# Craigs Investment Partners Limited — Public Disclosure Statement

*Mirror of FAP Public Disclosure Statement filed under FMC Act 2013 s431.*

- **Version date:** 2026-05-18
- **Source URL:** https://cdn.craigsip.com/media/uploads/2023/06/15141229/financial-advice-provider-disclosure-statement.pdf
- **Source PDF SHA256:** `0791c738911e19c99a181ce35147f680...`
- **Confidence tier:** C (LLM-extracted from PDF)
- **Extracted via:** claude-haiku-4-5-20251001
- **Ingested:** 2026-05-18
- **Machine-readable facts:** [facts.json](https://financeadvisers.co.nz/api/provider/FSP29641/facts.json)
- **All versions on file:** [filings.json](https://financeadvisers.co.nz/api/provider/FSP29641/filings.json)
- **Authoritative register:** https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP29641

> **About this document.** FAP Public Disclosure Statements are regulated documents that financial advice providers must publish under the Financial Markets Conduct Act 2013, section 431. The content below is the FA-NZ mirror — machine-parsed from the source PDF on the date shown above. For binding regulatory purposes, refer to the firm's own current publication via the source URL above.

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# Financial Advice Provider Disclosure Statement

This Disclosure Statement provides you important information about Craigs Investment Partners Limited as a financial advice provider.

This Disclosure Statement is a public disclosure statement and was prepared on 1 April 2026.

## 1. Licence status and conditions

We ("Craigs Investment Partners Limited", "CIPL", "our" and "us") hold a financial advice provider ("FAP") licence issued by the Financial Markets Authority to provide financial advice services. We outline our details below:

| Field | Details |
|-------|---------|
| FAP name | Craigs Investment Partners Limited |
| Postal address | PO Box 13155, Tauranga Central, Tauranga 3141 |
| Freephone number | 0800 272 442 |
| Telephone number | +64 (7) 577 6049 |
| Email | headoffice@craigsip.com |

## 2. Nature and scope of financial advice service

Under our FAP licence, we and our Craigs Investment Partners Advisers are authorised to provide financial advice on financial products including, but not limited to, equities, bonds and other fixed income investments, managed funds, KiwiSaver and superannuation savings. We are also able to provide investment planning services and discretionary investment management services ("DIMS").

All services provided to clients are subject to our Terms and Conditions (as amended from time to time).

## 3. Duties information

Craigs Investment Partners and any Craigs Investment Partners Advisers giving financial advice on our behalf are subject to certain obligations contained in the Financial Markets Conduct Act 2013 and the Code of Professional Conduct for Financial Advice Services.

These obligations mean that we are required to:

- meet certain competency, knowledge, and skill requirements;
- meet ethical, conduct, and client care standards;
- give your interests priority;
- ensure our financial advice is not materially influenced by our own interests; and
- exercise care, diligence, and skill when providing financial advice to you.

## 4. Fees, expenses, or other amounts payable

The following charges may apply on the services we provide:

### Brokerage

Brokerage fees are incurred when purchasing and selling securities and are based on the value of the transaction. Brokerage fees vary depending upon the security being traded and the exchange they are traded on.

A minimum Brokerage fee applies for each market. Any agency fees are included in the Brokerage fees. A trade levy may be charged in addition to Brokerage for trades on the New Zealand Stock Exchange. Additional transaction fees up to 1% including levies and taxes (e.g. stamp duties) will be added to Brokerage fees, where they are charged.

All Brokerage, agency and transaction fees are payable on settlement of each transaction. Minimum fees are available on request.

### Service Fee

A Service Fee is charged for the administration, monitoring and reporting of your portfolio and where applicable the advice provided by your Craigs Investment Partners Adviser.

An annual fee based on the market value of your portfolio (excluding cash and term deposits), will be charged. Service Fees are calculated at the end of each calendar quarter and are payable quarterly in arrears in the month following the end of each calendar quarter. A minimum fee applies.

### Superannuation, KiwiSaver and mySTART®

Entry, Exit, Custodial and Management fees may apply on the Craigs KiwiSaver Scheme, the Craigs Superannuation Scheme, the Craigs Investment Partners Superannuation Scheme (superSTART) and mySTART® Service. For specific details please refer to the latest Product Disclosure Statement or mySTART® brochure.

