# Towes Insurance Brokers Limited — Public Disclosure Statement

*Mirror of FAP Public Disclosure Statement filed under FMC Act 2013 s431.*

- **Version date:** 2026-06-01
- **Source URL:** https://www.towes.co.nz/document-library
- **Source PDF SHA256:** `293f8589be8ca5ea5a4eaf3fcb8cc686...`
- **Confidence tier:** C (LLM-extracted from PDF)
- **Extracted via:** sonnet-html-v1
- **Ingested:** 2026-06-01
- **Machine-readable facts:** [facts.json](https://financeadvisers.co.nz/api/provider/FSP31101/facts.json)
- **All versions on file:** [filings.json](https://financeadvisers.co.nz/api/provider/FSP31101/filings.json)
- **Authoritative register:** https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP31101

> **About this document.** FAP Public Disclosure Statements are regulated documents that financial advice providers must publish under the Financial Markets Conduct Act 2013, section 431. The content below is the FA-NZ mirror — machine-parsed from the source PDF on the date shown above. For binding regulatory purposes, refer to the firm's own current publication via the source URL above.

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# Document Library — Towes Insurance | Insurance Broker

Here you can download regulatory statements and other forms and documents. If you can't find what you need, please get in touch with us.

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## Available Documents

- [Company Disclosure and Terms of Business](https://towes.sharepoint.com/:f:/s/Public/EtHKmc2YalREr8ri8Y5_sOYBIR7ZNEy5Yuym9Bd9oMqrXg?e=ihrKQr)
- [Adviser Disclosure Statements](https://towes.sharepoint.com/:f:/s/Public/Erh8zd0SWWZGuv3i4RFPW8kBRR5XROkRNPRlerwOYYrVwA?e=LHlZcW)
- [Complaints Process](https://towes.sharepoint.com/:f:/s/Public/Ekko_9dp2c1GtOs0RRK5v-UBHVZLjmjiI7khalezoPYcrQ?e=Uj7u0g)
- [Client Service Standards Statement](https://towes.sharepoint.com/:f:/s/Public/EkOVNtD7chFPlG9C9xgkOwIBkvvj7jA65E6mD1FI1siOEw?e=D8TI2Y)
- [Privacy Statement](https://towes.sharepoint.com/:f:/s/Public/EttSlFtDaHRJrIrUsQh-rccBAFKH_5MLktD8DNREksQrdg?e=GAFYpe)
- [Claim Forms](https://towes.sharepoint.com/:f:/s/Public/Eq8BquFS5IJGkUvnI7PWVawBeNftrl1YNNxSf4_P9LVhag?e=UoSc1m)
- [Policy Documents](https://towes.sharepoint.com/:f:/s/Public/EqI3Vnjpj-RMmgA3du3IF3kBthci6zQyFOTSUc5s9ooBHg?e=vHUrF5)

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> **Note:** The disclosure content itself is held in external sub-documents linked above. This page is a document index only. The following linked documents contain the substantive FAP/adviser disclosure information:
>
> - **Company Disclosure and Terms of Business** — hosted on Towes SharePoint (external link)
> - **Adviser Disclosure Statements** — hosted on Towes SharePoint (external link)
> - **Complaints Process** — hosted on Towes SharePoint (external link)
> - **Client Service Standards Statement** — hosted on Towes SharePoint (external link)
>
> The actual disclosure content (fees, commissions, conflicts of interest, dispute resolution scheme, professional indemnity, scope of advice, provider lists, ownership) is contained within those linked documents and was not reproduced on this page.