# Acnl Limited

**FSP FSP767731** · **Auckland** · **registered** · registered 2021-03-10

Acnl Limited is a Financial Advice Provider (FAP) on the New Zealand Financial Service Providers Register, currently appointing 6 advisers.

**Trading names:** Acnl Limited, Top Mortgage

**Services:** Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence

**Dispute resolution scheme:** Insurance & Financial Services Ombudsman Scheme Inc.

## Public Disclosure Statement (FMC Act s431)

Latest version on file: **2026-05-24** · source format: HTML page

Original disclosure: <https://topm.co.nz/disclosure/>

- Fee structure: **mixed**
- Receives commission: **yes** (disclosed in PDS)
- DRS membership: **IFSO**
- Scope of advice: Home loans, Property development loans, Business & commercial loans, Risk insurance (personal term life, trauma, income protection, health insurance), No advice on existing whole of life or endowment products, No advice on financial products issued outside New Zealand, No legal or tax advice
- Product panel: ANZ, ASB, Avanti Finance, Bank of China, BNZ, Bizcap, China Construction Bank, Cressida Capital (+21 more)
- Ownership: ACNL Limited, trading as Top Mortgage, FSPR Number: 767731

Full disclosure mirror: <https://financeadvisers.co.nz/api/provider/FSP767731/disclosure.md>

## Verify

- FSPR register: <https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP767731>
- HTML profile on FA-NZ: <https://financeadvisers.co.nz/provider/acnl-limited-auckland-FSP767731>
- Machine-readable facts: <https://financeadvisers.co.nz/api/provider/FSP767731/facts.json>

*FinanceAdvisersNZ is a directory mirror of public FSPR + FAP-PDS data. We do not regulate, vet, or endorse advisers, and we do not provide financial advice. PDS facts are LLM-extracted (confidence tier C); for the authoritative wording use the original disclosure URL above.*

*Last refreshed: 2026-08-04*