Mixed financial advisers in NZ

“If you take our advice and we place insurance on your behalf, we may charge a fee for implementing that advice and to maintain a high level of service to you throughout the policy period. A documentation fee will be included in your policy charge. The amount of any fee will be disclosed when we provide advice to you.” — Abbott Insurance Brokers Auckland Limited's PDS dated 2026-05-18

“If you take our advice and we place insurance on your behalf, we may charge a fee for implementing that advice and to maintain a high level of service to you throughout the policy period. A documentation fee will be included in your policy charge. The amount of any fee will be disclosed when we provide advice to you.” — Abbott Insurance Brokers Christchurch Limited's PDS dated 2026-05-18

“If you take our advice and we place insurance on your behalf, we may charge a fee for implementing that advice and to maintain a high level of service to you throughout the policy period. A documentation fee will be included in your policy charge. The amount of any fee will be disclosed when we provide advice to you.” — Abbott Insurance Brokers Hamilton Limited's PDS dated 2026-05-18

“If you take our advice and we place insurance on your behalf, we may charge a fee for implementing that advice and to maintain a high level of service to you throughout the policy period. A documentation fee will be included in your policy charge. The amount of any fee will be disclosed when we provide advice to you.” — Abbott Insurance Brokers Rangiora Limited's PDS dated 2026-05-24

“If you take our advice and we place insurance on your behalf, we may charge a fee for implementing that advice and to maintain a high level of service to you throughout the policy period. A documentation fee will be included in your policy charge. The amount of any fee will be disclosed when we provide advice to you.” — Abbott Life And Health (2015) Limited's PDS dated 2026-05-24

“Generally, you will not be charged any fees for the financial advice we provide to you. We are paid through commissions and other payments we receive from the lenders you obtain financing from. We may charge you a one-off fee in the following circumstances:” — Acnl Limited's PDS dated 2026-05-24

“In many cases, our financial advice service is free to you. Instead, we receive commission from the product providers we work with. This may include: - Upfront commission - Ongoing commission/trail - Fixed fees depending on the product The amount depends on your insurance premium, loan amount, KiwiSaver balance or inv…” — Advice 4 Life Limited's PDS dated 2026-05-24

“We don't expect to charge any one-off fees for the advice we provide on Wealth and investment strategies, Insurance products, and KiwiSaver schemes. If we do, we'll discuss this with you and obtain your agreement before we provide the advice. For wealth and investment advice, we charge an ongoing portfolio servicing f…” — Advicefirst Limited's PDS dated 2026-05-24

“You will not be charged a fee, at any time, for any advice given even if you do not take any of the insurance cover recommended for you.” — Advicequal Limited's PDS dated 2026-05-24

“For initial investment advice and retirement planning services, there will be a one-off plan fee of **$1,000** for the initial fact find services and report planning. Fees will be confirmed in our Statement of Advice.” — Affinity Advisors Limited's PDS dated 2026-05-24

“For the majority of transactions there is no cost to you for the term of the agreed engagement unless specifically negotiated in advance. However, a minority of the lenders may charge an upfront fee or brokerage fee to you and may pass some or all of this fee to us. Our financial advisers may also charge you a nominal …” — Alimova Finances Limited's PDS dated 2026-05-24

“If Nikko Asset Management is used as the KiwiSaver provider, a fee will be charged by the Company which is 0.25% per annum of the funds under management paid monthly in arrears.” — Andco Mortgages Limited's PDS dated 2026-05-24

“For ongoing investment advice and management, a percentage fee is charged based on the funds under management. This fee is charged monthly in arrears to the investment portfolio and is usually 1% pa of the funds under management. This is subject to GST.” — Balance Wealth Limited's PDS dated 2026-05-18

“Blueprint Finance does not charge for its advice. In some cases we do charge fees where the client's requirements may be more complex or in the case the provider does not pay a commission. The exact fee we will charge will be confirmed before the advice is provided and the client can decide to proceed or not.” — Blueprint Finance Limited's PDS dated 2026-05-24

