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      "name": "Someshwar Awasthi",
      "slug": "someshwar-awasthi-takanini-FSP1005968",
      "profile_url": "https://financeadvisers.co.nz/adviser/someshwar-awasthi-takanini-FSP1005968",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/someshwar-awasthi-takanini-FSP1005968/can-advise-on",
      "city": "Takanini"
    },
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      "name": "Stephane Skowronski",
      "slug": "stephane-skowronski-auckland-FSP1009224",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephane-skowronski-auckland-FSP1009224",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephane-skowronski-auckland-FSP1009224/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP735551",
      "name": "Stephen George Bennett",
      "slug": "stephen-george-bennett-auckland-FSP735551",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephen-george-bennett-auckland-FSP735551",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephen-george-bennett-auckland-FSP735551/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP104567",
      "name": "Stephen James Rogers",
      "slug": "stephen-james-rogers-auckland-FSP104567",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephen-james-rogers-auckland-FSP104567",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephen-james-rogers-auckland-FSP104567/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1004221",
      "name": "Susan Miriam Taylor",
      "slug": "susan-miriam-taylor-auckland-FSP1004221",
      "profile_url": "https://financeadvisers.co.nz/adviser/susan-miriam-taylor-auckland-FSP1004221",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/susan-miriam-taylor-auckland-FSP1004221/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1002510",
      "name": "Xuelin Wu",
      "slug": "xuelin-wu-auckland-FSP1002510",
      "profile_url": "https://financeadvisers.co.nz/adviser/xuelin-wu-auckland-FSP1002510",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/xuelin-wu-auckland-FSP1002510/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP769912",
      "name": "Xuena Huang",
      "slug": "xuena-huang-auckland-FSP769912",
      "profile_url": "https://financeadvisers.co.nz/adviser/xuena-huang-auckland-FSP769912",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/xuena-huang-auckland-FSP769912/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1006267",
      "name": "Yuyu Huang",
      "slug": "yuyu-huang-auckland-FSP1006267",
      "profile_url": "https://financeadvisers.co.nz/adviser/yuyu-huang-auckland-FSP1006267",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/yuyu-huang-auckland-FSP1006267/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP99444",
      "name": "Anthony Trevor Mounce",
      "slug": "anthony-trevor-mounce-christchurch-FSP99444",
      "profile_url": "https://financeadvisers.co.nz/adviser/anthony-trevor-mounce-christchurch-FSP99444",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/anthony-trevor-mounce-christchurch-FSP99444/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1000233",
      "name": "Caroline Stephanie Harvey",
      "slug": "caroline-stephanie-harvey-christchurch-FSP1000233",
      "profile_url": "https://financeadvisers.co.nz/adviser/caroline-stephanie-harvey-christchurch-FSP1000233",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/caroline-stephanie-harvey-christchurch-FSP1000233/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP720551",
      "name": "Jeremy Ian Lee Winkworth",
      "slug": "jeremy-ian-lee-winkworth-christchurch-FSP720551",
      "profile_url": "https://financeadvisers.co.nz/adviser/jeremy-ian-lee-winkworth-christchurch-FSP720551",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/jeremy-ian-lee-winkworth-christchurch-FSP720551/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1000774",
      "name": "Joanna Buckle",
      "slug": "joanna-buckle-christchurch-FSP1000774",
      "profile_url": "https://financeadvisers.co.nz/adviser/joanna-buckle-christchurch-FSP1000774",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/joanna-buckle-christchurch-FSP1000774/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1008156",
      "name": "Jonathan Edward Ladbrook",
      "slug": "jonathan-edward-ladbrook-christchurch-FSP1008156",
      "profile_url": "https://financeadvisers.co.nz/adviser/jonathan-edward-ladbrook-christchurch-FSP1008156",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/jonathan-edward-ladbrook-christchurch-FSP1008156/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP658371",
      "name": "Karyn Alexandra Barnfield",
      "slug": "karyn-alexandra-barnfield-christchurch-FSP658371",
      "profile_url": "https://financeadvisers.co.nz/adviser/karyn-alexandra-barnfield-christchurch-FSP658371",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/karyn-alexandra-barnfield-christchurch-FSP658371/can-advise-on",
      "city": "Christchurch"
    },
    {
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      "name": "Lauren Marie Halpin",
      "slug": "lauren-marie-halpin-christchurch-FSP1006443",
      "profile_url": "https://financeadvisers.co.nz/adviser/lauren-marie-halpin-christchurch-FSP1006443",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/lauren-marie-halpin-christchurch-FSP1006443/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1000192",
      "name": "Nicola Kate Cochrane",
      "slug": "nicola-kate-cochrane-christchurch-FSP1000192",
      "profile_url": "https://financeadvisers.co.nz/adviser/nicola-kate-cochrane-christchurch-FSP1000192",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/nicola-kate-cochrane-christchurch-FSP1000192/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP697751",
      "name": "Oleg Sheremetov",
      "slug": "oleg-sheremetov-christchurch-FSP697751",
      "profile_url": "https://financeadvisers.co.nz/adviser/oleg-sheremetov-christchurch-FSP697751",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/oleg-sheremetov-christchurch-FSP697751/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP618209",
      "name": "Stephanie Jane Bruns",
      "slug": "stephanie-jane-bruns-christchurch-FSP618209",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephanie-jane-bruns-christchurch-FSP618209",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephanie-jane-bruns-christchurch-FSP618209/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP137524",
      "name": "Troy Nathan Campion",
      "slug": "troy-nathan-campion-christchurch-FSP137524",
      "profile_url": "https://financeadvisers.co.nz/adviser/troy-nathan-campion-christchurch-FSP137524",
      "fap_fsp_number": "FSP451986",
      "fap_name": "Tony Mounce Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/troy-nathan-campion-christchurch-FSP137524/can-advise-on",
      "city": "Christchurch"
    }
  ],
  "overflow": null,
  "as_of": "2026-06-02",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Unity Credit Union in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}