{
  "product_provider": "Non-bank lenders (unspecified)",
  "slug": "non-bank-lenders-unspecified",
  "name_variants_in_corpus": [
    "Non-bank lenders (unspecified)"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/non-bank-lenders-unspecified/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/non-bank-lenders-unspecified",
  "data_state": "pds-ingested",
  "fap_count": 1,
  "total_advisers": 7,
  "advisers_returned": 7,
  "edge_as_of": "2026-05-24",
  "faps": [
    {
      "fsp_number": "FSP682791",
      "name": "North West Group Holdings Limited",
      "adviser_count": 7,
      "slug": "north-west-group-holdings-limited-fsp682791",
      "profile_url": "https://financeadvisers.co.nz/provider/north-west-group-holdings-limited-fsp682791",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP682791/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP682791/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP460426",
      "name": "Clive James Brumby",
      "slug": "clive-james-brumby-auckland-FSP460426",
      "profile_url": "https://financeadvisers.co.nz/adviser/clive-james-brumby-auckland-FSP460426",
      "fap_fsp_number": "FSP682791",
      "fap_name": "North West Group Holdings Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/clive-james-brumby-auckland-FSP460426/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP683891",
      "name": "Jan Kim Jensen",
      "slug": "jan-kim-jensen-auckland-FSP683891",
      "profile_url": "https://financeadvisers.co.nz/adviser/jan-kim-jensen-auckland-FSP683891",
      "fap_fsp_number": "FSP682791",
      "fap_name": "North West Group Holdings Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/jan-kim-jensen-auckland-FSP683891/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1009376",
      "name": "Jesica Muliawan",
      "slug": "jesica-muliawan-auckland-FSP1009376",
      "profile_url": "https://financeadvisers.co.nz/adviser/jesica-muliawan-auckland-FSP1009376",
      "fap_fsp_number": "FSP682791",
      "fap_name": "North West Group Holdings Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/jesica-muliawan-auckland-FSP1009376/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1007423",
      "name": "Nicola Michelle Petersen",
      "slug": "nicola-michelle-petersen-auckland-FSP1007423",
      "profile_url": "https://financeadvisers.co.nz/adviser/nicola-michelle-petersen-auckland-FSP1007423",
      "fap_fsp_number": "FSP682791",
      "fap_name": "North West Group Holdings Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/nicola-michelle-petersen-auckland-FSP1007423/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP69161",
      "name": "Stuart Massy Wills",
      "slug": "stuart-massy-wills-auckland-FSP69161",
      "profile_url": "https://financeadvisers.co.nz/adviser/stuart-massy-wills-auckland-FSP69161",
      "fap_fsp_number": "FSP682791",
      "fap_name": "North West Group Holdings Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stuart-massy-wills-auckland-FSP69161/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1001214",
      "name": "Sunil Kumar",
      "slug": "sunil-kumar-auckland-FSP1001214",
      "profile_url": "https://financeadvisers.co.nz/adviser/sunil-kumar-auckland-FSP1001214",
      "fap_fsp_number": "FSP682791",
      "fap_name": "North West Group Holdings Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/sunil-kumar-auckland-FSP1001214/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1007497",
      "name": "Yatin Kainth",
      "slug": "yatin-kainth-auckland-FSP1007497",
      "profile_url": "https://financeadvisers.co.nz/adviser/yatin-kainth-auckland-FSP1007497",
      "fap_fsp_number": "FSP682791",
      "fap_name": "North West Group Holdings Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/yatin-kainth-auckland-FSP1007497/can-advise-on",
      "city": "Auckland"
    }
  ],
  "overflow": null,
  "as_of": "2026-09-19",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Non-bank lenders (unspecified) in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}