“We may charge a **service fee** (plus GST), either in lieu of or in addition to any commission received from insurers. The fee depends on the nature and scope of advice, the time required, and ongoing service levels.” — Bsi Brokers Limited's PDS dated 2026-05-24

“Builtin will not usually charge a fee for the advice given to you. If we do it will be clearly shown on your quote. On contract works insurance that is placed through our scheme the perils premium quoted may include a service margin of up to 30% in addition to the insurer's premium. We may also charge an administration…” — Builtin Insurance Brokers Limited's PDS dated 2026-05-23

“The fees charged for our initial advice and ongoing services may be based on a combination of a set dollar amount or a percentage-based fee.” — Cambridge Partners Limited's PDS dated 2026-05-24

“We have an initial three-meeting process for investment clients. Each meeting costs $100+GST and lasts about an hour. You can stop at any time. We charge a 1% establishment fee for funds invested.” — Castle Trust Financial Planning Limited's PDS dated 2026-05-24

“We have two types of fees, a fixed annual charge which varies depending on the service provided; and brokerage, charged when a transaction occurs.” — Chris Lee & Partners Limited's PDS dated 2026-05-24

“We may charge a fee for preparing Personal or Business Insurance Plans or Investment or Retirement Plans, to a maximum of $4,000 plus GST. We will agree the amount or basis of the calculation of any fee payable upfront and confirm the amount in our Scope of Engagement.” — Chris Mackay Financial Planning Limited's PDS dated 2026-05-24

“Our agreed advice and services and service fees may include charges for initial advice, ongoing or annual advice, and services. The fees charged for our advice and services may be based on a combination of a set dollar amount or a percentage-based fee. Fees will be confirmed in our Statement of Advice which will be pro…” — Cole Murray Group Limited's PDS dated 2026-05-23

“Brokerage fees are incurred when purchasing and selling securities and are based on the value of the transaction. Brokerage fees vary depending upon the security being traded and the exchange they are traded on.” — Craigs Investment Partners Limited's PDS dated 2026-05-18

“Generally we don't charge you any fee for the advice and transactional solutions that we provide to you. This is possible because, on settlement of a mortgage, we usually receive commission from the applicable product provider as described above.” — Custom Mortgages Nz Limited's PDS dated 2026-05-24

“dm consult (nz) limited is remunerated by way of commissions from financial institutions for the business we place with them. We may charge the client an hourly fee for our services at the time that the client decides not to proceed with a pre-approval, or allows a pre-approval to lapse with no intention of renewing. T…” — Dm Consult (nz) Limited's PDS dated 2026-05-18

“Donaldson Brown removes all commissions from domestic and commercial insurance premiums received from insurers. Instead, choosing to operate on a transparent fee model, based on the value we bring to the partnership with our clients. The fee we charge is for providing financial advice, and for arranging, altering, or …” — Donaldson Brown Nz Limited's PDS dated 2026-05-18

“The fees charged for our advice and services may be based on a combination of a set dollar amount, an hourly rate, a percentage-based fee, or commission in lieu of fee.” — Dux Financial Services Limited's PDS dated 2026-05-24

“Where advice does not result in provider remuneration, or where additional work is required, an advice fee may apply. Any fees will always be clearly outlined, agreed in writing, and confirmed before any work begins. Fees are typically invoiced at the point advice is delivered or when an application has been submitted…” — Finsol Financial Services Limited's PDS dated 2026-05-24

“First Capital may charge fees for advising and/or implementing and managing different services/products. The fee will depend on the nature of our financial advice and service. Investment clients will be charged fees for using the investment platform. These fees will include the advice provided, an establishment fee, a…” — First Capital Financial Services Limited's PDS dated 2026-05-24

“our initial planning fees (if any) are based on an hourly charge. Implementation fees (if any) are charged as a percentage value of the investment contribution, while monitoring & administration fees are based on a percentage charge of that capital under management, and reduce on scale.” — Fortitude Financial Limited's PDS dated 2026-05-24

