{
  "product_provider": "Pinnacle Life",
  "slug": "pinnacle-life",
  "name_variants_in_corpus": [
    "Pinnacle Life"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/pinnacle-life/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/pinnacle-life",
  "data_state": "pds-ingested",
  "fap_count": 4,
  "total_advisers": 14,
  "advisers_returned": 14,
  "edge_as_of": "2026-09-04",
  "faps": [
    {
      "fsp_number": "FSP670191",
      "name": "Dux Financial Services Limited",
      "adviser_count": 5,
      "slug": "dux-financial-services-limited-fsp670191",
      "profile_url": "https://financeadvisers.co.nz/provider/dux-financial-services-limited-fsp670191",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP670191/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP670191/facts.json"
    },
    {
      "fsp_number": "FSP712931",
      "name": "Craig Smith Business Services Limited",
      "adviser_count": 5,
      "slug": "craig-smith-business-services-limited-fsp712931",
      "profile_url": "https://financeadvisers.co.nz/provider/craig-smith-business-services-limited-fsp712931",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP712931/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP712931/facts.json"
    },
    {
      "fsp_number": "FSP731551",
      "name": "Dux Financial Planning Limited",
      "adviser_count": 3,
      "slug": "dux-financial-planning-limited-fsp731551",
      "profile_url": "https://financeadvisers.co.nz/provider/dux-financial-planning-limited-fsp731551",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP731551/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP731551/facts.json"
    },
    {
      "fsp_number": "FSP731671",
      "name": "Affinity Nz Limited",
      "adviser_count": 1,
      "slug": "affinity-nz-limited-fsp731671",
      "profile_url": "https://financeadvisers.co.nz/provider/affinity-nz-limited-fsp731671",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP731671/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP731671/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP1011326",
      "name": "William Laurence Dragicevic",
      "slug": "william-laurence-dragicevic-wellington-FSP1011326",
      "profile_url": "https://financeadvisers.co.nz/adviser/william-laurence-dragicevic-wellington-FSP1011326",
      "fap_fsp_number": "FSP731671",
      "fap_name": "Affinity Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/william-laurence-dragicevic-wellington-FSP1011326/can-advise-on",
      "city": "Wellington"
    },
    {
      "fsp_number": "FSP773652",
      "name": "Connor Alexander David Gill",
      "slug": "connor-alexander-david-gill-sydenham-FSP773652",
      "profile_url": "https://financeadvisers.co.nz/adviser/connor-alexander-david-gill-sydenham-FSP773652",
      "fap_fsp_number": "FSP712931",
      "fap_name": "Craig Smith Business Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/connor-alexander-david-gill-sydenham-FSP773652/can-advise-on",
      "city": "Sydenham"
    },
    {
      "fsp_number": "FSP33042",
      "name": "Craig Alexander Smith",
      "slug": "craig-alexander-smith-christchurch-FSP33042",
      "profile_url": "https://financeadvisers.co.nz/adviser/craig-alexander-smith-christchurch-FSP33042",
      "fap_fsp_number": "FSP712931",
      "fap_name": "Craig Smith Business Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/craig-alexander-smith-christchurch-FSP33042/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP773633",
      "name": "Guy John Walter Gilbert",
      "slug": "guy-john-walter-gilbert-christchurch-FSP773633",
      "profile_url": "https://financeadvisers.co.nz/adviser/guy-john-walter-gilbert-christchurch-FSP773633",
      "fap_fsp_number": "FSP712931",
      "fap_name": "Craig Smith Business Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/guy-john-walter-gilbert-christchurch-FSP773633/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1010699",
      "name": "Henry Washington Smith",
      "slug": "henry-washington-smith-christchurch-FSP1010699",
      "profile_url": "https://financeadvisers.co.nz/adviser/henry-washington-smith-christchurch-FSP1010699",
      "fap_fsp_number": "FSP712931",
      "fap_name": "Craig Smith Business Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/henry-washington-smith-christchurch-FSP1010699/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1007916",
