> _Markdown transcription of Fisher Funds Management Limited's Public Disclosure Statement, version 2026-05-23. Source: https://assets.fisherfunds.co.nz/ff-advice-disclosure._ --- # Fisher Funds Disclosure Statement ## Fisher Funds Management Limited This advice disclosure is provided by Fisher Funds Management Limited (Fisher Funds). Fisher Funds is a specialist investment manager and issuer of Financial Advice Products with a commitment to delivering competitive investment returns and providing quality advice and client service. Fisher Funds is registered on the Financial Services Provider Register (FSP38581). **Email** enquiries@fisherfunds.co.nz **Phone** 0508 347 437 **International** +64 9 445 3377 **Website** fisherfunds.co.nz **Postal Address** Private Bag 93502 Takapuna, Auckland 0740 **Address** Level 1, Crown Centre, 67-73 Hurstmere Road Takapuna, Auckland 0622 ### Fisher Funds' Licence Fisher Funds Management Limited holds a Financial Advice Provider Licence issued by the Financial Markets Authority. This disclosure statement was approved on 31/10/2025 --- ## Nature and scope of financial advice Subject to meeting competency, knowledge and skills requirements, Fisher Funds, our financial advisers and nominated representatives may provide financial advice services on Financial Advice Products issued by Fisher Funds and any of its related entities only as below. We provide advice in person (including face-to-face and telephone advice) and digitally. Fisher Funds also provides advice in connection with the Private Portfolio Service, which is a discretionary investment management service provided by Fisher Funds*. We do not provide advice on estate or insurance planning, taxation or legal matters. You should consult a specialist if you need advice on these matters. ### Financial Advice Product Name/Product Type - Fisher Funds KiwiSaver Scheme — Managed Fund - KiwiSaver Scheme - Fisher Funds TWO KiwiSaver Scheme — Managed Fund - KiwiSaver Scheme - Fisher Funds Premium Service — Managed Fund - Fisher Funds Managed Funds — Managed Fund - Fisher Funds Investment Series — Managed Fund - FuturePlan — Managed Fund - Superannuation Scheme - Fisher Funds LifeSaver Plan — Managed Fund - Workplace Savings Scheme - Fisher Funds KiwiSaver Plan — Managed Fund - KiwiSaver Scheme - Fisher Funds Investment Funds — Managed Fund --- ## Fees, expenses and other amounts payable Fisher Funds, our financial advisers and nominated representatives do not charge separate fees, expenses or other amounts for the financial advice services we provide. --- ## Conflicts of interest ### Policy We have a Conflicts of Interest Policy which assists us to identify and manage potential and actual conflicts to enable us to prioritise clients' interests over our own. Conflicts can arise out of: #### Developing, advising and investing in our own products Fisher Funds (including its related entities) develops and offers the Financial Advice Products that we advise on and receives revenue from investors who invest in our Products. We implement your investment decisions in our Financial Advice Products by investing in Fisher Funds' wholesale funds and/or directly held funds. #### Paying incentives to financial advisers and nominated representatives Our financial advisers (other than our investment advisers) and nominated representatives are eligible to participate in incentive plans and may receive bonus payments of up to 30% of their annual salaries. Your investing decisions could influence their bonuses. Our investment advisers can earn incentives and commissions if certain targets are met. If an investment adviser opens 15 or more new accounts in a month, they receive $25 for each account opened, including the first 15. They also earn 0.16% of the total amount deposited into those new accounts. In addition, they may receive a discretionary bonus of up to 10% of their salary. Your investment choices may affect the incentives, commissions, or bonuses they receive. To manage this conflict, a sample of their advice calls is reviewed by our Quality Assurance team to check that conduct and regulatory standards are met. Incentives are only paid when those calls meet Fisher Funds' quality standards. #### Financial advisers and nominated representatives investing in our own Financial Advice Products Fisher Funds' employees, including our financial advisers and nominated representatives, invest in our Financial Advice Products and could make decisions to benefit themselves. #### Third party referrals Where third parties refer potential clients to Fisher Funds, we may pay a fee to that third party for the referral. ### Conflicts management Conflicts of interest are managed in various ways including: - training and awareness for financial advisers and nominated representatives on good client