{
  "fsp_number": "FSP769593",
  "name": "Jeby Joseph Thykkattucherry",
  "slug": "jeby-joseph-thykkattucherry-auckland-FSP769593",
  "profile_url": "https://financeadvisers.co.nz/adviser/jeby-joseph-thykkattucherry-auckland-FSP769593/can-advise-on",
  "fap": {
    "fsp_number": "FSP1002108",
    "name": "Sl Brand Limited",
    "disclosure_md_url": "https://financeadvisers.co.nz/api/provider/FSP1002108/disclosure.md",
    "facts_url": "https://financeadvisers.co.nz/api/provider/FSP1002108/facts.json",
    "fspr_url": "https://fsp-register.companiesoffice.govt.nz/companies/app/ui/pages/companies/FSP1002108"
  },
  "product_panel_via_fap": {
    "data_state": "pds-ingested",
    "count": 61,
    "returned": 61,
    "total_matching": 61,
    "truncated": false,
    "as_of": "2026-06-06",
    "providers": [
      {
        "provider": "AIA NEW ZEALAND Ltd (Sovereign)",
        "raw_name": "AIA NEW ZEALAND Ltd (Sovereign)",
        "confidence_tier": "C"
      },
      {
        "provider": "AIG Insurance",
        "raw_name": "AIG Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Allianz",
        "raw_name": "Allianz New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Ando",
        "raw_name": "Ando Insurance Group Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "ANZ",
        "raw_name": "ANZ Bank New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Aon",
        "raw_name": "Aon New Zealand",
        "confidence_tier": "C"
      },
      {
        "provider": "ASAP Finance",
        "raw_name": "ASAP Finance Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "ASB Bank",
        "raw_name": "ASB Bank Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Avanti Finance",
        "raw_name": "Avanti Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Basecorp Finance",
        "raw_name": "Basecorp Finance Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Berkshire Hathaway Specialty Insurance",
        "raw_name": "Berkshire Hathaway Specialty Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "Bizcap",
        "raw_name": "Bizcap",
        "confidence_tier": "C"
      },
      {
        "provider": "BNZ",
        "raw_name": "BNZ",
        "confidence_tier": "C"
      },
      {
        "provider": "Bounce Parametric Earthquake Insurance",
        "raw_name": "Bounce Parametric Earthquake Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "Chubb Insurance",
        "raw_name": "Chubb Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Chubb Life Insurance New Zealand",
        "raw_name": "Chubb Life Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Classic Cover Insurance",
        "raw_name": "Classic Cover Insurance Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Conrad Funds Management",
        "raw_name": "Conrad Funds Management Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Covermore",
        "raw_name": "Covermore",
        "confidence_tier": "C"
      },
      {
        "provider": "Cressida Capital",
        "raw_name": "Cressida Capital Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "DBR Property Finance",
        "raw_name": "DBR Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Delta Insurance",
        "raw_name": "Delta Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "DUAL New Zealand Ltd (IUA)",
        "raw_name": "DUAL New Zealand Ltd (IUA)",
        "confidence_tier": "C"
      },
      {
        "provider": "Emergence",
        "raw_name": "Emergence NZ Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Event Cover",
        "raw_name": "Event Cover",
        "confidence_tier": "C"
      },
      {
        "provider": "Fidelity Life",
        "raw_name": "Fidelity Life Assurance Company Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "First Mortgage Trust",
        "raw_name": "First Mortgage Trust",
        "confidence_tier": "C"
      },
      {
        "provider": "Funding Partners",
        "raw_name": "Funding Partners",
        "confidence_tier": "C"
      },
      {
        "provider": "General Finance",
        "raw_name": "General Finance",
        "confidence_tier": "C"
      },
      {
        "provider": "Heartland Bank",
        "raw_name": "Heartland Bank Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Kiwibank",
        "raw_name": "Kiwibank",
        "confidence_tier": "C"
      },
      {
        "provider": "Liberty Financial",
        "raw_name": "Liberty Financial Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Lumley General Insurance",
        "raw_name": "Lumley General Insurance (N.Z.) Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Mecon",
