# Financial Stewards Limited

**FSP FSP54621** · **Silverdale** · **registered** · registered 2011-02-06

Financial Stewards Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 4 advisers.

**Trading names:** Financial Stewards Limited, New Zealand Home Loans- Northcote, Nzhl Northcote

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensed - Authorised body under full licence

**Dispute resolution scheme:** Financial Services Complaints Limited

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-06-01** · source format: HTML page

Original disclosure: <https://nzhl.co.nz/disclosure-statement/>

- Fee structure: **fee and commission**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **FSCL**
- Scope of advice: home loans, personal insurance
- Product panel: Kiwibank, ASB Bank, Liberty Financial, NZHL Life (provided by Fidelity Life), Fidelity Life, AIA, nib, Partners Life
- Ownership: NZHL (The New Zealand Home Loan Company Limited) is owned by Kiwi Group Capital Limited (KGC). KGC also owns Kiwibank Limited. NZHL operates via Franchises which are not owned by KGC. NZHL owns NZHL M

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP54621/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP54621>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/financial-stewards-limited-silverdale-FSP54621>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP54621/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-08-24*