Investment Advisers in New Zealand
397 FSPR-registered investment advisers list a New Zealand business address on the public register.
What is a investment adviser?
An investment adviser helps you build and manage a portfolio of shares, funds, bonds, and other investments. In New Zealand they must be FSPR-registered, and most work under a licensed Financial Advice Provider that supervises their advice.
How they are regulated
Investment advisers and DIMS providers are licensed and supervised by the Financial Markets Authority. Public enforcement actions and warnings are listed at fma.govt.nz/news-and-resources/warnings-and-alerts/.
How they are paid
Investment advice is typically charged on a percentage of assets under management (usually 0.5%–2% per year), a flat retainer, or hourly. Some advisers also receive trail commissions from product providers — these must be disclosed.
How to choose a investment adviser
- → Verify FSPR registration and the FAP they sit under.
- → Ask about their investment philosophy — index vs active, NZ-only vs global, ESG considerations.
- → Ask whether they hold a DIMS licence (allowing them to make portfolio changes without your sign-off each time).
- → Confirm how often they meet with you and review the portfolio.
- → Read the disclosure document for conflicts of interest, related-party investments, and fee transparency.
When you might engage a investment adviser
KiwiSaver portfolio integration
A good investment adviser models your KiwiSaver and non-KiwiSaver investments together, so the asset allocation makes sense as a single portfolio.
Direct shares vs managed funds
Direct ownership offers more control and tax flexibility (FIF/PIE); funds offer diversification and access. A good adviser explains both and matches to your goals.
DIMS (Discretionary Investment Management)
Under DIMS the adviser can rebalance and trade on your behalf within your agreed mandate. It speeds up execution but requires explicit FMA licensing.
Trusts and structures
High-net-worth investors often hold investments inside family trusts or LTCs for tax and estate-planning reasons. The adviser should coordinate with your accountant and lawyer.
Longest-registered investment advisers in New Zealand
Sorted by FSPR registration date (oldest first). Tenure is one signal among many — verify any adviser on the FSPR before engaging.
Individual
David Harrison Love
Wellington · 15+ years
Individual
Andrew Benedict Davis
Auckland · 10+ years
Individual
Joshua Oliver Samual Honeywill
Wellington · 8+ years
Individual
Alexander Scott Mence
Papakura · 2+ years
Firm / FAP
Pearlfisher Asset Management Limited
Auckland · 15+ years
Firm / FAP
Balmer, Jeffs & Company Limited
Christchurch · 15+ years
Firm / FAP
Direct Capital Iv Management Limited
Auckland · 15+ years
Firm / FAP
Private Asset Management Limited
Whakatane · 15+ years
Investment Advisers by city
Browse investment advisers in your area. Each city page lists local FSPR-registered investment advisers, sorted by length of registration.
Common questions
What is a investment adviser? ▼
An investment adviser helps you build and manage a portfolio of shares, funds, bonds, and other investments. In New Zealand they must be FSPR-registered, and most work under a licensed Financial Advice Provider that supervises their advice.
How are investment advisers regulated in New Zealand? ▼
Investment advisers and DIMS providers are licensed and supervised by the Financial Markets Authority. Public enforcement actions and warnings are listed at fma.govt.nz/news-and-resources/warnings-and-alerts/.
How are investment advisers paid? ▼
Investment advice is typically charged on a percentage of assets under management (usually 0.5%–2% per year), a flat retainer, or hourly. Some advisers also receive trail commissions from product providers — these must be disclosed.
How do I choose a investment adviser? ▼
Verify FSPR registration and the FAP they sit under. Ask about their investment philosophy — index vs active, NZ-only vs global, ESG considerations. Ask whether they hold a DIMS licence (allowing them to make portfolio changes without your sign-off each time). Confirm how often they meet with you and review the portfolio. Read the disclosure document for conflicts of interest, related-party investments, and fee transparency.
Where can I verify a investment adviser's credentials? ▼
Search the Financial Service Providers Register at fsp-register.companiesoffice.govt.nz. Every legitimate adviser in New Zealand must be listed there. The Financial Markets Authority publishes warnings about specific advisers at fma.govt.nz/news-and-resources/warnings-and-alerts/.
Find a Investment Adviser in your city
Browse FSPR-registered investment advisers by location. Each city page lists local advisers, registration details, and direct links to their FSPR record.