{
  "product_provider": "Cigna Life Ltd",
  "slug": "cigna-life-ltd",
  "name_variants_in_corpus": [
    "Cigna Life Ltd"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/cigna-life-ltd/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/cigna-life-ltd",
  "data_state": "pds-ingested",
  "fap_count": 1,
  "total_advisers": 27,
  "advisers_returned": 27,
  "edge_as_of": "2026-05-23",
  "faps": [
    {
      "fsp_number": "FSP37033",
      "name": "Mike Pero Mortgages Limited",
      "adviser_count": 27,
      "slug": "mike-pero-mortgages-limited-fsp37033",
      "profile_url": "https://financeadvisers.co.nz/provider/mike-pero-mortgages-limited-fsp37033",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP37033/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP37033/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP470826",
      "name": "Andrew Nicolaas Rood",
      "slug": "andrew-nicolaas-rood-tauranga-FSP470826",
      "profile_url": "https://financeadvisers.co.nz/adviser/andrew-nicolaas-rood-tauranga-FSP470826",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/andrew-nicolaas-rood-tauranga-FSP470826/can-advise-on",
      "city": "Tauranga"
    },
    {
      "fsp_number": "FSP1010469",
      "name": "Becs Wilde",
      "slug": "becs-wilde-dunedin-FSP1010469",
      "profile_url": "https://financeadvisers.co.nz/adviser/becs-wilde-dunedin-FSP1010469",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/becs-wilde-dunedin-FSP1010469/can-advise-on",
      "city": "Dunedin"
    },
    {
      "fsp_number": "FSP31521",
      "name": "Christopher John Channon",
      "slug": "christopher-john-channon-auckland-FSP31521",
      "profile_url": "https://financeadvisers.co.nz/adviser/christopher-john-channon-auckland-FSP31521",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/christopher-john-channon-auckland-FSP31521/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP288905",
      "name": "Daniel John Bentley",
      "slug": "daniel-john-bentley-manurewa-FSP288905",
      "profile_url": "https://financeadvisers.co.nz/adviser/daniel-john-bentley-manurewa-FSP288905",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/daniel-john-bentley-manurewa-FSP288905/can-advise-on",
      "city": "Manurewa"
    },
    {
      "fsp_number": "FSP1001947",
      "name": "Darren Larry Francis Lawson",
      "slug": "darren-larry-francis-lawson-christchurch-FSP1001947",
      "profile_url": "https://financeadvisers.co.nz/adviser/darren-larry-francis-lawson-christchurch-FSP1001947",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/darren-larry-francis-lawson-christchurch-FSP1001947/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP659491",
      "name": "David Ian Brian Clemens",
      "slug": "david-ian-brian-clemens-waikanae-FSP659491",
      "profile_url": "https://financeadvisers.co.nz/adviser/david-ian-brian-clemens-waikanae-FSP659491",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/david-ian-brian-clemens-waikanae-FSP659491/can-advise-on",
      "city": "Waikanae"
    },
    {
      "fsp_number": "FSP26102",
      "name": "Gary Anthony Dobbs",
      "slug": "gary-anthony-dobbs-timaru-FSP26102",
      "profile_url": "https://financeadvisers.co.nz/adviser/gary-anthony-dobbs-timaru-FSP26102",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/gary-anthony-dobbs-timaru-FSP26102/can-advise-on",
      "city": "Timaru"
    },
    {
      "fsp_number": "FSP671531",
      "name": "Jacqueline Hemi",
      "slug": "jacqueline-hemi-inglewood-FSP671531",
      "profile_url": "https://financeadvisers.co.nz/adviser/jacqueline-hemi-inglewood-FSP671531",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/jacqueline-hemi-inglewood-FSP671531/can-advise-on",
      "city": "Inglewood"
    },
    {
      "fsp_number": "FSP462526",
      "name": "Lynda Mary Spicer",
      "slug": "lynda-mary-spicer-pokeno-FSP462526",
      "profile_url": "https://financeadvisers.co.nz/adviser/lynda-mary-spicer-pokeno-FSP462526",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/lynda-mary-spicer-pokeno-FSP462526/can-advise-on",
      "city": "Pokeno"
    },
    {
      "fsp_number": "FSP637029",
      "name": "Mani Faletanoai",
      "slug": "mani-faletanoai-auckland-FSP637029",
      "profile_url": "https://financeadvisers.co.nz/adviser/mani-faletanoai-auckland-FSP637029",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/mani-faletanoai-auckland-FSP637029/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP32281",
      "name": "Maria Akenese Pereira",
      "slug": "maria-akenese-pereira-lower-hutt-FSP32281",
      "profile_url": "https://financeadvisers.co.nz/adviser/maria-akenese-pereira-lower-hutt-FSP32281",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/maria-akenese-pereira-lower-hutt-FSP32281/can-advise-on",
      "city": "Lower Hutt"
    },
    {
      "fsp_number": "FSP26105",
      "name": "Mark John Thomson",
      "slug": "mark-john-thomson-wellington-FSP26105",
      "profile_url": "https://financeadvisers.co.nz/adviser/mark-john-thomson-wellington-FSP26105",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/mark-john-thomson-wellington-FSP26105/can-advise-on",
      "city": "Wellington"
    },
    {
      "fsp_number": "FSP278266",
      "name": "Mark Owen Greene",
      "slug": "mark-owen-greene-auckland-FSP278266",
