{
  "product_provider": "XE Money Transfer",
  "slug": "xe-money-transfer",
  "name_variants_in_corpus": [
    "XE Money Transfer"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/xe-money-transfer/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/xe-money-transfer",
  "data_state": "pds-ingested",
  "fap_count": 1,
  "total_advisers": 7,
  "advisers_returned": 7,
  "edge_as_of": "2026-06-06",
  "faps": [
    {
      "fsp_number": "FSP1003517",
      "name": "Reliable Mortgages Limited",
      "adviser_count": 7,
      "slug": "reliable-mortgages-limited-fsp1003517",
      "profile_url": "https://financeadvisers.co.nz/provider/reliable-mortgages-limited-fsp1003517",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP1003517/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP1003517/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP1003424",
      "name": "Ankur Bajaj",
      "slug": "ankur-bajaj-auckland-FSP1003424",
      "profile_url": "https://financeadvisers.co.nz/adviser/ankur-bajaj-auckland-FSP1003424",
      "fap_fsp_number": "FSP1003517",
      "fap_name": "Reliable Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/ankur-bajaj-auckland-FSP1003424/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1010927",
      "name": "Hetal Jani",
      "slug": "hetal-jani-auckland-FSP1010927",
      "profile_url": "https://financeadvisers.co.nz/adviser/hetal-jani-auckland-FSP1010927",
      "fap_fsp_number": "FSP1003517",
      "fap_name": "Reliable Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/hetal-jani-auckland-FSP1010927/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1010398",
      "name": "Kuldeep Singh",
      "slug": "kuldeep-singh-auckland-FSP1010398",
      "profile_url": "https://financeadvisers.co.nz/adviser/kuldeep-singh-auckland-FSP1010398",
      "fap_fsp_number": "FSP1003517",
      "fap_name": "Reliable Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/kuldeep-singh-auckland-FSP1010398/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1009385",
      "name": "Mita Kumar",
      "slug": "mita-kumar-auckland-FSP1009385",
      "profile_url": "https://financeadvisers.co.nz/adviser/mita-kumar-auckland-FSP1009385",
      "fap_fsp_number": "FSP1003517",
      "fap_name": "Reliable Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/mita-kumar-auckland-FSP1009385/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1001431",
      "name": "Mohammed Azeem",
      "slug": "mohammed-azeem-auckland-FSP1001431",
      "profile_url": "https://financeadvisers.co.nz/adviser/mohammed-azeem-auckland-FSP1001431",
      "fap_fsp_number": "FSP1003517",
      "fap_name": "Reliable Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/mohammed-azeem-auckland-FSP1001431/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1010475",
      "name": "Ritesh Chand Gosai",
      "slug": "ritesh-chand-gosai-auckland-FSP1010475",
      "profile_url": "https://financeadvisers.co.nz/adviser/ritesh-chand-gosai-auckland-FSP1010475",
      "fap_fsp_number": "FSP1003517",
      "fap_name": "Reliable Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/ritesh-chand-gosai-auckland-FSP1010475/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1010381",
      "name": "Shalvin Chandra",
      "slug": "shalvin-chandra-auckland-FSP1010381",
      "profile_url": "https://financeadvisers.co.nz/adviser/shalvin-chandra-auckland-FSP1010381",
      "fap_fsp_number": "FSP1003517",
      "fap_name": "Reliable Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/shalvin-chandra-auckland-FSP1010381/can-advise-on",
      "city": "Auckland"
    }
  ],
  "overflow": null,
  "as_of": "2026-09-19",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed XE Money Transfer in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}