{
  "product_provider": "Spotcap",
  "slug": "spotcap",
  "name_variants_in_corpus": [
    "Spotcap"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/spotcap/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/spotcap",
  "data_state": "pds-ingested",
  "fap_count": 2,
  "total_advisers": 3,
  "advisers_returned": 3,
  "edge_as_of": "2026-05-18",
  "faps": [
    {
      "fsp_number": "FSP716311",
      "name": "Dm Consult (nz) Limited",
      "adviser_count": 2,
      "slug": "dm-consult-nz-limited-fsp716311",
      "profile_url": "https://financeadvisers.co.nz/provider/dm-consult-nz-limited-fsp716311",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP716311/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP716311/facts.json"
    },
    {
      "fsp_number": "FSP755011",
      "name": "Mortgage Mart (nz) Limited",
      "adviser_count": 1,
      "slug": "mortgage-mart-nz-limited-fsp755011",
      "profile_url": "https://financeadvisers.co.nz/provider/mortgage-mart-nz-limited-fsp755011",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP755011/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP755011/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP369206",
      "name": "Darrin Christopher McCormack",
      "slug": "darrin-christopher-mccormack-havelock-north-4130-FSP369206",
      "profile_url": "https://financeadvisers.co.nz/adviser/darrin-christopher-mccormack-havelock-north-4130-FSP369206",
      "fap_fsp_number": "FSP716311",
      "fap_name": "Dm Consult (nz) Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/darrin-christopher-mccormack-havelock-north-4130-FSP369206/can-advise-on",
      "city": "Havelock North"
    },
    {
      "fsp_number": "FSP582447",
      "name": "Emma Jean Hall",
      "slug": "emma-jean-hall-havelock-north-FSP582447",
      "profile_url": "https://financeadvisers.co.nz/adviser/emma-jean-hall-havelock-north-FSP582447",
      "fap_fsp_number": "FSP716311",
      "fap_name": "Dm Consult (nz) Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/emma-jean-hall-havelock-north-FSP582447/can-advise-on",
      "city": "Havelock North"
    },
    {
      "fsp_number": "FSP116885",
      "name": "Robert Gordon Thumath",
      "slug": "robert-gordon-thumath-whakatane-FSP116885",
      "profile_url": "https://financeadvisers.co.nz/adviser/robert-gordon-thumath-whakatane-FSP116885",
      "fap_fsp_number": "FSP755011",
      "fap_name": "Mortgage Mart (nz) Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/robert-gordon-thumath-whakatane-FSP116885/can-advise-on",
      "city": "Whakatane"
    }
  ],
  "overflow": null,
  "as_of": "2026-08-04",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Spotcap in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}