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      "fap_fsp_number": "FSP24848",
      "fap_name": "Forsyth Barr Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/william-robin-vielle-ward-auckland-FSP504726/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP247905",
      "name": "Yujia Gu",
      "slug": "yujia-gu-auckland-FSP247905",
      "profile_url": "https://financeadvisers.co.nz/adviser/yujia-gu-auckland-FSP247905",
      "fap_fsp_number": "FSP24848",
      "fap_name": "Forsyth Barr Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/yujia-gu-auckland-FSP247905/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1004838",
      "name": "Zoe Victoria Sandston",
      "slug": "zoe-victoria-sandston-wellington-central-FSP1004838",
      "profile_url": "https://financeadvisers.co.nz/adviser/zoe-victoria-sandston-wellington-central-FSP1004838",
      "fap_fsp_number": "FSP24848",
      "fap_name": "Forsyth Barr Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/zoe-victoria-sandston-wellington-central-FSP1004838/can-advise-on",
      "city": "Wellington \n  Central"
    }
  ],
  "overflow": null,
  "as_of": "2026-06-01",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed BT Funds Management (NZ) Limited in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}