{
  "product_provider": "Most New Zealand insurance markets (excluding direct insurers) and overseas markets",
  "slug": "most-new-zealand-insurance-markets-excluding-direct-insurers-and-overseas-markets",
  "name_variants_in_corpus": [
    "Most New Zealand insurance markets (excluding direct insurers) and overseas markets"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/most-new-zealand-insurance-markets-excluding-direct-insurers-and-overseas-markets/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/most-new-zealand-insurance-markets-excluding-direct-insurers-and-overseas-markets",
  "data_state": "pds-ingested",
  "fap_count": 1,
  "total_advisers": 5,
  "advisers_returned": 5,
  "edge_as_of": "2026-05-24",
  "faps": [
    {
      "fsp_number": "FSP32801",
      "name": "Fundagroup Insurance Brokers Limited",
      "adviser_count": 5,
      "slug": "fundagroup-insurance-brokers-limited-fsp32801",
      "profile_url": "https://financeadvisers.co.nz/provider/fundagroup-insurance-brokers-limited-fsp32801",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP32801/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP32801/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP771511",
      "name": "Arjun Sharma",
      "slug": "arjun-sharma-auckland-FSP771511",
      "profile_url": "https://financeadvisers.co.nz/adviser/arjun-sharma-auckland-FSP771511",
      "fap_fsp_number": "FSP32801",
      "fap_name": "Fundagroup Insurance Brokers Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/arjun-sharma-auckland-FSP771511/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP92441",
      "name": "Bhaavan Sharma",
      "slug": "bhaavan-sharma-auckland-FSP92441",
      "profile_url": "https://financeadvisers.co.nz/adviser/bhaavan-sharma-auckland-FSP92441",
      "fap_fsp_number": "FSP32801",
      "fap_name": "Fundagroup Insurance Brokers Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/bhaavan-sharma-auckland-FSP92441/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP92301",
      "name": "Bhopinder Kumar Sharma",
      "slug": "bhopinder-kumar-sharma-papakura-FSP92301",
      "profile_url": "https://financeadvisers.co.nz/adviser/bhopinder-kumar-sharma-papakura-FSP92301",
      "fap_fsp_number": "FSP32801",
      "fap_name": "Fundagroup Insurance Brokers Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/bhopinder-kumar-sharma-papakura-FSP92301/can-advise-on",
      "city": "Papakura"
    },
    {
      "fsp_number": "FSP252205",
      "name": "Payal Sharma",
      "slug": "payal-sharma-auckland-FSP252205",
      "profile_url": "https://financeadvisers.co.nz/adviser/payal-sharma-auckland-FSP252205",
      "fap_fsp_number": "FSP32801",
      "fap_name": "Fundagroup Insurance Brokers Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/payal-sharma-auckland-FSP252205/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1009416",
      "name": "Prakriti Garg",
      "slug": "prakriti-garg-auckland-FSP1009416",
      "profile_url": "https://financeadvisers.co.nz/adviser/prakriti-garg-auckland-FSP1009416",
      "fap_fsp_number": "FSP32801",
      "fap_name": "Fundagroup Insurance Brokers Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/prakriti-garg-auckland-FSP1009416/can-advise-on",
      "city": "Auckland"
    }
  ],
  "overflow": null,
  "as_of": "2026-09-19",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Most New Zealand insurance markets (excluding direct insurers) and overseas markets in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}