AI & Advice
What AI tools can and can't do for your money under New Zealand law
AI vs Financial Adviser in NZ: What ChatGPT Can and Cannot Do
What AI is genuinely useful for, what only a licensed adviser can legally do, where AI answers go wrong, and how to combine both.
Can ChatGPT Legally Give Financial Advice in New Zealand?
The FMC Act, FSLAA licensing and the Code of Professional Conduct — and why ChatGPT sits outside the regulated advice regime.
The Real Risks of Taking AI Financial Advice in NZ
Outdated KiwiSaver rates, invented fund figures, imported US assumptions — and zero recourse when it goes wrong.
How to Fact-Check AI Financial Advice in New Zealand
A practical checklist: verify advisers on the FSPR, read disclosure statements, and cross-check IRD, FMA and Sorted.
Robo-Advice in New Zealand: The Licensed Middle Ground
From the 2018 FMA exemption to FSLAA licensing — and how robo-advice differs from AI chatbots and human advisers.
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The information on this page is general in nature and should not be relied upon as financial advice. Your personal circumstances should be considered before making any financial decisions.
Always verify adviser credentials on the Financial Service Providers Register.