### Foreign Exchange

No fixed fee is charged in relation to providing foreign exchange services, although we may earn a margin of up to 1.25% on any foreign exchange transaction we undertake for you. The margin will be the difference (if any) between the exchange rate that we provide to you for the transaction (the "client rate") and the exchange rate provided to us by the transacting bank for that foreign exchange transaction (the "wholesale rate").

### Cash Management Accounts

A commission may be charged by Custodial Services Limited to the respective bank where a deposit has been made through the Cash Management Account(s). If charged, this commission is taken into account in setting the interest rate(s) paid on a Cash Management Account. All costs of administering the Cash Management Accounts by Custodial Services Limited are met from the commission charged by it (though transaction fees may be imposed in certain circumstances).

The current rates of commission in respect of the Cash Management Accounts are calculated on a tiered rate up to a maximum of 1.25% per annum calculated on the actual balance on the account. Please note this is a maximum and does not necessarily reflect the amount charged at any point in time. Further information on the rates of commission and rates of gross interest may be obtained from your Craigs Investment Partners Adviser.

A break fee of $30 may be applied for the early redemption of a term deposit.

### Investment Fund Fees

Fees and expenses, including performance fees that may be charged by the manager and/or trustee of an investment fund will be reflected in the investment fund's unit price and may therefore indirectly affect your returns. For specific details please refer to the offer documentation of the relevant investment fund.

## 5. Conflicts of interest, remuneration, commissions or other incentives

### Conflicts of interest

For the purposes of the Financial Markets Conduct Act 2013, a conflict of interest means any interest of Craigs Investment Partners, or any person connected with the advice provided which a reasonable client may find reasonably likely to materially influence our advice.

We operate a conflicts of interest policy which is designed to identify potential conflicts that may exist and then ensure any actual or perceived conflict is managed in an appropriate manner (this is typically done by disclosing that conflict). The policy is constructed to ensure at all times we and our Craigs Investment Partners Advisers place the interests of our clients above our own interests.

We manage any conflicts of interest by:

- ensuring a range of investment options are available to clients;
- requiring Craigs Investment Partners Advisers to provide adequate disclosures internally to our Compliance Team and to clients where a potential conflict exists; and
- monitoring trading activities undertaken by Craigs Investment Partners Advisers to ensure that no trading occurs which could be detrimental to clients.

We have the following relationships which may give rise to a conflict of interest:

| Relevant Organisation | Description of Relationships |
|----------------------|-------------------------------|
| Alliance Cooperative Limited | We provide a market maker service to Alliance Cooperative Limited. |
| CIP Nominees No.1 Limited | CIP Nominees No.1 Limited, a wholly owned subsidiary, is the nominee company for the mySTART® Service. |
| Craigs Investment Partners Superannuation Management Limited ("CIPSML") | CIPSML, a wholly owned subsidiary, is the manager of the Craigs KiwiSaver Scheme and Craigs Superannuation Scheme. |
| Custodial Services Limited ("CSL") | CSL, a wholly owned subsidiary, provides custodial and cash management services to our clients as well as a number of clients independent of us. |
| Fonterra Co-operative Group Limited | We are a Designated Market Maker for the shares of Fonterra Co-operative Group Limited. |
| J.P. Morgan Asset Management ("JPMAM") | We have formed a strategic partnership with JPMAM to further develop our investment capabilities and insights by directly accessing JPMAM's global capabilities and expertise. |
| J.P. Morgan Securities Australia Limited ("JPM") | We have formed a strategic alliance with JPM which is designed to offer a broader range of products and services to our respective corporate and private wealth clients. |
| Raymond James Financial Inc ("Raymond James") | We have formed a strategic partnership with Raymond James to further develop our investment capabilities and insights by directly accessing Raymond James' global capabilities and expertise. |
| Smartshares Limited ("Smart") | We are a Designated Market Maker for the Smart Exchange Traded Funds. We and Craigs Investment Partners Advisers may offer certain managed investment products issued by Smart (a wholly owned subsidiary of NZX Limited) to our clients. CIPL has a product support and distribution arrangement with Smart and may receive financial benefits for the distribution of Smart managed investment products. |
| TA Associates Management L.P. ("TA Associates") | CIPL's ultimate holding company Crown TopCo Limited is 50% owned by Crown UK TopCo Limited and 50% owned by current and former CIPL employees and directors via a shareholding in CIP Holdings No.2 Limited ("CIPH2"). Crown UK TopCo is owned by funds managed by TA Associates, a global private equity firm. CIPL's 50% indirect ownership by funds managed by TA Associates could influence CIPL to favour securities that funds managed by TA Associates have interests in as a result of those funds' ownership of other companies or entities. Craigs Investment Partners clients are not restricted to such securities which are some amongst many investment options available. CIPL does not receive any additional financial benefits for distributing funds managed by a company or entity that funds managed by TA Associates have interests in. As a result of the 50% indirect ownership of CIPL by funds managed by TA Associates, employees of TA Associates act as directors of CIPL ("TA Directors"). The TA Directors may have personal investments in funds managed by TA Associates. These funds are invested in CIPL indirectly and other companies and entities noted in the Company Disclosures List which manage funds that clients may invest in. Consequently, the TA Directors may derive financial benefits from their investments in these funds. The TA Directors are not directly involved with the investment decisions for Craigs Investment Partners clients. |
| Zespri Group Limited | We provide a market maker service to Zespri Group Limited. |

