# First Rate Mortgages Limited

**FSP FSP271665** · **Auckland** · **registered** · registered 2013-03-04

First Rate Mortgages Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 5 advisers.

**Trading names:** First Rate Mortgages Limited, First Rate Mortgages Limited., Nonbk Limited, Non Bank Loans Home Loans, Mortgages And Finance., Asecondmortgage., Asecondmortgage., Same Day Finance Limited

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence

**Dispute resolution scheme:** Financial Services Complaints Limited

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-05-24** · source format: HTML page

Original disclosure: <https://nonbank.co.nz/about-our-business/>

- Fee structure: **commission only**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **FSCL**
- Scope of advice: Bank and non-bank mortgage and home loan products, Non-bank loans and finance, Excludes personal life insurance, Excludes investments such as shares or KiwiSaver, Excludes home and contents insurance
- Product panel: Bank and Non-Bank providers (list at https://nonbank.co.nz/bank-and-non-bank-product-providers/)

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP271665/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP271665>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/first-rate-mortgages-limited-auckland-FSP271665>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP271665/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-08-05*