      "name": "Marissa Elizabeth Couch",
      "slug": "marissa-elizabeth-couch-christchurch-FSP1007916",
      "profile_url": "https://financeadvisers.co.nz/adviser/marissa-elizabeth-couch-christchurch-FSP1007916",
      "fap_fsp_number": "FSP712931",
      "fap_name": "Craig Smith Business Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/marissa-elizabeth-couch-christchurch-FSP1007916/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1005706",
      "name": "Manik Bathla",
      "slug": "manik-bathla-te-aro-FSP1005706",
      "profile_url": "https://financeadvisers.co.nz/adviser/manik-bathla-te-aro-FSP1005706",
      "fap_fsp_number": "FSP731551",
      "fap_name": "Dux Financial Planning Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/manik-bathla-te-aro-FSP1005706/can-advise-on",
      "city": "Te Aro"
    },
    {
      "fsp_number": "FSP1008541",
      "name": "Samuel Robert Hall",
      "slug": "samuel-robert-hall-te-aro-FSP1008541",
      "profile_url": "https://financeadvisers.co.nz/adviser/samuel-robert-hall-te-aro-FSP1008541",
      "fap_fsp_number": "FSP731551",
      "fap_name": "Dux Financial Planning Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/samuel-robert-hall-te-aro-FSP1008541/can-advise-on",
      "city": "Te Aro"
    },
    {
      "fsp_number": "FSP1011190",
      "name": "Tharindu Danushka Bakmeedeniya",
      "slug": "tharindu-danushka-bakmeedeniya-te-aro-FSP1011190",
      "profile_url": "https://financeadvisers.co.nz/adviser/tharindu-danushka-bakmeedeniya-te-aro-FSP1011190",
      "fap_fsp_number": "FSP731551",
      "fap_name": "Dux Financial Planning Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/tharindu-danushka-bakmeedeniya-te-aro-FSP1011190/can-advise-on",
      "city": "Te Aro"
    },
    {
      "fsp_number": "FSP101164",
      "name": "Alan Karl Borthwick",
      "slug": "alan-karl-borthwick-wellington-FSP101164",
      "profile_url": "https://financeadvisers.co.nz/adviser/alan-karl-borthwick-wellington-FSP101164",
      "fap_fsp_number": "FSP670191",
      "fap_name": "Dux Financial Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/alan-karl-borthwick-wellington-FSP101164/can-advise-on",
      "city": "Wellington"
    },
    {
      "fsp_number": "FSP1004224",
      "name": "Helen Margaret Grant",
      "slug": "helen-margaret-grant-silverdale-FSP1004224",
      "profile_url": "https://financeadvisers.co.nz/adviser/helen-margaret-grant-silverdale-FSP1004224",
      "fap_fsp_number": "FSP670191",
      "fap_name": "Dux Financial Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/helen-margaret-grant-silverdale-FSP1004224/can-advise-on",
      "city": "Silverdale"
    },
    {
      "fsp_number": "FSP559947",
      "name": "Michael Robert Craig",
      "slug": "michael-robert-craig-te-aro-FSP559947",
      "profile_url": "https://financeadvisers.co.nz/adviser/michael-robert-craig-te-aro-FSP559947",
      "fap_fsp_number": "FSP670191",
      "fap_name": "Dux Financial Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/michael-robert-craig-te-aro-FSP559947/can-advise-on",
      "city": "Te Aro"
    },
    {
      "fsp_number": "FSP1005382",
      "name": "Terence Benjamin Orchard",
      "slug": "terence-benjamin-orchard-te-aro-FSP1005382",
      "profile_url": "https://financeadvisers.co.nz/adviser/terence-benjamin-orchard-te-aro-FSP1005382",
      "fap_fsp_number": "FSP670191",
      "fap_name": "Dux Financial Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/terence-benjamin-orchard-te-aro-FSP1005382/can-advise-on",
      "city": "Te Aro"
    },
    {
      "fsp_number": "FSP106084",
      "name": "Thivakar Pushparaj",
      "slug": "thivakar-pushparaj-wellington-FSP106084",
      "profile_url": "https://financeadvisers.co.nz/adviser/thivakar-pushparaj-wellington-FSP106084",
      "fap_fsp_number": "FSP670191",
      "fap_name": "Dux Financial Services Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/thivakar-pushparaj-wellington-FSP106084/can-advise-on",
      "city": "Wellington"
    }
  ],
  "overflow": null,
  "as_of": "2026-09-19",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Pinnacle Life in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}