        "raw_name": "Mecon",
        "confidence_tier": "C"
      },
      {
        "provider": "Midlands Mortgage Trust",
        "raw_name": "Midlands Mortgage Trust",
        "confidence_tier": "C"
      },
      {
        "provider": "Nautilus Marine Insurance",
        "raw_name": "Nautilus Marine Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "nib",
        "raw_name": "NIB NZ Limited",
        "confidence_tier": "C"
      },
      {
        "provider": "NZI",
        "raw_name": "NZI",
        "confidence_tier": "C"
      },
      {
        "provider": "Pallas Capital",
        "raw_name": "Pallas Capital",
        "confidence_tier": "C"
      },
      {
        "provider": "Partners Life",
        "raw_name": "Partners Life Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Pepper Money",
        "raw_name": "Pepper New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Prospa",
        "raw_name": "Prospa NZ Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Protecsure",
        "raw_name": "Protecsure Pty Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "QBE Insurance",
        "raw_name": "QBE Insurance (Australia) Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "QBE Liability",
        "raw_name": "QBE Liability",
        "confidence_tier": "C"
      },
      {
        "provider": "Resimac Home Loans",
        "raw_name": "Resimac Home Loans Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Rosser Underwriting",
        "raw_name": "Rosser Underwriting Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Southern Cross Financial Group",
        "raw_name": "Southern Cross Financial Group",
        "confidence_tier": "C"
      },
      {
        "provider": "Southland Building Society (SBS Bank)",
        "raw_name": "Southland Building Society (SBS Bank)",
        "confidence_tier": "C"
      },
      {
        "provider": "Sovereign Home Loans (AIA / GoHomeLoan)",
        "raw_name": "Sovereign Home Loans (AIA / GoHomeLoan)",
        "confidence_tier": "C"
      },
      {
        "provider": "Star Insurance (Star Underwriting Agents Ltd)",
        "raw_name": "Star Insurance (Star Underwriting Agents Ltd)",
        "confidence_tier": "C"
      },
      {
        "provider": "Swann Insurance",
        "raw_name": "Swann Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "The Co-operative Bank",
        "raw_name": "The Co-operative Bank Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "TLC Insurance",
        "raw_name": "TLC Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "TSB",
        "raw_name": "TSB Bank",
        "confidence_tier": "C"
      },
      {
        "provider": "Unity Credit Union",
        "raw_name": "Unity",
        "confidence_tier": "C"
      },
      {
        "provider": "Vero",
        "raw_name": "Vero Insurance New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Vero Liability Insurance",
        "raw_name": "Vero Liability Insurance Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Vero Marine Insurance",
        "raw_name": "Vero Marine Insurance",
        "confidence_tier": "C"
      },
      {
        "provider": "Westpac",
        "raw_name": "Westpac New Zealand Ltd",
        "confidence_tier": "C"
      },
      {
        "provider": "Zurich Australian Insurance",
        "raw_name": "Zurich Australian Insurance Ltd",
        "confidence_tier": "C"
      }
    ],
    "unlisted_provider_state": "does_not",
    "unlisted_provider_meaning": "Their firm's disclosure statement does not name the provider. A firm may still advise on products it has not listed."
  },
  "as_of": "2026-10-12",
  "provenance": {
    "source": "FAP Public Disclosure Statement (FMC Act 2013 s431) via FinanceAdvisersNZ PDS mirror",
    "extraction": "Sonnet-extracted product_panel; confidence tier C; name variants canonicalised via hand-curated alias list",
    "framing": "Product providers this adviser's FAP has disclosed in their public disclosure statement. AI-summarised from PDS; refer to the original PDS for the authoritative list. Not adviser-specific scope of advice.",
    "verbatim_passthrough": "https://financeadvisers.co.nz/api/provider/FSP1002108/disclosure.md",
    "pds_corpus_coverage": "~107 of ~2,444 NZ FAPs (~4.5%) as of 2026-06-01",
    "schema_version": "2026-06-01"
  },
  "notes": "FinanceAdvisersNZ is a directory mirror, not the regulator. Product-panel disclosure is firm-wide (FAP-level), not adviser-specific. For binding regulatory purposes, refer to the FAP's own current Public Disclosure Statement."
}