{
  "product_provider": "Better Mortgage Management",
  "slug": "better-mortgage-management",
  "name_variants_in_corpus": [
    "Better Mortgage Management"
  ],
  "page_url": "https://financeadvisers.co.nz/network/insurer/better-mortgage-management/advisers",
  "parent_page_url": "https://financeadvisers.co.nz/network/insurer/better-mortgage-management",
  "data_state": "pds-ingested",
  "fap_count": 1,
  "total_advisers": 4,
  "advisers_returned": 4,
  "edge_as_of": "2026-06-01",
  "faps": [
    {
      "fsp_number": "FSP723791",
      "name": "Kris Pedersen Mortgages Limited",
      "adviser_count": 4,
      "slug": "kris-pedersen-mortgages-limited-fsp723791",
      "profile_url": "https://financeadvisers.co.nz/provider/kris-pedersen-mortgages-limited-fsp723791",
      "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP723791/disclosure.md",
      "facts_url": "https://financeadvisers.co.nz/api/provider/FSP723791/facts.json"
    }
  ],
  "advisers": [
    {
      "fsp_number": "FSP1002850",
      "name": "Edmund Chin Thye Cheok",
      "slug": "edmund-chin-thye-cheok-auckland-FSP1002850",
      "profile_url": "https://financeadvisers.co.nz/adviser/edmund-chin-thye-cheok-auckland-FSP1002850",
      "fap_fsp_number": "FSP723791",
      "fap_name": "Kris Pedersen Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/edmund-chin-thye-cheok-auckland-FSP1002850/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP1007282",
      "name": "Hui Phen Yap",
      "slug": "hui-phen-yap-takapuna-FSP1007282",
      "profile_url": "https://financeadvisers.co.nz/adviser/hui-phen-yap-takapuna-FSP1007282",
      "fap_fsp_number": "FSP723791",
      "fap_name": "Kris Pedersen Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/hui-phen-yap-takapuna-FSP1007282/can-advise-on",
      "city": "Takapuna"
    },
    {
      "fsp_number": "FSP525866",
      "name": "Kris Jason Pedersen",
      "slug": "kris-jason-pedersen-auckland-FSP525866",
      "profile_url": "https://financeadvisers.co.nz/adviser/kris-jason-pedersen-auckland-FSP525866",
      "fap_fsp_number": "FSP723791",
      "fap_name": "Kris Pedersen Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/kris-jason-pedersen-auckland-FSP525866/can-advise-on",
      "city": "Auckland"
    },
    {
      "fsp_number": "FSP555707",
      "name": "Ryan Smuts",
      "slug": "ryan-smuts-auckland-FSP555707",
      "profile_url": "https://financeadvisers.co.nz/adviser/ryan-smuts-auckland-FSP555707",
      "fap_fsp_number": "FSP723791",
      "fap_name": "Kris Pedersen Mortgages Limited",
      "can_advise_on_url": "https://financeadvisers.co.nz/adviser/ryan-smuts-auckland-FSP555707/can-advise-on",
      "city": "Auckland"
    }
  ],
  "overflow": null,
  "as_of": "2026-09-18",
  "provenance": {
    "source": "FAP Public Disclosure Statements (FMC Act 2013 s431) joined to FSPR adviser–FAP appointments via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; provider-name variants canonicalised via hand-curated alias list",
    "framing": "Advisers at FAPs that have disclosed Better Mortgage Management in their PDS product panel. AI-summarised from PDS; refer to each FAP's original disclosure for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough_per_fap": "See faps[].disclosure_md_url",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to each FAP's own current Public Disclosure Statement."
}