“Frank Risk may charge commercial clients a fee for Financial Advice given, we will tell you what the fee is before you accept any advice from us or our Advisers. We will charge commercial clients fees that are payable by you, the client, when our advice is followed, accepted and the insurance policy is purchased.” — Frank Risk Management Limited's PDS dated 2026-05-18

“GBPensions' services are fee-based, as shown below: a) One-off Initial Transfer Fee based on the amount of funds invested, deducted from the transferred amount(s) once lodged with the receiving scheme b) One-off Benefit Withdrawal Fee for release of funds directly from a UK pension scheme in accordance with the DTA, …” — Gbpensions Limited's PDS dated 2026-05-18

“These fees and charges will vary according to the nature of the services provided to you. Our fees and charges will include: - Brokerage and other fees, charges, duties and taxes at the rate or rates notified by us to you from time to time either generally or in respect of a particular transaction.” — Hamilton Hindin Greene Limited's PDS dated 2026-05-23

“Howden may be paid: - Fees only - Commission only, or - Both fees and commission” — Howden Commercial And Affinity Limited's PDS dated 2026-05-23

“Howden may be paid: - Fees only - Commission only, or - Both fees and commission” — Howden Corporate Limited's PDS dated 2026-05-24

“We do not charge a fee for the advice given to you but may charge a fee for implementing that advice. This fee will be based on the amount of work and time required to provide and implement our advice to you and will be shown on our invoice to you, payable on payment of your premium.” — Hutchison Rodway Limited's PDS dated 2026-05-23

“Generally we won't charge you any fees for the advice that we provide to you. This is possible because, if you act on the advice given, we usually receive commission from the applicable product provider on issuance of a risk insurance policy or on investment into a KiwiSaver scheme.” — Ifo Peace Of Mind Advice Limited's PDS dated 2026-05-23

“IANZ's members may charge you a fee, and charges, for providing financial advice, and for arranging, altering or cancelling your general insurance program. IANZ may also charge an administration fee for processing insurance premiums. If a fee will be charged, you will be advised at the time the financial advice is prov…” — Insurance Advisernet New Zealand Limited's PDS dated 2026-05-23

“JBWere charges fees in relation to the services we provide. Fees may be charged as follows: - on a funds-under-management basis (involving a regular percentage-based fee deducted from your investment portfolio to cover custody, portfolio management and monitoring services), and/or - on a transactional basis (such as br…” — Jbwere (nz) Limited's PDS dated 2026-05-24

“In the majority of cases, we do not charge you any fee for the financial advice we provide or for implementing that advice. Our remuneration is paid directly by product providers in the form of commission.” — Kripa Financial Solutions Limited's PDS dated 2026-05-24

“Lifetime may charge a fee for the planning and/or implementation of advice. These fees will be determined by the complexity of the plan and will only apply if agreed with you before any engagement for our services. - The fees charged for our advice and services may be based on a combination of a set dollar amount, or …” — Lifetime Group Limited's PDS dated 2026-05-18

“In the odd case a fee is charged we will agree to that fee in advance of the Statement of Advice and the specific fee will be outlined in the Statement of Advice. The fee range would generally be **$1,500 – $2,500**.” — Lighthouse Mortgages Limited's PDS dated 2026-05-24

“There are separate fees for our personalised, ongoing Wealth Management service which incorporates financial advice. The amount of any fees applicable will be clearly explained to you before (or at any time) you receive financial advice.” — Milford Private Wealth Limited's PDS dated 2026-05-24

“Generally, Moneykart and our Financial Advisers don't charge you any fees for the advice and transactional solutions provided to you. This is possible because they usually receive commission from the applicable product provider as described above. There are exceptions to this general position which are explained below.” — Moneykart Limited's PDS dated 2026-05-18

“Mortgage Link Otago advisers are usually remunerated by way of commission, by the providers of the loan products we recommend. On occasion, some providers may not pay a commission. In this situation, we will charge a fee for our advice. The fee payable will be a reflection of the time required to obtain a loan approval…” — Mortgage Link (otago) Limited's PDS dated 2026-05-24

