# Ginkgo Financial Services Limited

**FSP FSP719251** · **Auckland** · **registered** · registered 2020-03-22

Ginkgo Financial Services Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 5 advisers.

**Trading names:** Ginkgo Financial Services Limited, Joyce Insurance, Ginkgo Financial Services Ltd, Ginkgo Financial Services, Ginkgo

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence

**Dispute resolution scheme:** Financial Dispute Resolution Scheme

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-06-01** · source format: PDF

Original disclosure: <https://static1.squarespace.com/static/5f7e2fc0cfe23107ba5f6c53/t/62b1450845fbc7002d2dbc12/1655784714052/Ginkgo+Financial+Services+Ltd+FAP+Disclosure+Document+03-05-2022.pdf>

- Fee structure: **commission only**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **FDRS**
- Scope of advice: mortgages, personal risk insurance, business owner protection products, health insurance
- Product panel: ANZ, ASB, BNZ, Westpac, Asap Finance, AVANTI Finance, Basecorp Finance, Cressida (+22 more)

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP719251/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP719251>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/ginkgo-financial-services-limited-auckland-FSP719251>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP719251/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-08-05*