# Hazlett Insurance Limited — Public Disclosure Statement *Mirror of FAP Public Disclosure Statement filed under FMC Act 2013 s431.* - **Version date:** 2026-05-20 - **Source URL:** https://hazlettinsurance.nz/content/uploads/2023/04/HIB-Financial-Advice-Provider-Disclosure-Statement-Jul21.pdf - **Source PDF SHA256:** `c5714304e2e7fac7824b6eb42cf7d069...` - **Confidence tier:** C (LLM-extracted from PDF) - **Extracted via:** claude-haiku-4-5-20251001 - **Ingested:** 2026-05-20 - **Machine-readable facts:** [facts.json](https://financeadvisers.co.nz/api/provider/FSP14061/facts.json) - **All versions on file:** [filings.json](https://financeadvisers.co.nz/api/provider/FSP14061/filings.json) - **Authoritative register:** https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP14061 > **About this document.** FAP Public Disclosure Statements are regulated documents that financial advice providers must publish under the Financial Markets Conduct Act 2013, section 431. The content below is the FA-NZ mirror — machine-parsed from the source PDF on the date shown above. For binding regulatory purposes, refer to the firm's own current publication via the source URL above. --- # FINANCIAL ADVICE PROVIDER DISCLOSURE STATEMENT ## Licence status and conditions Hazlett Insurance Ltd, FSP 14061, holds a financial advice provider licence, issued by the Financial Markets Authority, to provide financial advice. It is a condition of our licence that we, together with any person giving advice on our behalf, can only provide advice on general insurance products. ## Nature and scope of financial advice service We engage financial advisers to provide financial advice on general insurance products on our behalf. These are policies that insure your personal or business assets or protect you or your business assets, liabilities and business income. We are not able to provide advice on personal income protection or investment policies but are able to refer you to associates who are licensed to provide advice on such products. We have access to most insurance markets in New Zealand (excluding direct insurers) along with access to overseas markets as required. A list of the types of general insurance we can provide financial advice on can be found on our website: https://www.hazlett.nz/insurance/ ## Fees, expenses or other amounts payable We may charge a fee for the advice given to you and for implementing that advice. If a fee is to be charged it will be based on the amount of work and time required to provide and implement our advice and will be shown separately on our invoice to you, payable on payment of your premium. ## Premium funding Premium funding products enable you to pay the insurance premium over the term of your policy by instalments rather than as one amount. Hazlett Insurance Ltd offers this option which includes an interest charge and the ability to take a power of attorney over your insurance policy, this means there is the ability to cancel your insurance policy if you fail to pay an instalment. If you enter into such an arrangement there will be a separate agreement which states the interest cost. ## Conflicts of interest and commissions or other incentives Hazlett Insurance Ltd will receive commission from the insurance companies on whose policies we give advice. If you decide to take out a policy, the insurer may pay us commission based on the premium that you pay. We are a member of Steadfast NZ Limited (Steadfast). Steadfast supplies technology platforms, management, marketing, professional, technical, and buying benefits and services to support us in providing our financial advice services. Steadfast has arrangements with insurance companies under which Steadfast receives a professional services fee of up to 1.5% of the premium paid for each policy arranged by us with those insurers. These payments are used to operate Steadfast. Hazlett Insurance Ltd does not offer advice on life and health insurance, investments and lending. Where requested they may refer a client to a provider of advice on these products and may receive a referral fee for this. A financial adviser may have a conflict of interest in circumstances where financial advice has been provided to two clients who later have a dispute, including in respect of liability. In this instance the adviser would clearly disclose the conflict of interest to the clients and would refer one of these clients to another of our financial advisers for further advice and assistance. We manage all conflicts of interest, ensuring our financial advisers prioritise your interests above their own, by following an advice process that ensures our recommendations are made on the basis of your needs and circumstances. All of our financial advisers complete training to understand and manage conflicts of interest. We maintain a register of conflicts of interests and any gifts and other incentives that we may receive. We review our compliance programme annually. ## Duties Hazlett Insurance Ltd and our financial advisers are bound by the following duties under the Financial Markets Conduct Act 2013 to: - meet the standards of competence, knowledge, and skill set out in the Code of Professional Conduct for Financial Advice Services (Code of Conduct), which form part of the wider regulatory regime for financial advice and ensure we have the expertise necessary to provide you with advice; and - give priority to your interests by taking all reasonable steps to ensure that the advice given to you is not materially influenced by our own interests or the interests of any other person connected with the giving of advice; and - exercise care, diligence, and skill that a prudent person engaged in the occupation of giving related financial advice would in the same circumstances; and - meet the standards of ethical behaviour, conduct, and client care set out in the Code of Conduct, to treat you as we should and to provide you with suitable advice. ## Complaints If you are unhappy with our financial advice service please contact your financial adviser so he or she can try to put things right. If you wish to make a complaint, or do not feel comfortable discussing your concerns with your adviser, you can contact us as follows: - Call us on 03 358 7246 between the hours of 8.30 am and 5.00 pm week days - Email us at pengel@hazlett.nz - Write to us at PO Box 39162, Harewood, Christchurch 8545, addressing your letter to the attention of Peter Engel, GM Hazlett Insurance Ltd ### How your Complaint will be handled Your adviser will attempt to resolve any issue of dissatisfaction with you immediately. If the matter cannot be resolved to your satisfaction, the adviser will escalate the complaint to his or her manager, notifying you accordingly. We will send you an acknowledgement of your complaint within five working days of your complaint being notified to us. This letter will provide you with our timeline to respond to you and the name of the manager who will be managing our response. The manager will investigate and contact you to try to resolve the complaint to your satisfaction. It is important that you provide this person with all relevant information. We will provide you with a written update within 20 working days of receiving your complaint. If we are unable to provide a full response to you at that point, our letter will explain why we are not yet in a position to do so and tell you when we will next contact you. 40 working days after the receipt of your complaint we will issue a final resolution. If we need to continue our review past this point, we will explain to you the reason for the delay and the required timeframe to provide a full response. At this point, if you feel that the delay is unsatisfactory, you can redirect your complaint to our external dispute resolution service provider detailed below. ### If we are unable to resolve your complaint We expect that our response to you will have addressed the concerns you have raised. If you feel that your concerns have not been appropriately considered, we invite you to submit any further information for consideration. If we are unable to resolve your complaint despite our best efforts, you can contact our external dispute resolution scheme, who provides a free and independent dispute resolution service. The contact details for our external dispute resolution service provider are: **Financial Services Complaints Ltd** PO Box 5967 Lambton Quay Wellington 5967 Ph 0800 347257 Email – info@fscl.org.nz Web – www.fscl.org.nz ## Contact Details **Hazlett Insurance Ltd** Level 2, 5 Sir William Pickering Drive, Christchurch 8053 PO Box 39162, Christchurch 8545 Ph 03 358 7246 insurance@hazlett.nz