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      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/nicola-rose-cornish-auckland-FSP1001523/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1010744",
      "name": "Prasadie Rashmini Manawaduge Silva",
      "slug": "prasadie-rashmini-manawaduge-silva-auckland-FSP1010744",
      "profile_url": "https://financeadvisers.co.nz/adviser/prasadie-rashmini-manawaduge-silva-auckland-FSP1010744",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/prasadie-rashmini-manawaduge-silva-auckland-FSP1010744/can-advise-on",
      "city": "Auckland"
    },
    {
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      "name": "Roger Darren Lloyd Fairbairn",
      "slug": "roger-darren-lloyd-fairbairn-auckland-FSP775211",
      "profile_url": "https://financeadvisers.co.nz/adviser/roger-darren-lloyd-fairbairn-auckland-FSP775211",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/roger-darren-lloyd-fairbairn-auckland-FSP775211/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1005839",
      "name": "Roy Allan Pearson",
      "slug": "roy-allan-pearson-auckland-FSP1005839",
      "profile_url": "https://financeadvisers.co.nz/adviser/roy-allan-pearson-auckland-FSP1005839",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/roy-allan-pearson-auckland-FSP1005839/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1004765",
      "name": "Rustam Nomozov",
      "slug": "rustam-nomozov-waikanae-FSP1004765",
      "profile_url": "https://financeadvisers.co.nz/adviser/rustam-nomozov-waikanae-FSP1004765",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/rustam-nomozov-waikanae-FSP1004765/can-advise-on",
      "city": "Waikanae"
    },
    {
      "fsp_number": "FSP505246",
      "name": "Shaohong Li",
      "slug": "shaohong-li-auckland-FSP505246",
      "profile_url": "https://financeadvisers.co.nz/adviser/shaohong-li-auckland-FSP505246",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/shaohong-li-auckland-FSP505246/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP80525",
      "name": "Siwen Luo",
      "slug": "siwen-luo-auckland-FSP80525",
      "profile_url": "https://financeadvisers.co.nz/adviser/siwen-luo-auckland-FSP80525",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/siwen-luo-auckland-FSP80525/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1005968",
      "name": "Someshwar Awasthi",
      "slug": "someshwar-awasthi-takanini-FSP1005968",
      "profile_url": "https://financeadvisers.co.nz/adviser/someshwar-awasthi-takanini-FSP1005968",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/someshwar-awasthi-takanini-FSP1005968/can-advise-on",
      "city": "Takanini"
    },
    {
      "fsp_number": "FSP1009224",
      "name": "Stephane Skowronski",
      "slug": "stephane-skowronski-auckland-FSP1009224",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephane-skowronski-auckland-FSP1009224",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephane-skowronski-auckland-FSP1009224/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP735551",
      "name": "Stephen George Bennett",
      "slug": "stephen-george-bennett-auckland-FSP735551",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephen-george-bennett-auckland-FSP735551",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephen-george-bennett-auckland-FSP735551/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP104567",
      "name": "Stephen James Rogers",
      "slug": "stephen-james-rogers-auckland-FSP104567",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephen-james-rogers-auckland-FSP104567",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephen-james-rogers-auckland-FSP104567/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1004221",
      "name": "Susan Miriam Taylor",
      "slug": "susan-miriam-taylor-auckland-FSP1004221",
      "profile_url": "https://financeadvisers.co.nz/adviser/susan-miriam-taylor-auckland-FSP1004221",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/susan-miriam-taylor-auckland-FSP1004221/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1002510",
      "name": "Xuelin Wu",
      "slug": "xuelin-wu-auckland-FSP1002510",
      "profile_url": "https://financeadvisers.co.nz/adviser/xuelin-wu-auckland-FSP1002510",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/xuelin-wu-auckland-FSP1002510/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP769912",
      "name": "Xuena Huang",
      "slug": "xuena-huang-auckland-FSP769912",
      "profile_url": "https://financeadvisers.co.nz/adviser/xuena-huang-auckland-FSP769912",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/xuena-huang-auckland-FSP769912/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1006267",
      "name": "Yuyu Huang",
      "slug": "yuyu-huang-auckland-FSP1006267",
      "profile_url": "https://financeadvisers.co.nz/adviser/yuyu-huang-auckland-FSP1006267",
      "fap_fsp_number": "FSP587228",
      "fap_name": "The Mortgage Lab Nz Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/yuyu-huang-auckland-FSP1006267/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1007664",
      "name": "Emma Louise Carmichael",
      "slug": "emma-louise-carmichael-taupo-FSP1007664",
      "profile_url": "https://financeadvisers.co.nz/adviser/emma-louise-carmichael-taupo-FSP1007664",
      "fap_fsp_number": "FSP119349",
      "fap_name": "Zest 2008 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/emma-louise-carmichael-taupo-FSP1007664/can-advise-on",
      "city": "Taupo"
    },
    {
      "fsp_number": "FSP773814",
      "name": "Hope Frances Appleton",
      "slug": "hope-frances-appleton-taupo-FSP773814",
      "profile_url": "https://financeadvisers.co.nz/adviser/hope-frances-appleton-taupo-FSP773814",
      "fap_fsp_number": "FSP119349",
      "fap_name": "Zest 2008 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/hope-frances-appleton-taupo-FSP773814/can-advise-on",
      "city": "Taupo"
    },
    {
      "fsp_number": "FSP119431",
      "name": "Larn Colin Robinson",
      "slug": "larn-colin-robinson-taupo-FSP119431",
      "profile_url": "https://financeadvisers.co.nz/adviser/larn-colin-robinson-taupo-FSP119431",
      "fap_fsp_number": "FSP119349",
      "fap_name": "Zest 2008 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/larn-colin-robinson-taupo-FSP119431/can-advise-on",
      "city": "Taupo"
    },
    {
      "fsp_number": "FSP1010491",
      "name": "Morag Jane McCaughan",
      "slug": "morag-jane-mccaughan-taupo-FSP1010491",
      "profile_url": "https://financeadvisers.co.nz/adviser/morag-jane-mccaughan-taupo-FSP1010491",
      "fap_fsp_number": "FSP119349",
      "fap_name": "Zest 2008 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/morag-jane-mccaughan-taupo-FSP1010491/can-advise-on",
      "city": "Taupo"
    },
    {
      "fsp_number": "FSP1003852",
      "name": "Tui Isabella Miles",
      "slug": "tui-isabella-miles-taupo-FSP1003852",
      "profile_url": "https://financeadvisers.co.nz/adviser/tui-isabella-miles-taupo-FSP1003852",
      "fap_fsp_number": "FSP119349",
      "fap_name": "Zest 2008 Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/tui-isabella-miles-taupo-FSP1003852/can-advise-on",
      "city": "Taupo"
    }
  ],
  "overflow": null,
  "as_of": "2026-06-02",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Milford Asset Management in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}