“We generally do not charge a fee for our standard advice. However, a fee may apply if: - The lending is complex (e.g. commercial/business). - The loan involves non-CCCFA lenders that require a brokerage fee. - There is a request to extend pre-approval beyond the original 6-month period. You will be notified and requir…” — Mortgagehq Limited's PDS dated 2026-05-24

“MortgageMe advisers are usually remunerated by way of commission, by the providers of the loan products we recommend. On occasion, some providers may not pay a commission. In this situation, we will charge a fee for our advice. The fee payable will be a reflection of the time required to obtain a loan approval for you.” — Mortgageme Financial Services Limited's PDS dated 2026-05-23

“If such a fee is charged it will be for work performed by the adviser on the basis of processing the application and administration time, on the client's behalf, up to **$2,500 + GST**, unless otherwise agreed upfront by the parties. For non-bank advice and lending, there is an agreed upon broker fee between **1-2% of…” — Mortgageme Financial Services Queenstown Lakes Limited's PDS dated 2026-05-18

“My Money may have to charge you a Service Fee for services rendered, including where: - An upfront commission is not offered by the Provider that your loan will be sourced through; - The services we provide you are advisory in nature or involve a significant amount of work that will not result in a commissionable trans…” — Native Polynesia Limited's PDS dated 2026-05-18

“In most cases, we won't charge you fees or any expenses for the financial advice we provide. You can book a meeting online for free. The only exception is if you book a meeting directly with **Andrew Nicol** (our Managing Partner). That costs **$199**, which you pay when you book.” — Opes Partners New Zealand Limited's PDS dated 2026-05-24

“We may charge you a one-off fee if the following occurs: **(a) When we don't receive commission from the lender:** If you request that we provide financial advice and we do not receive a commission from the lender, we may charge you a one-off fee. Any such fee would be agreed and authorised by you in writing before we…” — Orange Financial Services Limited's PDS dated 2026-05-18

“Parachute Advisory Ltd and our advisers generally don't charge clients fees for the financial advice we provide. However, if you commission us to advise you and purchase a policy from an accredited provider through us and then cancel or break the insurance contract within 24 months, we will charge a one-off fee for ou…” — Parachute Advisory Limited's PDS dated 2026-05-24

“In most cases, Peak does not charge any fee, expense or other amount for the financial advice provided to you or for implementing that advice. The product providers pay our remuneration by way of commission.” — Peak Financial Services Limited's PDS dated 2026-05-24

“We do not normally charge fees for the financial advice we provide. However, in certain circumstances, we may need to charge a fee for our time. This fee is based on **$250 + GST per hour**.” — Plaxo Mortgages Limited's PDS dated 2026-05-24

“For each client engagement we agree a fee for service, prior to the commencement of any billable work. We discuss the level of engagement required as this will determine the ongoing costs. These can be in the form of: - Fixed annualised costs - An agreed percentage of the total portfolio value (this may be in the vic…” — Private Wealth Advisers Limited's PDS dated 2026-05-24

“Prosper Group generally does not charge fees, expenses, or any other amount for the initial lending or insurance advice provided to clients. Prosper Group and the acting financial adviser **may** charge a service fee where a client cancels a loan or a life or health insurance policy within two years of inception.” — Prosper Group Limited's PDS dated 2026-05-24

“Generally, we won't charge you any fees for the advice that we provide to you. This is possible because, if you act on the advice given, we usually receive commission from the applicable product provider on settlement of a mortgage. There are some exceptions to this general position which are explained below.” — Prosperity Advisors Limited's PDS dated 2026-05-18

“Our advisers can charge on an hourly charge; or - For lending, a percentage of the loan amount applied for. The exact fees we will charge will be confirmed at the time the advice is provided. All of our fees are payable within 7 business days from the date you receive the Invoice.” — Rapson Loans & Finance Limited's PDS dated 2026-05-24