We or a Prescribed Person (as defined in the NZX Participant Rules) may, from time to time, hold securities, which are the subject of advice given to you. These holdings may constitute a threshold interest in the security, recommended to you or which you may buy or sell. A threshold interest is an interest that exceeds $250,000 NZD, or equivalent value, of the security on issue.

### Remuneration, commissions or other incentives

Revenue may come from fees, Brokerage and margins earned by us. The type and potential levels of revenue are set out below:

| Relevant Organisation | Potential Conflict of Interest |
|----------------------|--------------------------------|
| Alliance Cooperative Limited | We receive a fee for providing a market maker service to Alliance Cooperative Limited. |
| Craigs Investment Partners Superannuation Management Limited ("CIPSML") | We receive a fee from CIPSML for the provision of administration, investment management and registry services provided under a services agreement between us and CIPSML (in relation to the Craigs Investment Partners Superannuation Scheme "superSTART", Craigs Superannuation Scheme and the Craigs KiwiSaver Scheme). |
| Custodial Services Limited ("CSL") | We receive a fee from CSL for the provision of management, administration, and operational support and services under a services agreement between us and CSL in relation to the cash management services and custodial services for our clients. Craigs Investment Partners receive a share of any commission charged by CSL in relation to Cash Management Accounts. |
| Karaka Management Limited ("Karaka") | We receive an administration services fee of 0.25% p.a. from Karaka based on the committed or invested capital in the Karaka Private Equity Fund. |
| Kowhai Private Equity No 1 LP ("Kowhai") Kowhai Private Equity No 4 LP | We receive an administration services fee of 0.25% p.a. from Kowhai based on the committed or invested capital in Kowhai. |
| NZ Social Infrastructure Fund ("NZSIF") | We receive management fees of 0.25% from NZSIF based on the committed or invested capital in NZSIF. |
| J.P. Morgan Securities Australia Limited ("JPM") | We have formed a strategic alliance with JPM which is designed to offer a broader range of products and services to our respective corporate and private wealth clients. |
| Raymond James Financial Inc ("Raymond James") | We have formed a strategic partnership with Raymond James to further develop our investment capabilities and insights by directly accessing Raymond James' global capabilities and expertise. |
| Smartshares Limited ("Smart") | We are a Designated Market Maker for the Smart Exchange Traded Funds. We and Craigs Investment Partners Advisers may offer certain managed investment products issued by Smart (a wholly owned subsidiary of NZX Limited) to our clients. CIPL has a product support and distribution arrangement with Smart and may receive financial benefits for the distribution of Smart managed investment products. |
| TA Associates Management L.P. ("TA Associates") | CIPL's ultimate holding company Crown TopCo Limited is 50% owned by Crown UK TopCo Limited and 50% owned by current and former CIPL employees and directors via a shareholding in CIP Holdings No.2 Limited ("CIPH2"). Crown UK TopCo is owned by funds managed by TA Associates, a global private equity firm. CIPL's 50% indirect ownership by funds managed by TA Associates could influence CIPL to favour securities that funds managed by TA Associates have interests in as a result of those funds' ownership of other companies or entities. Craigs Investment Partners clients are not restricted to such securities which are some amongst many investment options available. CIPL does not receive any additional financial benefits for distributing funds managed by a company or entity that funds managed by TA Associates have interests in. As a result of the 50% indirect ownership of CIPL by funds managed by TA Associates, employees of TA Associates act as directors of CIPL ("TA Directors"). The TA Directors may have personal investments in funds managed by TA Associates. These funds are invested in CIPL indirectly and other companies and entities noted in the Company Disclosures List which manage funds that clients may invest in. Consequently, the TA Directors may derive financial benefits from their investments in these funds. The TA Directors are not directly involved with the investment decisions for Craigs Investment Partners clients. |
| Pohutukawa Private Equity V Limited | We receive an administration services fee of 0.125% based on the invested capital of the Pohutukawa V Fund. |
| Pohutukawa Private Equity VI Limited | We receive an administration services fee of 0.125% based on the invested capital of the Pohutukawa VI Fund. |
| Zespri Group Limited | We receive a fee for providing a market maker service to Zespri Group Limited. |

