# Credia Limited **FSP FSP1005124** · **Auckland** · **registered** · registered 2023-05-29 Credia Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 4 advisers. **Trading names:** Credia Financial Services Limited, Credia Limited, Credia Financial Services Limited, Lenny **Services:** Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence; Creditor under a credit contract - Non-consumer credit contract; Creditor under a credit contract - Consumer credit contract **Dispute resolution scheme:** Financial Dispute Resolution Scheme ## Public Disclosure Statement (FMC Act s431) Latest version on file: **2026-06-06** · source format: HTML page Original disclosure: - Fee structure: **fee and commission** - Receives commission: **yes** (disclosed in PDS) - DRS membership: **FDRS** - Scope of advice: Unsecured personal loans between $3,000 and $100,000, Loan availability assessment, Loan selection (up to 3 lenders), Alternate loan structures such as debt consolidation or adding security (if application unlikely to be accepted or on request) - Product panel: Financial Holdings Limited, Avanti Finance, Gem Finance, Finance Now, Nectar Personal Loans NZ, Gilrose Finance, UDC Finance, Credia Full disclosure mirror: ## Verify - FSPR register: - HTML profile on FA-NZ: - Machine-readable facts: *FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.* *Last refreshed: 2026-08-24*