{
  "fsp_number": "FSP29003",
  "legal_name": "Asb Bank Limited",
  "slug": "asb-bank-limited-fsp29003",
  "profile_url": "https://financeadvisers.co.nz/provider/asb-bank-limited-fsp29003",
  "trading_names": [
    "Asb Bank Limited"
  ],
  "is_financial_advice_provider": true,
  "adviser_count": 103,
  "cities_operated": [
    "Auckland",
    "Christchurch",
    "Wellington \n  Central",
    "Wellington",
    "Papakura",
    "Auckland Central",
    "Cambridge",
    "Tauranga"
  ],
  "primary_city": "12 Jellicoe Street, Auckland",
  "address": "Level 2,Asb North Wharf,12 Jellicoe Street, Auckland,1010,New Zealand",
  "sector": "banks",
  "services": [
    "Issuer under an FMC offer",
    "Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence",
    "Financial advice service (including financial advisers) - Financial advice provider - wholesale service",
    "Creditor under a credit contract - Non-consumer credit contract",
    "Derivatives issuer – wholesale service/relying on exemption from licensing - Wholesale service",
    "Derivatives issuer – wholesale service/relying on exemption from licensing - Relying on exemption",
    "Providing forward foreign exchange contracts",
    "Creditor under a credit contract - Consumer credit contract",
    "DIMS provider - licensed - Licensee",
    "Offeror under an FMC offer",
    "Registered bank",
    "Keeping",
    "investing",
    "administering",
    "or managing money",
    "securities",
    "or investment portfolios on behalf of other persons",
    "Operating a money or value transfer service",
    "Issuing or managing means of payment",
    "Giving financial guarantees",
    "Changing foreign currency"
  ],
  "specialties": [],
  "specialties_flat": [],
  "license_type": "Licensed",
  "registration_date": "2010-11-30",
  "registration_status": "registered",
  "dispute_resolution_scheme": "Banking Ombudsman",
  "dispute_resolution_number": null,
  "public_disclosure_statement": {
    "latest_version_date": "2026-09-04",
    "markdown_url": "https://financeadvisers.co.nz/api/provider/FSP29003/disclosure.md",
    "filings_history_url": "https://financeadvisers.co.nz/api/provider/FSP29003/filings.json",
    "pi_insurer": null,
    "pi_limit_nzd": null,
    "fee_structure": {
      "type": "not-stated",
      "notes": null,
      "percentage_pa": null,
      "hourly_rate_nzd": null,
      "fixed_fee_nzd_typical": null
    },
    "product_panel": [],
    "conflicts_of_interest": [],
    "complaints_12mo": null,
    "confidence_tier": "C",
    "extracted_via": "sonnet-html-v1",
    "ingested_at": "2026-09-04T04:09:53.878349+00:00"
  },
  "summary_url": "https://financeadvisers.co.nz/api/provider/FSP29003/summary.md",
  "as_of": "2026-09-19",
  "provenance": {
    "source": "FSPR (Financial Service Providers Register) via FA-NZ mirror + PDS Part A corpus where available",
    "authoritative_register": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP29003",
    "pds_corpus_role": "FA-NZ archives + parses publicly-published FAP Public Disclosure Statements per FMC Act s431. We are a mirror, not the original publisher.",
    "refresh_cadence": "FSPR monthly snapshot; PDS quarterly re-check + Wayback diff",
    "methodology": "https://financeadvisers.co.nz/methodology",
    "schema_version": "2026-05-30",
    "specialties_source_cascade": "self-attest (1.00) > pds-v1 (0.90) > pds-inherit-v1 (0.85) > haiku-v1 (0.70); fspr-code fallback excluded",
    "specialties_schema_change_log": "v2026-05-30: `specialties` is now the structured array (name + source + confidence + source_url + classified_at); `specialties_flat` retained for callers expecting the prior string[] shape."
  },
  "notes": "This entity is a Financial Advice Provider (FAP) under FMC Act 2013. Authoritative source for current registration status: the FSPR register URL above."
}