We may receive management fees, advisory fees, commissions, underwriting and firm commitment fees for providing services to the issuer of securities in relation to public offerings, capital raisings and corporate activity.

We or an associated person may receive remuneration, directly or indirectly, from a person other than yourself as an investor where we or an associated person have a direct or indirect pecuniary or other interest in connection with financial advice given to you or a transaction resulting from the financial advice given to you.

Staff, who are shareholders in CIPH2, will receive any distributions paid by CIPH2 to its shareholders in respect of revenue earned by CIPL and its' related companies. Craigs Investment Partners Advisers who are shareholders of CIPH2 could potentially receive benefit from clients who invest in products offered by CIPL and its' related companies. Any dividends paid by CIPH2 have no effect on the financial advice provided to you.

## 6. Complaints process

If you have a complaint or expression of dissatisfaction in connection with any of the services that we have provided, you should, in the first instance, promptly (in writing and/or verbally) detail the particulars of the matter to your Craigs Investment Partners Adviser.

Alternatively, you can put your complaint in writing to the Head of Compliance & Risk using the following contact details:

| Contact Method | Details |
|----------------|---------|
| Postal address | Craigs Investment Partners Limited, Attention: Head of Compliance & Risk, PO Box 13155, Tauranga Central, Tauranga 3141 |
| Telephone number | +64 (7) 577 6049 |
| Email | compliance@craigsip.com |

We have an internal complaints procedure to ensure all complaints are dealt with properly. We will:

1. Acknowledge receipt of the complaint within two business days of receipt of the complaint.
2. Ensure that the complaint receives proper consideration.
3. Act in good faith in dealing with the complaint.
4. Obtain all relevant information to investigate the complaint.
5. Communicate the determination and any remedies to you no later than 20 business days after receipt of the complaint.

## 7. Dispute resolution process

We will try to resolve your complaint in good faith. If the complaint is not resolved to your satisfaction using our internal complaints process, you can access a free, independent resolution service, and that service may help investigate or resolve your complaint. We are a member of Financial Services Complaints Ltd, a Financial Ombudsman Service. You can contact Financial Services Complaints Ltd at:

| Contact Method | Details |
|----------------|---------|
| Postal address | Financial Services Complaints Ltd, PO Box 5967, Lambton Quay, Wellington 6145 |
| Telephone | +64 (4) 472 3725 or call free on 0800 347 257 |
| Email | complaints@fscl.org.nz |

We are regulated by NZ RegCo and the Financial Markets Authority. If you are dissatisfied with our service you may also contact NZ RegCo or the Financial Markets Authority at:

### NZ RegCo

| Contact Method | Details |
|----------------|---------|
| Postal address | NZ RegCo, Chief Executive Officer, PO Box 2959, Wellington 6140 |
| Email | participant@nzregco.com |
| Telephone | +64 (4) 472 7599 |

### Financial Markets Authority

| Contact Method | Details |
|----------------|---------|
| Email | questions@fma.govt.nz |
| Telephone | +64 (3) 962 2698 or call free on 0800 434 566 |