{
  "product_provider": "FIFO Capital Business Finance",
  "slug": "fifo-capital-business-finance",
  "name_variants_in_corpus": [
    "FIFO Capital Business Finance"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/fifo-capital-business-finance/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/fifo-capital-business-finance",
  "data_state": "pds-ingested",
  "fap_count": 1,
  "total_advisers": 5,
  "advisers_returned": 5,
  "edge_as_of": "2026-09-04",
  "faps": [
    {
      "fsp_number": "FSP771115",
      "name": "Kripa Financial Solutions Limited",
      "adviser_count": 5,
      "slug": "kripa-financial-solutions-limited-fsp771115",
      "profile_url": "https://financeadvisers.co.nz/provider/kripa-financial-solutions-limited-fsp771115",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP771115/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP771115/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP1010133",
      "name": "Anu Cochuparambil Muraleedharan",
      "slug": "anu-cochuparambil-muraleedharan-auckland-FSP1010133",
      "profile_url": "https://financeadvisers.co.nz/adviser/anu-cochuparambil-muraleedharan-auckland-FSP1010133",
      "fap_fsp_number": "FSP771115",
      "fap_name": "Kripa Financial Solutions Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/anu-cochuparambil-muraleedharan-auckland-FSP1010133/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1011453",
      "name": "Jose Aldrin Rozario",
      "slug": "jose-aldrin-rozario-auckland-FSP1011453",
      "profile_url": "https://financeadvisers.co.nz/adviser/jose-aldrin-rozario-auckland-FSP1011453",
      "fap_fsp_number": "FSP771115",
      "fap_name": "Kripa Financial Solutions Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/jose-aldrin-rozario-auckland-FSP1011453/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP770719",
      "name": "Krishnapriya Santoshkumar Yadav",
      "slug": "krishnapriya-santoshkumar-yadav-auckland-FSP770719",
      "profile_url": "https://financeadvisers.co.nz/adviser/krishnapriya-santoshkumar-yadav-auckland-FSP770719",
      "fap_fsp_number": "FSP771115",
      "fap_name": "Kripa Financial Solutions Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/krishnapriya-santoshkumar-yadav-auckland-FSP770719/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1009341",
      "name": "Nimisha Thomas",
      "slug": "nimisha-thomas-hamilton-FSP1009341",
      "profile_url": "https://financeadvisers.co.nz/adviser/nimisha-thomas-hamilton-FSP1009341",
      "fap_fsp_number": "FSP771115",
      "fap_name": "Kripa Financial Solutions Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/nimisha-thomas-hamilton-FSP1009341/can-advise-on",
      "city": "Hamilton"
    },
    {
      "fsp_number": "FSP771114",
      "name": "Simi Sethu",
      "slug": "simi-sethu-auckland-FSP771114",
      "profile_url": "https://financeadvisers.co.nz/adviser/simi-sethu-auckland-FSP771114",
      "fap_fsp_number": "FSP771115",
      "fap_name": "Kripa Financial Solutions Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/simi-sethu-auckland-FSP771114/can-advise-on",
      "city": "Auckland"
    }
  ],
  "overflow": null,
  "as_of": "2026-09-18",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed FIFO Capital Business Finance in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}