“We do not charge for advice at our first meeting. However, there are fees payable by the client for the following situations:” — Rival Wealth Limited's PDS dated 2026-05-18

“Saffron Finance may charge fees to customers where they are not paid by lenders or insurance company for work completed or otherwise agreed in advance. In following instances, we will charge you our fees or brokerages or commissions:” — Saffron Financial Services Limited's PDS dated 2026-05-23

“Saturn Advice charges fees for the advice it provides to clients. Fees are charged in two ways. 1. An hourly rate from **$350 (plus GST)** applies for general advice on investments and financial goals. The total cost will depend on the complexity of each client's situation as this affects the time required to prepare …” — Saturn Advice Limited's PDS dated 2026-05-24

“For clients who have a Portfolio managed through an Administrator, including Custodial Services, the following fees will apply: | Type of fee | Maximum fee payable | |---|---| | Preparation of financial plan | A maximum of $2,500 + GST | | Establishment fee | A maximum of $500 + GST | | Adviser annual monitoring fee |…” — Shaw And Partners Financial Services Limited's PDS dated 2026-05-18

“Generally, we don't charge you any fees for the advice and transactional solutions that we provide to you. This is possible because we usually receive commission from the applicable product provider as described above.” — Star Mortgage Limited's PDS dated 2026-05-24

“We charge for advice at the hourly rate of $400 plus GST, including the initial consultation. The fee charged will depend on the nature and scope of the advice or service we provide for you. There is a cost for our financial planning advice and to implement any investment advice. We will outline the estimated cost in …” — Stuart And Carlyon Limited's PDS dated 2026-05-18

“Generally, we do not charge you a fee for our services. This is because our advisers are usually remunerated by way of commission by the providers of products we recommend. However, there are some situations where fees may apply.” — Surecapital Investments Limited's PDS dated 2026-05-24

“Associated hourly service fee (unless otherwise stated) is $250 (+gst) (or discounted fee of $150 +gst – if you've been referred by a 3rd party). NB… 100% of the following service fees will be completely waived if The Burns Group Ltd is paid a commission - on any insurance cover that is issued within 120 days of 1st en…” — The Burns Group Limited's PDS dated 2026-05-18

“Typically, we do **not** charge a fee for the advice and transactional solutions we provide. This is because we receive a commission from the relevant product provider upon settlement of a mortgage, as explained above.” — The Capital Finance Limited's PDS dated 2026-05-24

“A few of the services we provide are fee based as we do not receive commission from a third party for the work that we do. This includes: - Investment advice - Wealth Mapping packages - Mortgages through some non-bank lenders (although the fee is added to the loan and not directly payable) - Mortgage applications under…” — The Money Men Limited's PDS dated 2026-05-24

“Generally, The Mortgage Girls usually won't charge you any fees for the financial advice your adviser provides you. This is possible because, on settlement of a loan, The Mortgage Girls usually receive commission from the lender. Any exceptions to this general position are explained below.” — The Mortgage Girls Limited's PDS dated 2026-05-24

“Almost all of our services are provided at no direct cost to you. We are paid by the lenders when your loan is settled.” — The Mortgage Lab Nz Limited's PDS dated 2026-05-24

“Charges for ongoing monitoring and investment advice are then payable based on a percentage of the client's portfolio valuation (deducted from the portfolio's cash account each month). These charges are disclosed before establishing a portfolio and are typically tax deductible.” — Totara Wealth Management Limited's PDS dated 2026-05-23

“We are almost always able to provide our service to you without charging as our product suppliers provide us with a commission when we use their products. This commission may be an upfront commission, and ongoing "renewal", or a combination of both. The commission is not added to the cost of your mortgage or insurance” — Velocity Financial Limited's PDS dated 2026-05-18

“Most of the time, our services are completely free. That's because instead of being paid by you, we receive revenue from our product suppliers like banks and insurers. However, for Lending, we may charge a fee for the financial advice provided to you where you restructure or repay your loan within 27 months of incepti…” — Zest 2008 Limited's PDS dated 2026-05-18