{
  "fsp_number": "FSP1010762",
  "legal_name": "Moneyguide Limited",
  "slug": "moneyguide-limited-fsp1010762",
  "profile_url": "https://financeadvisers.co.nz/provider/moneyguide-limited-fsp1010762",
  "trading_names": [
    "Moneyguide Limited",
    "Moneyguide",
    "Moneyguide",
    "Moneyguide",
    "Moneyguide"
  ],
  "is_financial_advice_provider": true,
  "adviser_count": 11,
  "cities_operated": [
    "Auckland"
  ],
  "primary_city": "Auckland",
  "address": "7 Milford Road,Milford,Auckland,0620,New Zealand",
  "sector": "financial-advisers",
  "services": [
    "Financial advice service (including financial advisers) - Financial advice provider - licensee - full licence"
  ],
  "specialties": [
    {
      "name": "kiwisaver",
      "source": "haiku-v1",
      "confidence": 0.7,
      "source_url": "http://www.moneyguide.co.nz",
      "classified_at": "2026-05-22T02:31:08.565+00:00"
    }
  ],
  "specialties_flat": [
    "kiwisaver"
  ],
  "license_type": "Licensed",
  "registration_date": "2025-11-20",
  "registration_status": "registered",
  "dispute_resolution_scheme": "Insurance & Financial Services Ombudsman Scheme Inc.",
  "dispute_resolution_number": "5008282",
  "public_disclosure_statement": {
    "latest_version_date": "2026-09-04",
    "markdown_url": "https://financeadvisers.co.nz/api/provider/FSP1010762/disclosure.md",
    "filings_history_url": "https://financeadvisers.co.nz/api/provider/FSP1010762/filings.json",
    "pi_insurer": null,
    "pi_limit_nzd": null,
    "fee_structure": {
      "type": "commission-only",
      "notes": "No fees, expenses or other amounts payable for advice by clients directly; advisers paid salary; MoneyGuide receives commission from KiwiSaver providers.",
      "percentage_pa": null,
      "hourly_rate_nzd": null,
      "fixed_fee_nzd_typical": null
    },
    "product_panel": [
      {
        "provider": "AMP",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "Amova",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "ANZ",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "Booster",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "Fisher Funds",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "Generate",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "Milford",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "Pathfinder",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "Pie",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "SBS Wealth",
        "product_types": [
          "KiwiSaver"
        ]
      },
      {
        "provider": "QuayStreet",
        "product_types": [
          "KiwiSaver"
        ]
      }
    ],
    "conflicts_of_interest": [
      "MoneyGuide receives commissions from KiwiSaver providers based on client's KiwiSaver balance",
      "Some financial advisers have ownership interests in the business and may benefit financially from the success of the business"
    ],
    "complaints_12mo": null,
    "confidence_tier": "C",
    "extracted_via": "sonnet-html-v1",
    "ingested_at": "2026-09-04T04:13:59.48606+00:00"
  },
  "summary_url": "https://financeadvisers.co.nz/api/provider/FSP1010762/summary.md",
  "as_of": "2026-09-18",
  "provenance": {
    "source": "FSPR (Financial Service Providers Register) via FA-NZ mirror + PDS Part A corpus where available",
    "authoritative_register": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1010762",
    "pds_corpus_role": "FA-NZ archives + parses publicly-published FAP Public Disclosure Statements per FMC Act s431. We are a mirror, not the original publisher.",
    "refresh_cadence": "FSPR monthly snapshot; PDS quarterly re-check + Wayback diff",
    "methodology": "https://financeadvisers.co.nz/methodology",
    "schema_version": "2026-05-30",
    "specialties_source_cascade": "self-attest (1.00) > pds-v1 (0.90) > pds-inherit-v1 (0.85) > haiku-v1 (0.70); fspr-code fallback excluded",
    "specialties_schema_change_log": "v2026-05-30: `specialties` is now the structured array (name + source + confidence + source_url + classified_at); `specialties_flat` retained for callers expecting the prior string[] shape."
  },
  "notes": "This entity is a Financial Advice Provider (FAP) under FMC Act 2013. Authoritative source for current registration status: the FSPR register URL above."
}