{
  "product_provider": "Petcover",
  "slug": "petcover",
  "name_variants_in_corpus": [
    "Petcover"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/petcover/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/petcover",
  "data_state": "pds-ingested",
  "fap_count": 1,
  "total_advisers": 10,
  "advisers_returned": 10,
  "edge_as_of": "2026-05-23",
  "faps": [
    {
      "fsp_number": "FSP509126",
      "name": "Visavis Financial Limited",
      "adviser_count": 10,
      "slug": "visavis-financial-limited-fsp509126",
      "profile_url": "https://financeadvisers.co.nz/provider/visavis-financial-limited-fsp509126",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP509126/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP509126/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP1006773",
      "name": "Ai Chyang Lee",
      "slug": "ai-chyang-lee-auckland-FSP1006773",
      "profile_url": "https://financeadvisers.co.nz/adviser/ai-chyang-lee-auckland-FSP1006773",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/ai-chyang-lee-auckland-FSP1006773/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1010419",
      "name": "Anita Pandey",
      "slug": "anita-pandey-auckland-FSP1010419",
      "profile_url": "https://financeadvisers.co.nz/adviser/anita-pandey-auckland-FSP1010419",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/anita-pandey-auckland-FSP1010419/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP282305",
      "name": "Charlie Douglas Gautier",
      "slug": "charlie-douglas-gautier-auckland-FSP282305",
      "profile_url": "https://financeadvisers.co.nz/adviser/charlie-douglas-gautier-auckland-FSP282305",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/charlie-douglas-gautier-auckland-FSP282305/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP123445",
      "name": "Danny Kar Yung Yong",
      "slug": "danny-kar-yung-yong-auckland-FSP123445",
      "profile_url": "https://financeadvisers.co.nz/adviser/danny-kar-yung-yong-auckland-FSP123445",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/danny-kar-yung-yong-auckland-FSP123445/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP486148",
      "name": "Hadyn Andrew Padfield",
      "slug": "hadyn-andrew-padfield-auckland-FSP486148",
      "profile_url": "https://financeadvisers.co.nz/adviser/hadyn-andrew-padfield-auckland-FSP486148",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/hadyn-andrew-padfield-auckland-FSP486148/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP314786",
      "name": "Khoon Tak Lo",
      "slug": "khoon-tak-lo-auckland-FSP314786",
      "profile_url": "https://financeadvisers.co.nz/adviser/khoon-tak-lo-auckland-FSP314786",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/khoon-tak-lo-auckland-FSP314786/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP761613",
      "name": "Merlou Mitchell Legano",
      "slug": "merlou-mitchell-legano-auckland-FSP761613",
      "profile_url": "https://financeadvisers.co.nz/adviser/merlou-mitchell-legano-auckland-FSP761613",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/merlou-mitchell-legano-auckland-FSP761613/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP640009",
      "name": "Rex Baui Gannaban",
      "slug": "rex-baui-gannaban-auckland-FSP640009",
      "profile_url": "https://financeadvisers.co.nz/adviser/rex-baui-gannaban-auckland-FSP640009",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/rex-baui-gannaban-auckland-FSP640009/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1008769",
      "name": "Romalyn Mamungay Buking",
      "slug": "romalyn-mamungay-buking-auckland-FSP1008769",
      "profile_url": "https://financeadvisers.co.nz/adviser/romalyn-mamungay-buking-auckland-FSP1008769",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/romalyn-mamungay-buking-auckland-FSP1008769/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP762271",
      "name": "Vinit Kumar Sangwan",
      "slug": "vinit-kumar-sangwan-hamilton-FSP762271",
      "profile_url": "https://financeadvisers.co.nz/adviser/vinit-kumar-sangwan-hamilton-FSP762271",
      "fap_fsp_number": "FSP509126",
      "fap_name": "Visavis Financial Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/vinit-kumar-sangwan-hamilton-FSP762271/can-advise-on",
      "city": "Hamilton"
    }
  ],
  "overflow": null,
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Petcover in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}