# Ajay Karikkattuvadakkethil Joseph

**FSP FSP1011154** · **Timaru** · **registered** · registered 2025-10-21

Ajay Karikkattuvadakkethil Joseph is registered on the New Zealand Financial Service Providers Register but is not currently appointing financial advisers as a FAP.

**Trading names:** Total Assurance

**Services:** Financial advice service (including financial advisers) - Financial adviser

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1011154>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/ajay-karikkattuvadakkethil-joseph-timaru-FSP1011154>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP1011154/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-08-04*