{
  "product_provider": "Gem Finance",
  "slug": "gem-finance",
  "name_variants_in_corpus": [
    "Gem Finance"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/gem-finance/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/gem-finance",
  "data_state": "pds-ingested",
  "fap_count": 2,
  "total_advisers": 6,
  "advisers_returned": 6,
  "edge_as_of": "2026-06-06",
  "faps": [
    {
      "fsp_number": "FSP1005124",
      "name": "Credia Limited",
      "adviser_count": 4,
      "slug": "credia-limited-fsp1005124",
      "profile_url": "https://financeadvisers.co.nz/provider/credia-limited-fsp1005124",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP1005124/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP1005124/facts.json"
    },
    {
      "fsp_number": "FSP1006897",
      "name": "Skyblue Finance Limited",
      "adviser_count": 2,
      "slug": "skyblue-finance-limited-fsp1006897",
      "profile_url": "https://financeadvisers.co.nz/provider/skyblue-finance-limited-fsp1006897",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP1006897/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP1006897/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP775851",
      "name": "Daozheng Peng",
      "slug": "daozheng-peng-auckland-FSP775851",
      "profile_url": "https://financeadvisers.co.nz/adviser/daozheng-peng-auckland-FSP775851",
      "fap_fsp_number": "FSP1005124",
      "fap_name": "Credia Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/daozheng-peng-auckland-FSP775851/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1010921",
      "name": "Grzegorz Sak",
      "slug": "grzegorz-sak-auckland-FSP1010921",
      "profile_url": "https://financeadvisers.co.nz/adviser/grzegorz-sak-auckland-FSP1010921",
      "fap_fsp_number": "FSP1005124",
      "fap_name": "Credia Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/grzegorz-sak-auckland-FSP1010921/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP771691",
      "name": "Richard Antony Blake",
      "slug": "richard-antony-blake-auckland-FSP771691",
      "profile_url": "https://financeadvisers.co.nz/adviser/richard-antony-blake-auckland-FSP771691",
      "fap_fsp_number": "FSP1005124",
      "fap_name": "Credia Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/richard-antony-blake-auckland-FSP771691/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1004937",
      "name": "Vi Le",
      "slug": "vi-le-auckland-FSP1004937",
      "profile_url": "https://financeadvisers.co.nz/adviser/vi-le-auckland-FSP1004937",
      "fap_fsp_number": "FSP1005124",
      "fap_name": "Credia Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/vi-le-auckland-FSP1004937/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1007009",
      "name": "Ajaib Singh Maan",
      "slug": "ajaib-singh-maan-takanini-FSP1007009",
      "profile_url": "https://financeadvisers.co.nz/adviser/ajaib-singh-maan-takanini-FSP1007009",
      "fap_fsp_number": "FSP1006897",
      "fap_name": "Skyblue Finance Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/ajaib-singh-maan-takanini-FSP1007009/can-advise-on",
      "city": "Takanini"
    },
    {
      "fsp_number": "FSP1010940",
      "name": "Rajinder Kaur",
      "slug": "rajinder-kaur-takanini-FSP1010940",
      "profile_url": "https://financeadvisers.co.nz/adviser/rajinder-kaur-takanini-FSP1010940",
      "fap_fsp_number": "FSP1006897",
      "fap_name": "Skyblue Finance Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/rajinder-kaur-takanini-FSP1010940/can-advise-on",
      "city": "Takanini"
    }
  ],
  "overflow": null,
  "as_of": "2026-09-19",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Gem Finance in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}