{
  "fsp_number": "FSP508346",
  "legal_name": "O'Connor Warren Insurance Brokers Limited",
  "slug": "o-connor-warren-insurance-brokers-limited-fsp508346",
  "profile_url": "https://financeadvisers.co.nz/provider/o-connor-warren-insurance-brokers-limited-fsp508346",
  "trading_names": [
    "O'Connor Warren Insurance Brokers Limited"
  ],
  "is_financial_advice_provider": true,
  "adviser_count": 15,
  "cities_operated": [
    "Tauranga"
  ],
  "primary_city": "Tauranga",
  "address": "124 Willow Street,Tauranga,Tauranga,3110,New Zealand",
  "sector": "insurance-brokers",
  "services": [
    "Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence"
  ],
  "specialties": [],
  "specialties_flat": [],
  "license_type": "Licensed",
  "registration_date": "2016-07-09",
  "registration_status": "registered",
  "dispute_resolution_scheme": "Financial Dispute Resolution Scheme",
  "dispute_resolution_number": "FM6257",
  "public_disclosure_statement": {
    "latest_version_date": "2026-09-04",
    "markdown_url": "https://financeadvisers.co.nz/api/provider/FSP508346/disclosure.md",
    "filings_history_url": "https://financeadvisers.co.nz/api/provider/FSP508346/filings.json",
    "pi_insurer": null,
    "pi_limit_nzd": null,
    "fee_structure": {
      "type": "mixed",
      "notes": "O'Connor Warren Insurance Brokers may charge a fee for advice, implementation, and ongoing advocacy/management of general insurance, disclosed at time of advice; O'Connor Warren Life and Health does not charge fees, being remunerated by commission from insurers.",
      "percentage_pa": null,
      "hourly_rate_nzd": null,
      "fixed_fee_nzd_typical": null
    },
    "product_panel": [
      {
        "provider": "Fidelity",
        "product_types": [
          "life insurance"
        ]
      },
      {
        "provider": "Asteron",
        "product_types": [
          "life insurance"
        ]
      },
      {
        "provider": "Cigna",
        "product_types": [
          "life insurance"
        ]
      },
      {
        "provider": "AIA",
        "product_types": [
          "life insurance"
        ]
      },
      {
        "provider": "Partners Life",
        "product_types": [
          "life insurance",
          "health insurance"
        ]
      },
      {
        "provider": "Accuro",
        "product_types": [
          "health insurance"
        ]
      },
      {
        "provider": "Southern Cross",
        "product_types": [
          "health insurance"
        ]
      },
      {
        "provider": "NIB",
        "product_types": [
          "health insurance"
        ]
      }
    ],
    "conflicts_of_interest": [
      "Receipt of commission from insurance companies based on premium paid",
      "Membership of Steadfast NZ Limited, which receives professional services fees of up to 1.5% of premium and 0.5% of premium funded amounts from insurers/funders",
      "Receipt of commission from premium funders (up to 3.5% of total insurance premium amount) plus possible production bonus",
      "Receipt of commission from financiers for asset finance advice",
      "Potential conflict when advice given to two clients who later dispute with each other"
    ],
    "complaints_12mo": null,
    "confidence_tier": "C",
    "extracted_via": "sonnet-html-v1",
    "ingested_at": "2026-09-04T04:11:15.915121+00:00"
  },
  "summary_url": "https://financeadvisers.co.nz/api/provider/FSP508346/summary.md",
  "as_of": "2026-09-10",
  "provenance": {
    "source": "FSPR (Financial Service Providers Register) via FA-NZ mirror + PDS Part A corpus where available",
    "authoritative_register": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP508346",
    "pds_corpus_role": "FA-NZ archives + parses publicly-published FAP Public Disclosure Statements per FMC Act s431. We are a mirror, not the original publisher.",
    "refresh_cadence": "FSPR monthly snapshot; PDS quarterly re-check + Wayback diff",
    "methodology": "https://financeadvisers.co.nz/methodology",
    "schema_version": "2026-05-30",
    "specialties_source_cascade": "self-attest (1.00) > pds-v1 (0.90) > pds-inherit-v1 (0.85) > haiku-v1 (0.70); fspr-code fallback excluded",
    "specialties_schema_change_log": "v2026-05-30: `specialties` is now the structured array (name + source + confidence + source_url + classified_at); `specialties_flat` retained for callers expecting the prior string[] shape."
  },
  "notes": "This entity is a Financial Advice Provider (FAP) under FMC Act 2013. Authoritative source for current registration status: the FSPR register URL above."
}