# Harness Insurance Limited

**FSP FSP1004250** · **Wellington Central** · **registered** · registered 2022-11-10

Harness Insurance Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 4 advisers.

**Trading names:** Rees-thomas Financial Limited, Rees-thomas Financial Limited, Harness Insurance Limited, Rees-thomas Financial Limited, Harness Financial Limited, Harness Financial Limited, Rees-thomas Financial Limited, Harness Financial

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence

**Dispute resolution scheme:** Insurance & Financial Services Ombudsman Scheme Inc.

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-06-01** · source format: HTML page

Original disclosure: <https://harnessfinancial.co.nz/disclosure-statement-harness-insure/>

- Fee structure: **mixed**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **IFSO**
- Scope of advice: Life Insurance, Income Protection Insurance, Health Insurance, Trauma Insurance, Total and Permanent Disability Insurance, Insurance as an Employee Benefit / Group Insurance Arrangements, Business Risk Insurances (Key Person, Shareholder Protection), General Financial Planning (excluding investment advice) (+2 more)
- Product panel: Accuro, AIA, Asteron Life, Chubb Life, Fidelity Life, NIB, Partners Life, Resolution Life (+1 more)
- Ownership: Harness Insurance Limited (FSP1004250) trading as Harness Financial; referenced as part of Harness Financial Group Limited

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP1004250/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1004250>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/harness-insurance-limited-wellington-central-FSP1004250>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP1004250/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-08-04*