{
  "product_provider": "Welcome Limited",
  "slug": "welcome-limited",
  "name_variants_in_corpus": [
    "Welcome Limited"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/welcome-limited/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/welcome-limited",
  "data_state": "pds-ingested",
  "fap_count": 1,
  "total_advisers": 12,
  "advisers_returned": 12,
  "edge_as_of": "2026-05-23",
  "faps": [
    {
      "fsp_number": "FSP1005743",
      "name": "Protect Financial Services 2023 Limited",
      "adviser_count": 12,
      "slug": "protect-financial-services-2023-limited-fsp1005743",
      "profile_url": "https://financeadvisers.co.nz/provider/protect-financial-services-2023-limited-fsp1005743",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP1005743/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP1005743/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP1010542",
      "name": "Aarya Kagathra",
      "slug": "aarya-kagathra-ohaupo-FSP1010542",
      "profile_url": "https://financeadvisers.co.nz/adviser/aarya-kagathra-ohaupo-FSP1010542",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/aarya-kagathra-ohaupo-FSP1010542/can-advise-on",
      "city": "Ohaupo"
    },
    {
      "fsp_number": "FSP1010100",
      "name": "Anderson Shen Pemberton",
      "slug": "anderson-shen-pemberton-ohaupo-FSP1010100",
      "profile_url": "https://financeadvisers.co.nz/adviser/anderson-shen-pemberton-ohaupo-FSP1010100",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/anderson-shen-pemberton-ohaupo-FSP1010100/can-advise-on",
      "city": "Ohaupo"
    },
    {
      "fsp_number": "FSP651749",
      "name": "Andrew John Hart",
      "slug": "andrew-john-hart-hamilton-FSP651749",
      "profile_url": "https://financeadvisers.co.nz/adviser/andrew-john-hart-hamilton-FSP651749",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/andrew-john-hart-hamilton-FSP651749/can-advise-on",
      "city": "Hamilton"
    },
    {
      "fsp_number": "FSP76981",
      "name": "Dean Alexander Picard",
      "slug": "dean-alexander-picard-hamilton-FSP76981",
      "profile_url": "https://financeadvisers.co.nz/adviser/dean-alexander-picard-hamilton-FSP76981",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/dean-alexander-picard-hamilton-FSP76981/can-advise-on",
      "city": "Hamilton"
    },
    {
      "fsp_number": "FSP1006793",
      "name": "Dharam Devkota",
      "slug": "dharam-devkota-christchurch-FSP1006793",
      "profile_url": "https://financeadvisers.co.nz/adviser/dharam-devkota-christchurch-FSP1006793",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/dharam-devkota-christchurch-FSP1006793/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1008826",
      "name": "John Charles Heritage",
      "slug": "john-charles-heritage-hamilton-FSP1008826",
      "profile_url": "https://financeadvisers.co.nz/adviser/john-charles-heritage-hamilton-FSP1008826",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/john-charles-heritage-hamilton-FSP1008826/can-advise-on",
      "city": "Hamilton"
    },
    {
      "fsp_number": "FSP1009808",
      "name": "Maolin Sun",
      "slug": "maolin-sun-ohaupo-FSP1009808",
      "profile_url": "https://financeadvisers.co.nz/adviser/maolin-sun-ohaupo-FSP1009808",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/maolin-sun-ohaupo-FSP1009808/can-advise-on",
      "city": "Ohaupo"
    },
    {
      "fsp_number": "FSP1008991",
      "name": "Milan Patel",
      "slug": "milan-patel-ohaupo-FSP1008991",
      "profile_url": "https://financeadvisers.co.nz/adviser/milan-patel-ohaupo-FSP1008991",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/milan-patel-ohaupo-FSP1008991/can-advise-on",
      "city": "Ohaupo"
    },
    {
      "fsp_number": "FSP1010546",
      "name": "Rushil Patel",
      "slug": "rushil-patel-auckland-FSP1010546",
      "profile_url": "https://financeadvisers.co.nz/adviser/rushil-patel-auckland-FSP1010546",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/rushil-patel-auckland-FSP1010546/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1010114",
      "name": "Stephen James Brown",
      "slug": "stephen-james-brown-gisborne-FSP1010114",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephen-james-brown-gisborne-FSP1010114",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephen-james-brown-gisborne-FSP1010114/can-advise-on",
      "city": "Gisborne"
    },
    {
      "fsp_number": "FSP1009262",
      "name": "Tanya Maree Honore",
      "slug": "tanya-maree-honore-hamilton-FSP1009262",
      "profile_url": "https://financeadvisers.co.nz/adviser/tanya-maree-honore-hamilton-FSP1009262",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/tanya-maree-honore-hamilton-FSP1009262/can-advise-on",
      "city": "Hamilton"
    },
    {
      "fsp_number": "FSP1005577",
      "name": "Zachary Samuel Clark",
      "slug": "zachary-samuel-clark-ohaupo-FSP1005577",
      "profile_url": "https://financeadvisers.co.nz/adviser/zachary-samuel-clark-ohaupo-FSP1005577",
      "fap_fsp_number": "FSP1005743",
      "fap_name": "Protect Financial Services 2023 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/zachary-samuel-clark-ohaupo-FSP1005577/can-advise-on",
      "city": "Ohaupo"
    }
  ],
  "overflow": null,
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Welcome Limited in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}