      "profile_url": "https://financeadvisers.co.nz/adviser/mark-owen-greene-auckland-FSP278266",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/mark-owen-greene-auckland-FSP278266/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP544166",
      "name": "Nicholas John Schnell",
      "slug": "nicholas-john-schnell-havelock-north-FSP544166",
      "profile_url": "https://financeadvisers.co.nz/adviser/nicholas-john-schnell-havelock-north-FSP544166",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/nicholas-john-schnell-havelock-north-FSP544166/can-advise-on",
      "city": "Havelock North"
    },
    {
      "fsp_number": "FSP559207",
      "name": "Nigel Peter Sew Hoy",
      "slug": "nigel-peter-sew-hoy-auckland-FSP559207",
      "profile_url": "https://financeadvisers.co.nz/adviser/nigel-peter-sew-hoy-auckland-FSP559207",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/nigel-peter-sew-hoy-auckland-FSP559207/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP34881",
      "name": "Philippa Ann Norman",
      "slug": "philippa-ann-norman-auckland-FSP34881",
      "profile_url": "https://financeadvisers.co.nz/adviser/philippa-ann-norman-auckland-FSP34881",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/philippa-ann-norman-auckland-FSP34881/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP36861",
      "name": "Ross William Bell",
      "slug": "ross-william-bell-christchurch-FSP36861",
      "profile_url": "https://financeadvisers.co.nz/adviser/ross-william-bell-christchurch-FSP36861",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/ross-william-bell-christchurch-FSP36861/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1005973",
      "name": "Ruth Marie Chaney",
      "slug": "ruth-marie-chaney-auckland-FSP1005973",
      "profile_url": "https://financeadvisers.co.nz/adviser/ruth-marie-chaney-auckland-FSP1005973",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/ruth-marie-chaney-auckland-FSP1005973/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP767133",
      "name": "Samantha June Schuurman",
      "slug": "samantha-june-schuurman-christchurch-FSP767133",
      "profile_url": "https://financeadvisers.co.nz/adviser/samantha-june-schuurman-christchurch-FSP767133",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/samantha-june-schuurman-christchurch-FSP767133/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1009696",
      "name": "Shalu Sansanwal",
      "slug": "shalu-sansanwal-papakura-FSP1009696",
      "profile_url": "https://financeadvisers.co.nz/adviser/shalu-sansanwal-papakura-FSP1009696",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/shalu-sansanwal-papakura-FSP1009696/can-advise-on",
      "city": "Papakura"
    },
    {
      "fsp_number": "FSP42101",
      "name": "Simon Charles Parton",
      "slug": "simon-charles-parton-lower-hutt-FSP42101",
      "profile_url": "https://financeadvisers.co.nz/adviser/simon-charles-parton-lower-hutt-FSP42101",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/simon-charles-parton-lower-hutt-FSP42101/can-advise-on",
      "city": "Lower Hutt"
    },
    {
      "fsp_number": "FSP31163",
      "name": "Stephen James Young",
      "slug": "stephen-james-young-auckland-FSP31163",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephen-james-young-auckland-FSP31163",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephen-james-young-auckland-FSP31163/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP26151",
      "name": "Stephen Raymond Walsh",
      "slug": "stephen-raymond-walsh-christchurch-FSP26151",
      "profile_url": "https://financeadvisers.co.nz/adviser/stephen-raymond-walsh-christchurch-FSP26151",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/stephen-raymond-walsh-christchurch-FSP26151/can-advise-on",
      "city": "Christchurch"
    },
    {
      "fsp_number": "FSP1001829",
      "name": "Supreet Mahey",
      "slug": "supreet-mahey-rolleston-FSP1001829",
      "profile_url": "https://financeadvisers.co.nz/adviser/supreet-mahey-rolleston-FSP1001829",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/supreet-mahey-rolleston-FSP1001829/can-advise-on",
      "city": "Rolleston"
    },
    {
      "fsp_number": "FSP1002225",
      "name": "Teresa Dawn Greenhill",
      "slug": "teresa-dawn-greenhill-hawera-FSP1002225",
      "profile_url": "https://financeadvisers.co.nz/adviser/teresa-dawn-greenhill-hawera-FSP1002225",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/teresa-dawn-greenhill-hawera-FSP1002225/can-advise-on",
      "city": "Hawera"
    },
    {
      "fsp_number": "FSP26101",
      "name": "Wayne Frederick James Collier",
      "slug": "wayne-frederick-james-collier-new-plymouth-FSP26101",
      "profile_url": "https://financeadvisers.co.nz/adviser/wayne-frederick-james-collier-new-plymouth-FSP26101",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/wayne-frederick-james-collier-new-plymouth-FSP26101/can-advise-on",
      "city": "New Plymouth"
    },
    {
      "fsp_number": "FSP729491",
      "name": "Yun Shan Liang",
      "slug": "yun-shan-liang-auckland-FSP729491",
      "profile_url": "https://financeadvisers.co.nz/adviser/yun-shan-liang-auckland-FSP729491",
      "fap_fsp_number": "FSP37033",
      "fap_name": "Mike Pero Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/yun-shan-liang-auckland-FSP729491/can-advise-on",
      "city": "Auckland"
    }
  ],
  "overflow": null,
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Cigna Life Ltd in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}