# Backbone Nz (2018) Limited

**FSP FSP648469** · **Feilding** · **registered** · registered 2019-02-26

Backbone Nz (2018) Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 7 advisers.

**Trading names:** Backbone Nz (2018) Limited, Mortgage Link & Insurance Link Manawatu & Rangitikei

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensed - Authorised body under full licence

**Dispute resolution scheme:** Financial Dispute Resolution Scheme

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-05-24** · source format: HTML page

Original disclosure: <https://mortgagelinkmanawatu.co.nz/publicly-available-disclosure/>

- Fee structure: **commission only**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **FDRS**
- Scope of advice: Personal insurance (risk), including health insurance, Business Risk Insurance (Key Person, Shareholder Protection benefits, Business Overheads/Expenses), ACC advice, Mortgages and personal lending, Determining how much you can afford to borrow to purchase a property, Selecting an appropriate lender and mortgage structure, How to structure repayments to pay off mortgage sooner, Structuring and refixing current lending (+11 more)
- Product panel: ASB, ANZ, BNZ, Kiwibank, SBS Bank, Westpac, AIA, Arrow Finance (+38 more)
- Ownership: Backbone NZ 2018 LTD trading as Mortgage & Insurance Link Manawatu-Rangitikei (FSP648469) is an authorised body under Link Financial Group 2022 Ltd (FSP1004590), which holds the FAP licence.

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP648469/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP648469>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/backbone-nz-2018-limited-feilding-FSP648469>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP648469/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-08-04*