{
  "product_provider": "DUAL NZ",
  "slug": "dual-nz",
  "name_variants_in_corpus": [
    "DUAL NZ"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/dual-nz/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/dual-nz",
  "data_state": "pds-ingested",
  "fap_count": 1,
  "total_advisers": 10,
  "advisers_returned": 10,
  "edge_as_of": "2026-05-23",
  "faps": [
    {
      "fsp_number": "FSP39628",
      "name": "Howden Corporate Limited",
      "adviser_count": 10,
      "slug": "howden-corporate-limited-fsp39628",
      "profile_url": "https://financeadvisers.co.nz/provider/howden-corporate-limited-fsp39628",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP39628/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP39628/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP1005744",
      "name": "Jaime Alexander Pronk",
      "slug": "jaime-alexander-pronk-auckland-central-FSP1005744",
      "profile_url": "https://financeadvisers.co.nz/adviser/jaime-alexander-pronk-auckland-central-FSP1005744",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/jaime-alexander-pronk-auckland-central-FSP1005744/can-advise-on",
      "city": "Auckland Central"
    },
    {
      "fsp_number": "FSP508926",
      "name": "Johannes Oosterwald Van Der Merwe",
      "slug": "johannes-oosterwald-van-der-merwe-auckland-FSP508926",
      "profile_url": "https://financeadvisers.co.nz/adviser/johannes-oosterwald-van-der-merwe-auckland-FSP508926",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/johannes-oosterwald-van-der-merwe-auckland-FSP508926/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP635929",
      "name": "Lisa Rebecca Russell",
      "slug": "lisa-rebecca-russell-auckland-central-FSP635929",
      "profile_url": "https://financeadvisers.co.nz/adviser/lisa-rebecca-russell-auckland-central-FSP635929",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/lisa-rebecca-russell-auckland-central-FSP635929/can-advise-on",
      "city": "Auckland Central"
    },
    {
      "fsp_number": "FSP1009091",
      "name": "Neha Manhas",
      "slug": "neha-manhas-auckland-central-FSP1009091",
      "profile_url": "https://financeadvisers.co.nz/adviser/neha-manhas-auckland-central-FSP1009091",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/neha-manhas-auckland-central-FSP1009091/can-advise-on",
      "city": "Auckland Central"
    },
    {
      "fsp_number": "FSP103405",
      "name": "Nigel McLean Wallace",
      "slug": "nigel-mclean-wallace-auckland-FSP103405",
      "profile_url": "https://financeadvisers.co.nz/adviser/nigel-mclean-wallace-auckland-FSP103405",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/nigel-mclean-wallace-auckland-FSP103405/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP85181",
      "name": "Rebecca Lua Redford",
      "slug": "rebecca-lua-redford-auckland-FSP85181",
      "profile_url": "https://financeadvisers.co.nz/adviser/rebecca-lua-redford-auckland-FSP85181",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/rebecca-lua-redford-auckland-FSP85181/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP529926",
      "name": "Reneeta D'silva",
      "slug": "reneeta-dsilva-auckland-FSP529926",
      "profile_url": "https://financeadvisers.co.nz/adviser/reneeta-dsilva-auckland-FSP529926",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/reneeta-dsilva-auckland-FSP529926/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP357106",
      "name": "Sharyn Joy Brown",
      "slug": "sharyn-joy-brown-auckland-FSP357106",
      "profile_url": "https://financeadvisers.co.nz/adviser/sharyn-joy-brown-auckland-FSP357106",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/sharyn-joy-brown-auckland-FSP357106/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP103464",
      "name": "Shona Patricia Solomone",
      "slug": "shona-patricia-solomone-auckland-central-FSP103464",
      "profile_url": "https://financeadvisers.co.nz/adviser/shona-patricia-solomone-auckland-central-FSP103464",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/shona-patricia-solomone-auckland-central-FSP103464/can-advise-on",
      "city": "Auckland Central"
    },
    {
      "fsp_number": "FSP84701",
      "name": "Simon James Keenan",
      "slug": "simon-james-keenan-auckland-FSP84701",
      "profile_url": "https://financeadvisers.co.nz/adviser/simon-james-keenan-auckland-FSP84701",
      "fap_fsp_number": "FSP39628",
      "fap_name": "Howden Corporate Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/simon-james-keenan-auckland-FSP84701/can-advise-on",
      "city": "Auckland"
    }
  ],
  "overflow": null,
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed DUAL NZ in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}