outcomes; approved advice processes; access to advice tools; and quality checking of advice and advice processes for good client outcomes. - through disclosure, recognising that investment in Fisher Funds' wholesale funds provides clients with access to a greater range of investment opportunities. Investment management fees are either not charged, or if charged are refunded, by the wholesale funds in respect of the Financial Advice Products that invest in them. - our investment advisers, financial advisers, and nominated representatives are employed on a fixed salary. Eligibility for any incentives, commissions, and bonuses depends on a range of factors which can include new client accounts opened and client investment retention; compliance with business and regulatory requirements; meeting client service standards; making team contributions; prioritising client interests; achieving good client outcomes; and ongoing assurance and conduct reviews. - With the exception of providing advice in connection with the Private Portfolio Service (a discretionary investment management service) our financial advisers and nominated representatives do not have individual authority to determine the investment strategies and asset allocations of our Financial Advice Products. These decisions are considered and approved by our Investment Policy Committee. There is an internal investment selection process to choose the investments which make up the Financial Advice Products and the Products must comply with their Statements of Investment Policies and Objectives (which are publicly available). - our financial advisers and nominated representatives do not receive commissions in respect of the Financial Advice Products you choose to invest in. --- ## Duties information Fisher Funds, our financial advisers and nominated representatives have duties under the Financial Markets Conduct Act 2013 that govern how we provide financial advice. We must: - meet the standards of competence, knowledge and skill (including continuing professional development) set out in the Code of Professional Conduct for Financial Advice Services (the Code) and any other prescribed criteria for giving financial advice. - give priority to your interests when giving financial advice, particularly where there is a conflict between your interests and ours. This includes taking reasonable steps to ensure that the financial advice we provide to you is not materially influenced by our own interests or those of our financial advisers, nominated representatives or any other person connected with giving the financial advice. - exercise the care, diligence and skill that a prudent person in the business of giving financial advice would exercise in the same circumstances. - meet standards of ethical behaviour, conduct and client care as required by the Code. --- ## Complaints process You can complain about our financial advice services as follows: **Email** enquiries@fisherfunds.co.nz **Phone** 0508 347 437 **International** +64 9 445 3377 **Website** fisherfunds.co.nz/complaints **Postal Address** Private Bag 93502 Takapuna, Auckland 0740 **Address** Level 1, Crown Centre, 67-73 Hurstmere Road Takapuna, Auckland 0622 We have a Complaints Management Policy which sets out how complaints are managed internally, from receipt through to resolution. - We will acknowledge your complaint within 2 working days and aim to resolve it within 20 working days. - After receiving a complaint, we will often come back to you to provide an explanation, make a request for more information, or with a resolution. - If you don't accept the resolution, you can ask us to review our decision. - If, after our internal review, you don't accept our decision or more than 20 working days have passed since your original complaint, you can refer the complaint to Financial Services Complaints Limited (FSCL). - We can also refer the complaint to FSCL at any stage if we consider this to be the most appropriate course of action. --- ## Dispute resolution process Financial Services Complaints Limited (FSCL) is a Financial Ombudsman service providing access to a free independent dispute resolution service which can help you to investigate or resolve a complaint that has not been resolved to your satisfaction through our internal complaints process. You can contact FSCL as follows: **Phone** 0800 347 257 **Email** complaints@fscl.org.nz **Postal Address** Financial Services Complaints Limited PO Box 5967 Wellington 6140 **Address** Financial Services Complaints Limited Level 4, 101 Lambton Quay Wellington 6011 --- ## How to get a copy A copy of this Advice Disclosure is available free of charge by contacting Fisher Funds. **fisherfunds.co.nz** | **0508 347 437** | **enquiries@fisherfunds.co.nz** | **Private Bag 93502 Takapuna, Auckland 0740**