP FSP754351** · **Flat Bush** · **registered** · registered 2020-08-28

Lift Capitals Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 4 advisers.

**Trading names:** Lift Capitals Limited, Homelend

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence

**Dispute resolution scheme:** Financial Services Complaints Limited

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-05-18** · source format: PDF

Original disclosure: <https://www.homelend.co.nz/disclosure-statement>

- Fee structure: **commission only**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **IFSO**
- Scope of advice: Home Loans, Investment Loans, Construction Loans
- Product panel: ANZ, ASB, Cressida, Heartland Bank, Pepper Money, SELECT, The Co-operative Bank, Basecorp Finance (+15 more)
- Ownership: Lift Capitals Limited is the Financial Advice Provider; Michael Lam is the Financial Adviser operating under Lift Capitals Limited's licence

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP754351/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP754351>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/lift-capitals-limited-flat-bush-FSP754351>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP754351/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-08-24*